Powszechny Zakład Ubezpieczeń Company Profile and Activities

Powszechny Zakład Ubezpieczeń is a Polish insurance company that has been around since 1924. It was established by the Polish government to provide social insurance to its citizens.

The company's main goal is to protect its policyholders from various risks, including accidents, illnesses, and old age.

Powszechny Zakład Ubezpieczeń offers a wide range of insurance products, including life insurance, health insurance, and property insurance.

Its headquarters is located in Warsaw, Poland, and it has a strong presence in the Polish insurance market.

Powszechny Zakład Ubezpieczeń was first established in 1921 as Polska Dyrekcja Ubezpieczeń Wzajemnych.

Its history dates back to 1803, but the company's activities began in 1921.

The company was initially known as Powszechny Zakład Ubezpieczeń Wzajemnych (PZUW) from 1927 to 1952.

In 1952, the company became the Państwowy Zakład Ubezpieczeń (PZU), the largest insurance company in the country, due to a monopoly granted that year.

PZU was regulated by a presidential decree from 1927 to 1947, which mandated compulsory insurance against fire and established PZU as the sole provider.

In 1992, the company was transformed into a joint-stock company and split into two separate entities: PZU SA and PZU na Życie SA.

The Powszechny Zakład Ubezpieczeń has a rich history that dates back to 1803 when the first insurance company in Poland was established.

This was a significant milestone in the country's financial landscape, marking the beginning of a long journey for the company.

In the years 1927-1952, the company operated under the name Powszechny Zakład Ubezpieczeń Wzajemnych.

After that, it was operated as a state-owned monopoly under the name Państwowy Zakład Ubezpieczeń from 1952 to 1990, becoming the largest insurance company in the country.

This period was marked by significant growth and expansion, cementing the company's position as a leading player in the industry.

In 1991, PZU was transformed into a joint stock company controlled by the State Treasury, following the political transformation after 1989.

The company's portfolio of life insurance contracts was transferred to PZU Życie in December 1991, marking a significant change in its operations.

PZU Życie was founded by Polski Bank Rozwoju and Bank Handlowy in Warsaw, and it went on to form PTE PZU, a joint stock company, in 1998.

This was in relation to the reform of the pension insurance system in Poland, which had a significant impact on the company's operations.

The company received the Jakość Obsługi 2011 Award in 2011, recognizing its commitment to quality service and customer satisfaction.

The PZU Group is a complex network of companies, with a total of 88 entities under its umbrella. This includes various subsidiaries, affiliates, and partners.

One of the key companies within the PZU Group is Powszechny Zakład Ubezpieczeń na Życie SA, which has a capital of 295 million PLN. This company is one of the largest life insurance providers in Poland.

The PZU Group also includes several other significant companies, such as Powszechne Towarzystwo Emerytalne PZU SA, which has a capital of 32 million PLN, and Towarzystwo Funduszy Inwestycyjnych PZU SA, which has a capital of 13 million PLN.

Here's a list of some of the key companies within the PZU Group:

The PZU Group is a complex entity, comprising 88 companies, some of which include Powszechny Zakład Ubezpieczeń na Życie SA, Powszechne Towarzystwo Emerytalne PZU SA, and Towarzystwo Funduszy Inwestycyjnych PZU SA.

These companies are part of the PZU Group, with some of them being subsidiaries of PZU SA, the dominant entity. PZU SA has a significant stake in the group, with subsidiaries like Powszechny Zakład Ubezpieczeń na Życie SA, Powszechne Towarzystwo Emerytalne PZU SA, and Towarzystwo Funduszy Inwestycyjnych PZU SA.

Some of the notable subsidiaries of PZU SA include PZU Pomoc SA, PZU Centrum Operacji SA, and PZU Tower Sp. z o.o. These companies are part of the PZU Group, which also includes subsidiaries in Lithuania, Ukraine, Latvia, and Sweden.

Here is a list of some of the key subsidiaries of PZU SA:

The Presidents of PZU SA's Management Board since 1990 have been a diverse group of individuals, each bringing their unique leadership style and expertise to the role.

Anatol Adamski held the position from 1985 (or earlier) to 1990, marking the beginning of this period of leadership change.

Krzysztof Jarmuszczak took over in 1990 and served until 1993, setting the stage for the next wave of leaders.

Roman Fulneczek led the company from 1993 to 1996, followed by Jan Monkiewicz, who held the position from September 1996 to December 1997.

Władysław Jamroży took over in December 1997 and served until 2000, when Jerzy Zdrzałka became the next President.

Władysław Bartoszewicz briefly held the position in 2001, before Marek Mroczkiewicz took over as acting President.

Zygmunt Kostkiewicz led the company from April 2001 to 2002, followed by Zdzisław Montkiewicz, who served from 2002 to June 2003.

Cezary Stypułkowski held the position from June 2003 to June 2006, when Piotr Kowalczewski took over as acting President.

Jaromir Netzel led the company from June 2006 to August 2007, followed by Agata Rowińska, who served from September 2007 to December 2007.

Andrzej Klesyk took over in December 2007 and served until December 2015, when Dariusz Krzewina became the acting President.

Michał Krupiński led the company from January 2016 to March 2017, followed by Marcin Chludziński, who served as acting President from March 2017 to April 2017.

Paweł Surówka held the position from April 2017 to March 2020, when Beata Kozłowska-Chyła took over.

Beata Kozłowska-Chyła served until February 2024, when Anita Elżanowska became the acting President.

Artur Olech has been leading the company since September 2024, initially as acting President before being confirmed in the role.

Powszechny Zakład Ubezpieczeń (PZU) offers a wide range of insurance services, including property, accident, and life insurance. They also provide pension fund management, investment fund management, and insurance and financial brokerage services.

Their services are structured into two main divisions: PZU and PZU Zycie. PZU is further divided into three segments: Corporate Insurance, Personal Insurance, and Investment Activities. PZU Zycie deals with group insurance, individual life insurance, and investment activities.

If you're looking for a specific insurance product, you can check out PZU's website or visit one of their branches. They offer various products, including Assistance Pakiet Rodzina, Assistance Pakiet Dziecko, Assistance Pakiet Biznes, and Assistance Pakiet Sport.

Their insurance products also include Autocasco, which provides protection against damage to your vehicle, including theft, accidents, and natural disasters. You can choose from two variants: serwisowy and optymalny, depending on the age of your vehicle.

PZU Auto Szyba is another product that provides protection against damage to your vehicle's windshield. This product is available to all PZU policyholders and provides a guarantee for the cost of repairing or replacing the windshield.

PZU also offers a home insurance product called PZU DOM, which provides protection against damage to your home and its contents. This product covers a wide range of risks, including natural disasters, accidents, and theft.

Here are some key features of PZU's insurance products:

Note: The maximum sum of insurance for Autocasco is 10,000 zł, and for PZU Auto Szyba, it's 10,000 zł as well.

Prywatyzacja to proces, w którym część składowych Powszechnego Zakładu Ubezpieczeń została sprzedana prywatnym firmom.

Powszechny Zakład Ubezpieczeń był pierwszym ubezpieczycielem w Polsce, który zaczął prywatyzację w 1998 roku.

Przez prywatyzację PZU zyskał większą elastyczność w podejmowaniu decyzji biznesowych.

Prywatyzacja pozwoliła PZU na zwiększenie swojej konkurencyjności na rynku ubezpieczeniowym.

W wyniku prywatyzacji PZU zyskał nowych udziałowców, którzy przyczynili się do rozwoju firmy.

Prywatyzacja PZU nie zmieniła jego statusu jako ubezpieczyciela obowiązkowego.

Powszechny Zakład Ubezpieczeń, or PZU, has a significant presence in the insurance market. Their share in the market for property insurance is around 51% as of 2006.

PZU has a strong market position, with a 33.1% share in the property insurance market as of the first quarter of 2015. This indicates their continued growth and success in the industry.

PZU has received recognition for their quality of service, including the "Jakość Obsługi 2011" award in 2011, which they shared with two other insurance companies in Poland.

If you're a driver or passenger in a vehicle, you're at risk of being involved in an accident. Ubezpieczenie NNW oferowane przez PZU covers you in case of a road accident.

The policy includes odszkodowanie w wysokości 100% sumy ubezpieczenia w przypadku śmierci lub trwałego uszczerbku na zdrowiu. This means that if you're seriously injured or killed in an accident, you'll receive compensation equal to the policy's sum.

You can choose a sum of ubezpieczenia that's a multiple of 1 tys. zł, ranging from 5 tys. to 100 tys. zł. This will determine the amount of compensation you're eligible for.

PZU also offers a poszerzony pakiet ubezpieczenia NNW Max, which provides additional protection regardless of the vehicle you're using or your role as a driver or passenger. This variant also includes świadczenie w przypadku niezdolności do wykonywania pracy.

In the event of a road accident, you may be entitled to zasiłek za pobyt w szpitalu do 60 dni, or a daily allowance for up to 60 days while you're in the hospital.

Traveling can be a thrilling experience, but it's always good to have a safety net. PZU's Wojąźer - Pomoc w Podróży (Travel Assistance) offers a range of services to ensure your trip is smooth and stress-free.

You can choose from three different territorial ranges: Poland only, all European countries, or a broader range that includes Europe, Russia, and several other countries. This flexibility is perfect for travelers with diverse itineraries.

In case of a medical emergency or accident, PZU will cover the costs of hospitalization, operations, and medical treatments. They'll also arrange for necessary transportation and provide support for dental care and pregnancy-related issues.

The standard package includes assistance services such as arranging transportation back home, search and rescue operations, and continued medical care upon return to your country. You'll also receive informative services before and during your trip, as well as emergency messaging to your loved ones.

If you want to add extra layers of protection, you can opt for the Assistance Pakiet Rozszerzony (Extended Assistance Package) or the akcji ratowniczej (Rescue Action) package. These add-ons are tailored to meet your specific needs and provide additional peace of mind.

Remember, it's always better to be prepared when traveling. PZU's Wojąźer - Pomoc w Podróży is a reliable companion that'll help you navigate any unexpected situations that may arise.

Pomoc W Domu is a package of services that can help you with various tasks. It's available in three variants: Super, Super Plus, and Komfort.

You can use these services to get assistance from specialists like hydraulics, locksmiths, and glaziers. They can also help with organizing and covering the costs of a hotel stay or a temporary accommodation if you need to leave your home due to an accident.

The services are only available on the territory of Poland.

PZU SA holds a significant share of the Polish market for property insurance, with an approximate 51% market share as of 2006.

The company's market presence has fluctuated over the years, with a 33.1% market share reported in the first quarter of 2015.

PZU was recognized for its quality of service in 2011, earning the "Jakość Obsługi 2011" award, making it one of the top three insurance companies in Poland to receive this honor.