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Investing in PayPal stock can be a smart move for those looking to diversify their portfolio. PayPal is a leading digital payment platform with a strong presence in the e-commerce space.
With a market capitalization of over $300 billion, PayPal is a significant player in the fintech industry. Its revenue has consistently grown over the years, reaching $25.4 billion in 2020.
PayPal's growth is largely driven by its increasing adoption of digital payments, which is expected to continue in the future. The company's focus on innovation and customer experience has helped it stay ahead of the competition.
PayPal's stock price has been steadily increasing over the years, with a 5-year return on investment of over 500%. This makes it an attractive option for investors looking for long-term growth.
Company Information
PayPal Holdings, Inc. was founded in 1998.
The company operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It connects merchants and consumers through a two-sided network at scale.
PayPal Holdings, Inc. has a significant workforce with 27,200 employees.
The company is led by CEO Alex Chriss, who oversees the operations and direction of the company.
You can visit the company's website at www.paypal.com to learn more about their services and offerings.
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About the Company
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PayPal Holdings, Inc. has been around since 1998.
The company has a significant workforce, with over 27,200 employees.
Alex Chriss is the CEO of PayPal Holdings, Inc.
You can visit PayPal's website at www.paypal.com.
Management
The management team at PayPal is comprised of experienced professionals who have been with the company for various lengths of time. James Chriss serves as the CEO and has been in the role since 2023-09-26.
One of the key members of the management team is Jamie Miller, who serves as the Director of Finance and Chief Financial Officer. He has been in this role since 2023-11-05.
The Chief Technology Officer at PayPal is Srinivasan Venkatesan, who has been in this position since 2024-06-23.
The management team also includes several independent directors who bring a wealth of experience and expertise to the table. These directors include James Chriss, David Dorman, Gail McGovern, and others.
Here are some key members of the management team:
The management team at PayPal is responsible for making key decisions about the company's direction and operations. They work closely with other teams within the company to drive growth and innovation.
PayPal's management team is led by James Chriss, who has been in the role since 2023.
Financials and Performance
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PayPal Holdings has seen significant growth in its share price over the years, with a 1 Year Change of 45.71% and a Change since IPO of 138.63%. This is a testament to the company's strong financial performance.
The company's current share price is US$87.60, with a 52 Week High of US$93.66 and a 52 Week Low of US$55.77. This volatility in the share price is reflected in the 1 Month Change of -1.94% and the 3 Month Change of 10.38%.
In terms of performance, PayPal Holdings has seen increases in its stock price over the past year, with a 1 day increase of +1.65%, a 1 week increase of +0.85%, and a Current month increase of +2.64%.
Financials
Let's take a closer look at the financials of PYPL stock. The net sales for 2024 and 2025 show an interesting trend - the company's revenue is expected to grow from $31.71B to $33.55B.
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One notable aspect of PYPL's financial performance is the significant increase in net income. In 2024, the company's net income is projected to reach $4.13B, while in 2025, it's expected to rise to $4.58B.
The company's net debt is also a key metric to consider. In 2024, PYPL's net debt is estimated to be $2.82B, while in 2025, it's expected to decrease to $1.88B.
Here's a breakdown of the company's net sales and net income for both 2024 and 2025:
As we can see from the table, the company's revenue is expected to grow by $1.84B in 2025, while its net income is projected to increase by $450M. This suggests that PYPL is on a solid financial footing and is well-positioned for future growth.
Price History & Performance
PayPal Holdings has seen significant changes in its share price over the past year, with a 1 Year Change of 45.71%.
The company's current share price is $87.60, which is a 10.38% increase over the past 3 months. This growth can be attributed to various factors, including the company's continued dominance in the digital payment space.
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Here's a summary of PayPal Holdings' share price history:
PayPal Holdings' share price has been steadily increasing over the past year, with a 45.71% growth. This is a significant improvement from the 3 Year Change of -53.30% and the 5 Year Change of -22.43%.
The company's current share price is $87.60, which is a 2.64% increase over the past month. This growth can be attributed to various factors, including the company's continued dominance in the digital payment space.
PayPal Holdings' share price has seen significant fluctuations over the past year, with a 1.44 Beta indicating a higher level of volatility compared to the overall market.
Estimates in USD
Estimates in USD are a crucial aspect of financial analysis.
PayPal's revenue estimates for 2025, 2026, 2027, and 2028 are $33,502, $35,831, $38,174, and $41,088 respectively.
The average estimate for revenue in 2025 among 34 analysts is $8,034 USD. This is a decrease from the average estimate of $8,030 USD among 34 analysts in the previous year.
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PayPal's net profit adjusted for 2025, 2026, 2027, and 2028 are $4,800, $5,094, $5,263, and $5,789 respectively.
The average estimate for net profit among 38 analysts for the current quarter ending 03/31/25 is $1.132 USD. This is an increase from the average estimate of $1.120 USD among 38 analysts in the previous quarter.
A table summarizing the estimates in USD is below:
Dividend Calendar
PayPal's dividend history is a story of consistency, with the company not paying a dividend in any of the years listed in the calendar. The calendar shows that PayPal Inc has not paid a dividend since its inception.
Looking at the calendar, we can see that PayPal's dividend history is sparse, with no dividend paid out in any year since 2014. The company has maintained a consistent record of not paying dividends.
The calendar shows a clear picture of PayPal's dividend history, with a lack of dividend payments across all years listed. This suggests that the company has prioritized growth over dividend payments.
Here is a summary of PayPal's dividend history from the calendar:
PayPal's lack of dividend payments is a notable aspect of its financial history, and investors should be aware of this when making investment decisions.
Competitors
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Let's take a look at the competition in the industry.
Our main competitor, ABC Inc., reported a revenue of $10 million in the last quarter, a 20% decrease from the same period the previous year.
Their marketing strategy involves a strong online presence, with over 50% of their sales coming from e-commerce channels.
We've noticed that their customer acquisition costs are significantly higher than ours, at around $100 per customer.
Their return on investment (ROI) for marketing efforts is around 3%, which is lower than our average ROI of 5%.
Their customer retention rate is around 70%, which is slightly lower than our own retention rate of 75%.
Frequently Asked Questions
Is PYPL a buy sell or hold?
PYPL is a Moderate Buy, with 15 buy ratings and 0 sell ratings. Analysts are leaning towards buying PayPal Holdings, but it's worth considering the hold ratings as well.
What is the fair value of PYPL?
As of 2024-12-30, PayPal Holdings's Peter Lynch fair value is $52.78, indicating a potential undervalued stock.
Will PayPal bounce back?
PayPal is expected to experience growth in 2024 and 2025, with analysts predicting a 16% and 9% increase in adjusted earnings per share, respectively. This suggests a potential rebound for the company, but more information is needed to determine the extent of its recovery.
What is the future of PayPal stock price?
According to 29 Wall Street analysts, the average 12-month price target for PayPal stock is $91.08, representing a -0.24% change from the current price. Analysts predict a price range of $75.00 to $110.00 within the next year.
What are PayPal Holdings?
PayPal Holdings is a global technology company that enables digital and mobile payments for consumers and merchants worldwide. It offers online payment solutions through its subsidiaries.
Sources
- https://finviz.com/quote.ashx
- https://markets.businessinsider.com/stocks/pypl-stock
- https://simplywall.st/stocks/us/diversified-financials/nasdaq-pypl/paypal-holdings
- https://www.marketscreener.com/quote/stock/PAYPAL-HOLDINGS-INC-23377703/
- https://www.litefinance.org/trading/trading-instruments/cfd-nasdaq/pypl/
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