
Prudential plc is a multinational life insurance and financial services company with a rich history dating back to 1848.
Headquartered in the UK, the company has a significant presence in Asia, with operations in 32 markets.
Prudential plc offers a wide range of financial products and services, including life insurance, pensions, and investments.
The company's main business is Asia, which accounts for around 90% of its profits.
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Company Overview
Prudential plc is a company with a rich history. It was founded in Hatton Garden in London in May 1848 as The Prudential, Investment, Loan, and Assurance Association.
The company's early history is marked by its innovative approach to insurance policies. In 1854, Prudential began selling Industrial Branch insurance policies to the working class population for premiums as low as one penny a week.
Prudential's product offerings include Fixed Annuities, Fixed Indexed Annuities, and Health Insurance. Its brands include Prudential and Eastspring.
History
The company was founded in Hatton Garden in London in May 1848 as The Prudential, Investment, Loan, and Assurance Association. It changed its name to The Prudential Mutual Assurance, Investment, and Loan Association in September 1848.
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The Prudential began selling Industrial Branch insurance policies to the working class population in 1854, with premiums as low as one penny a week. This innovative approach helped the company grow rapidly.
The company moved to its long-time home at Holborn Bars in 1879 and converted to a limited company in 1881. The building was designed by Alfred Waterhouse and built of terracotta manufactured by Gibbs and Canning of Tamworth.
In 1924, the company was first listed on the London Stock Exchange. This marked a significant milestone in the company's history.
Prudential launched a new subsidiary, PruHealth, in October 2004, a joint venture with Discovery Holdings of South Africa selling private medical insurance to the UK market.
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Overview
Prudential Plc is a UK-based insurance company with a long history. They offer a range of products and services.
One of their key products is fixed annuities, which provide a guaranteed income stream to policyholders. Fixed indexed annuities are another type of product they offer, which also provides a guaranteed income stream but with a potential for interest crediting based on the performance of a particular stock market index.
They also offer health insurance, which can provide financial protection in the event of illness or injury.
Here are some of the key brands associated with Prudential Plc:
- Prudential
- Eastspring
Their product range is quite diverse, with other products including XYZ, XYZ, and XYZ.
Pru

Prudential, commonly referred to as Pru, is a company with notable activities.
In December, Prudential made a significant move by repurchasing 1 million shares in London on December 23.
Their financial dealings are closely monitored, with one notable rating from S&P.
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Operations and Performance
Prudential plc has a significant presence in Asia, with its business in Hong Kong being the largest UK life assurer in the continent. It has been operating in Asia since 1923, when an overseas agency for life assurance was created in India.
The company has expanded its operations in Asia to include businesses in 12 countries, including Cambodia, China, India, and Singapore. Prudential's Asian asset management business, Eastspring Investments, has total funds under management of US$247.8 billion.
In Africa, Prudential has been building a multi-product, multi-distribution business since 2014, with operations in eight countries. This expansion has resulted in over one million customers across the continent.
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Operations
Prudential has a significant presence in Asia, with operations in countries such as Hong Kong, India, China, and Southeast Asia.

Their Asian asset management business, Eastspring Investments, has a substantial total funds under management of US$247.8 billion.
Prudential's operations in Africa have been growing steadily since 2014, with a multi-product, multi-distribution business now established in eight countries across the continent.
These countries include Nigeria, Ghana, Togo, Cameroon, and others, with over one million customers.
Prudential's Africa business is now headquartered in Nairobi, which has been the regional office since 2021.
Here are the countries where Prudential has operations in Asia and Africa:
- Hong Kong
- India
- Mainland China
- Cambodia
- Indonesia
- Laos
- Malaysia
- Myanmar
- Philippines
- Singapore
- Taiwan
- Thailand
- Vietnam
- Nigeria
- Ghana
- Togo
- Cameroon
Quotes and Performance
In the past day, the investment has experienced a minor dip of -0.03%.
Looking at the bigger picture, the investment has shown a positive trend over the week, with a gain of +0.22%.
This positive trend has continued into the current month, with another +0.22% gain.
However, if we look at the past month, the investment has actually declined by -0.62%.
Over a longer period, the investment has seen significant declines, with a drop of -9.22% over three months and -11.38% over six months.
Despite these declines, the investment has still managed to show a positive return for the current year, with a gain of +0.22%.
Financials and Valuation
Prudential plc's valuation is quite impressive, with a market capitalization of up to $30.3 billion.
Their price-to-earnings (P/E) ratio for 2024 is 10.3x, indicating a relatively stable stock.
The company's enterprise value has fluctuated over the years, ranging from $16.96 billion to $3.305 trillion.
This significant variation is likely due to changes in the market and global economic conditions.
Here's a breakdown of Prudential plc's financials and valuation:
In terms of free-float, Prudential plc has a high percentage of 99.72%.
This means that a significant portion of the company's shares are available for trading, contributing to its liquidity and stability.
Financials
The financials of a company can be a great indicator of its overall health and potential for growth. In the provided data, we can see that net sales have been steadily increasing over the past few years, with a high of $23.46B in 2024 and a projected high of $29.02B in 2025.
One notable trend is the significant increase in net income, which more than doubled from $1.6B in 2024 to $2.1B in 2025, indicating a strong financial performance.
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The company's net debt is not listed in the provided data, which suggests that it may not be a significant concern for investors.
Here is a breakdown of the company's projected financials for 2025:
The company's stock market performance is also worth noting, with the PRU stock experiencing significant growth in recent years.
Valuation
Valuation is a crucial aspect of understanding a company's financial health. The Prudential plc valuation data shows a wide range in capitalization values over time, from 16.96B to 3,305B.
The P/E ratio, which measures the stock's price relative to its earnings, has also fluctuated between 8.08x and 10.3x over the past year.
Enterprise value, a measure of a company's total value, has similarly varied between 16.96B and 3,305B.
The free-float, which represents the portion of a company's shares that are available for trading, is extremely high at 99.72%.
Here's a summary of the valuation metrics:
The yield, which measures the return on investment, has also changed over time, increasing from 2.72% in 2024 to 3.02% in 2025.
Management and Governance

At Prudential plc, the leadership team is comprised of experienced professionals who have been appointed to various roles within the organization. Anil Wadhwani serves as the CEO, having taken on the position on February 24, 2023.
The Director of Finance and CFO is Benjamin Bulmer, who joined the company on May 30, 2023. Don Guo is the Chief Investment Officer, having assumed the role on August 31, 2022.
The Board of Directors consists of skilled individuals, including Yok Tak Yip, Jeremy Anderson, and Shriti Vadera. Yok Tak Yip has been a Director/Board Member since September 1, 2019, while Jeremy Anderson has held the same position since December 31, 2019. Shriti Vadera serves as the Chairman, having taken on the role on December 31, 2020.
Here is a list of the current Directors and their titles:
- Anil Wadhwani - Chief Executive Officer
- Benjamin Bulmer - Director of Finance/CFO
- Don Guo - Chief Investment Officer
- Yok Tak Yip - Director/Board Member
- Jeremy Anderson - Director/Board Member
- Shriti Vadera - Chairman
Analysts' Insights
Deutsche Bank has downgraded Prudential plc to Hold, cutting its price target in the process.
In August 2024, Deutsche Bank also changed its recommendation for Prudential from Neutral to Hold.
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Exane BNP Paribas upgraded Prudential to Outperform from Neutral, raising its price target.
This upgrade came in June 2024, after a previous recommendation from Jefferies, which kept a Buy rating for Prudential despite lowering its price target.
Here are some key analyst recommendations for Prudential plc:
It's worth noting that these recommendations were made in the past and may not reflect the current market situation.
Key Statistics and Facts
Prudential plc is a major player in the market, and it's essential to understand its key statistics and facts. The company's stock has an open price of 731.00, which indicates the starting point of its trading day.
Its high price for the day reached 737.60, while the low price was 728.60. This shows that the stock experienced some fluctuations throughout the day.
The current bid price is 700.00, and the offer price is 750.00. This means that investors can buy the stock at 700.00 and sell it at 750.00.

Prudential plc's previous close was 726.80, which is the price at which the stock closed the previous trading day. This gives us an idea of the stock's performance over time.
Let's take a look at the company's trading volume: the average volume of shares traded is 11.10 million. This is a significant number, indicating that the stock is actively traded.
Here's a breakdown of the company's shares outstanding, free float, and market capitalization:
The company's price-to-earnings (P/E) ratio is 28.66, which indicates the stock's value relative to its earnings. Prudential plc's earnings per share (EPS) for the trailing 12 months is 0.2532 GBP.
Investors can expect an annual dividend of 16.56 GBX, which translates to an annual dividend yield of 2.28%. The dividend ex-date is September 5, 2024, and the dividend pay-date is October 23, 2024.
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Competitor Analysis
Prudential plc is a UK-based company with a significant presence in the global insurance market.
The company's headquarters is located in London, England, and it operates as a public entity.
Prudential plc has a large workforce, with approximately 15,000 employees.
In comparison to its competitors, Prudential plc is smaller in terms of employee count, with Allianz SE having the largest workforce with 157,883 employees.
Here's a brief overview of Prudential plc's key competitors:
Prudential plc's competitors are well-established companies with a strong presence in the global insurance market.
Frequently Asked Questions
What happened to Prudential plc?
Prudential plc underwent a demerger on October 21, 2019, and is now an Asia-led group focused on growth markets. This change marked a significant shift in the company's strategy and global presence.
Is Prudential plc the same as Prudential Financial?
No, Prudential plc and Prudential Financial are two separate and independent companies with no affiliation. They are distinct entities with different headquarters and ownership structures.
Who took over Prudential life insurance?
Empower acquired Prudential's retirement business on April 1, 2022. This acquisition marked a significant shift in the retirement services market.
Why has Prudential plc share price dropped?
Prudential plc's share price has dropped due to economic challenges affecting countries like China, which have impacted the company's stock value. Despite this, its long-term prospects remain unaffected.
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