
Prepaid legal plans can provide a safety net for individuals and families who need access to legal services but can't afford them. These plans offer a cost-effective way to get help with everyday legal issues.
For a fixed monthly fee, prepaid legal plans often include services such as document review, contract negotiation, and basic will preparation. Some plans may also offer additional services like estate planning, bankruptcy assistance, and even identity theft protection.
Prepaid legal plans can be especially helpful for small business owners who need to navigate complex contracts and agreements. They can also provide peace of mind for families with young children, who may need help with special needs planning or guardianship arrangements.
By paying a small monthly fee, individuals and families can get the legal help they need without breaking the bank.
What is Prepaid Legal?
Prepaid legal, also known as legal insurance, is a type of insurance that covers legal fees for individuals and families.
Prepaid legal plans typically offer a range of services, including will preparation, power of attorney, and estate planning.
You can usually join a prepaid legal plan for a monthly or annual fee, which varies depending on the provider and the services included.
Some prepaid legal plans may also offer additional services such as identity theft protection and financial planning.
In exchange for your fee, you'll have access to a network of attorneys who can provide legal advice and representation on a variety of matters.
Prepaid legal plans can be a cost-effective way to access legal services, especially for those who may not need them frequently but still want to have some protection in place.
By paying a fixed fee upfront, you can budget for legal expenses and avoid unexpected costs that can add up quickly.
Prepaid legal plans can be a good option for individuals and families who want to have some peace of mind and protect their assets without breaking the bank.
Services Offered
With prepaid legal services, you can get help with a variety of tasks.
Prepaid attorney services often include legal review of deeds, contracts, and other types of legal documents. This can give you peace of mind and ensure that your important papers are in order.
These services may also include preparing documents such as wills, trusts, and powers of attorney.
Assistance with Specific Issues
With a prepaid legal plan, you can get expert help with specific issues that come up in your life. You can have your legal documents reviewed to ensure they protect your best interests.
Our provider law firm can review an unlimited number of personal documents, with specific limits on the number of pages. For example, you can get unlimited personal documents up to 15 pages, 25 pages, or 35 pages, depending on your plan.
Here are the specific limits on the number of pages for each plan:
If you're getting married or already married, you can also get help with prenuptial and postnuptial agreements. These agreements can specify how marital assets will be divided between parties following a divorce, and become available 180 consecutive days after the start of your membership.
Marital Agreements
You can get help preparing prenuptial and postnuptial agreements through a vetted law firm. These agreements specify how marital assets will be divided between parties following a divorce.
Benefit is available for the named member only and becomes available 180 consecutive days after the start of your membership. This means you'll need to wait for a few months after signing up to access this benefit.
To prepare a prenuptial or postnuptial agreement, your provider lawyer can provide advice and help with the necessary documents. This is especially important for those with significant assets or complex family situations.
For those who want to review and update their prenuptial or postnuptial agreement, an additional update is available under the 15% discount.
Here's a summary of the marital agreement benefits:
Tenant Lease Assistance
Tenant Lease Assistance can be a lifesaver when navigating the complex world of renting a home, condo, or apartment. Your provider law firm can provide consultation, document review, and negotiation for a rental agreement that names you, your spouse, or covered dependents over the age of 18 as tenants.
The types of individuals who can be named as tenants include the primary member, spouse, and dependents over the age of 18. This is crucial to understand when reviewing a rental agreement.
Having a law firm negotiate the terms of the residential lease with a landlord can be incredibly valuable. This can help protect your rights and ensure a smooth rental experience.
A key part of this process is reviewing lease agreements. This is a critical step in understanding the terms and conditions of your rental agreement and identifying any potential issues.
Here are the types of individuals who can be named as tenants:
- Primary Member
- Spouse
- Dependents over the age of 18
Traffic Ticket Assistance
If you receive a traffic ticket while driving a properly licensed, registered, and insured motor vehicle, our traffic ticket assistance can help. You can get legal assistance on non-criminal moving traffic citations.
You'll need to submit the ticket to your provider law firm at least five business days before the appearance date. If your lawyer requests it, you'll need to attend the court hearing, which comes with a $79 fee.
The number of tickets available per covered member varies depending on your plan. For example, some plans offer 1 ticket per year, while others offer 2 or 3 tickets.
Here's a breakdown of the different plans:
Keep in mind that tickets must be submitted at least five business days before the appearance date, and you may need to attend the court hearing if your lawyer requests it.
Property Damage Collection
If you're involved in a car accident, your LegalShield provider law firm can help with property damage claims of $5,000 or less.
You can use this benefit to collect damages while driving, riding in, or being struck by a motor vehicle.
Unused hours roll over up to a maximum of 3 years, so you can save them for future use.
Any accrued time is lost if your membership is canceled or downgraded, so be mindful of your plan's terms.
Irs Audit Assistance
If you're facing an IRS audit, having the right support can make all the difference. You can receive up to 3.5 hours of pre-trial and 10 hours of trial time during the first membership year.
This assistance can be a huge relief, especially if you're not familiar with the audit process. You'll accrue an additional 10 hours of trial time for each consecutive year you remain a member, up to a total of 50 hours of trial time after 5 years.
Here's a breakdown of the trial time you can expect:
- 3.5 hours of pre-trial time and 10 hours of trial time in the first membership year
- Gain an additional 10 hours of trial time each year, maxing out at 50 trial hours at year 5
Benefits and Convenience
Protecting yourself has never been easier, thanks to the legal plans offered by Pre-Paid Legal Services, Inc. (PPLSI), which provide access to a network of provider law firms for members.
You can get the legal help you need with predictable pricing that's within your budget, with a monthly cost less than an hour with an attorney from a traditional firm.
PPLSI members get unlimited 30-minute calls on new topics, allowing you to address your legal concerns without worrying about the clock.
Neither PPLSI nor its officers, employees, or sales associates directly or indirectly provide legal services, representation, or advice, ensuring that you receive unbiased guidance from experienced attorneys.
Choosing a Plan
When choosing a prepaid legal plan, consider your budget and the length of time you need access to experienced attorneys.
You can select either a 6-month or 12-month plan, which offers one predictable, affordable price for legal services.
Prepaid legal plans often include legal review of deeds, contracts, and other types of legal documents.
These services may also include preparing documents such as deeds, contracts, and other legal documents.
Choose a plan that meets your needs, whether it's a 6-month or 12-month commitment, and enjoy predictable, affordable access to experienced attorneys.
Frequently Asked Questions
What does prepaid legal cover?
Prepaid legal services cover a range of important life events and disputes, including estate planning, real estate transactions, and contract disputes. From protecting your family's future to resolving everyday conflicts, our services have got you covered.
What is prepaid legal now called?
Prepaid Legal Services, Inc. is now known as LegalShield.com. The company's name change reflects its evolution into a leading provider of legal services and identity theft protection.
Are prepaid legal and LegalShield the same thing?
Yes, Prepaid Legal and LegalShield are the same company, with the name change occurring in 2011. They offer a comprehensive suite of services with over 50 years of experience.
Does prepaid legal cover bankruptcies?
Yes, a prepaid legal plan can connect you to a qualified bankruptcy lawyer for guidance on your next steps. This can help alleviate financial stress and provide a clear path forward.
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