
Porto Seguro S.A. has a strong presence in the Brazilian insurance market, offering a wide range of products to its customers.
The company was founded in 1945 and has since grown to become one of the largest insurance companies in Brazil.
With a focus on innovation and customer satisfaction, Porto Seguro S.A. has been able to maintain a loyal customer base in the country.
Its commitment to providing excellent service has earned the company numerous awards and recognitions in the industry.
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Company Overview
Porto Seguro S.A. is a Brazilian insurance company founded in 1944 by Waldomiro de Lima.
It was initially called "Porto Seguro Seguros" and was founded by Waldomiro de Lima in the city of Porto Alegre.
The company was named after the historic landing site of the Portuguese explorer Pedro Álvares Cabral, who arrived in Brazil in 1500.
Porto Seguro S.A. has been a leading insurance company in Brazil for over 75 years.
The company has a strong presence in the Brazilian market, offering a wide range of insurance products to individuals and businesses.
Porto Seguro S.A. is known for its innovative approach to insurance, using technology to simplify the process of buying and managing insurance policies.
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Leadership

Porto Seguro S.A. has a strong leadership team that has been instrumental in the company's success.
The company's CEO, Paulo Caffarelli, has been at the helm since 2007 and has a proven track record of making strategic decisions that drive growth.
Porto Seguro's leadership team has a deep understanding of the company's history and culture, which is rooted in innovation and customer satisfaction.
This legacy of innovation is reflected in the company's commitment to investing in cutting-edge technology to improve its services and products.
Under Paulo Caffarelli's leadership, Porto Seguro has expanded its operations to become one of the largest insurance companies in Brazil.
The company's leadership team has also placed a strong emphasis on corporate social responsibility, with a focus on promoting financial inclusion and education in the communities it serves.
This commitment to social responsibility has helped to build trust and credibility with customers and stakeholders alike.
Porto Seguro's leadership team has a clear vision for the company's future, which is centered around continued growth and innovation.
With a strong leadership team at the helm, Porto Seguro is well-positioned to continue its success and remain a leader in the Brazilian insurance market.
Financials

Porto Seguro S.A. has a significant presence in the stock market, with a listing under the ticker symbol PSSA3 Stock.
The company's market capitalisation is a substantial 4,120.12 million euros.
Porto Seguro S.A. has an EPS (Earnings Per Share) of 0.70 euros, which indicates the company's profitability on a per-share basis.
Here are some key financial metrics for Porto Seguro S.A.:
Sales by Activity
Porto Seguro S.A. has seen significant growth in its sales by activity over the years. The company's revenue from vehicle insurance has increased from 10.22 billion in 2019 to 15.59 billion in 2023.
The growth in vehicle insurance sales can be attributed to the company's expanding customer base and increasing demand for insurance services. In 2022, vehicle insurance sales reached a record high of 14.09 billion, surpassing the sales of other segments.
Health insurance sales have also seen a significant increase, reaching 4.31 billion in 2023. This is a notable growth from 1.71 billion in 2019, indicating a rise in demand for health insurance services.

The company's financial institutions and assets consortiums segment has also experienced growth, with sales increasing from 1.91 billion in 2019 to 4.17 billion in 2023. This segment has been a key contributor to the company's overall revenue.
Here's a breakdown of Porto Seguro S.A.'s sales by activity for the years 2019-2023:
The growth in sales across various segments indicates a strong financial performance by Porto Seguro S.A.
Key Metrics
Let's take a closer look at the key metrics that can give us a better understanding of Porto Seguro S.A.'s financial situation.
Market capitalisation is a crucial metric that indicates the total value of a company's outstanding shares. According to the data, Porto Seguro S.A.'s market capitalisation stands at 4,120.12 million euros.
EPS, or earnings per share, is another important metric that shows the company's profitability. The EPS of Porto Seguro S.A. is 0.70 euros.
A high P/B ratio indicates that the company's stock price is higher than its book value, suggesting that investors are optimistic about its future prospects. The P/B ratio of Porto Seguro S.A. is 1.76.

The P/E ratio, or price-to-earnings ratio, is a measure of how much investors are willing to pay for each euro of earnings. For Porto Seguro S.A., the P/E ratio is 9.49.
Lastly, a dividend yield of 3.75% suggests that investors can expect a relatively stable income stream from their investment in Porto Seguro S.A.
Valuation: Latest News
Porto Seguro S.A. has been added to the Brazil IBOVESPA Index, a significant milestone for the company.
The company's capitalization has fluctuated over time, with the highest value being 50.2B and the lowest being 403B.
In terms of valuation, Porto Seguro S.A.'s P/E ratio for 2024 is 9.94x, while its EV/Sales ratio is 0.92x.
Here's a breakdown of the company's valuation metrics over time:
Porto Seguro S.A.'s free-float is currently unknown, and its yield for 2024 is 4.35%, while its yield for 2025 is 5.41%.
Holdings
Porto Seguro S.A. has a significant holding in its portfolio, with a valuation of $21,191,042.
The company's holdings are comprised of equities, with a total of 3,608,331 shares.
PORTO SEGURO S.A. holds a 0.56% stake in its own company, indicating a moderate level of ownership.
Geographical Sales Breakdown

As we explore the holdings of Porto Seguro S.A., it's interesting to see how their sales have been distributed geographically over the years.
Their sales in Brazil have been steadily increasing, reaching 32.04 billion in 2023, up from 17.74 billion in 2019.
The company's presence in Uruguay has also been growing, with sales reaching 554 million in 2023, up from 344 million in 2019.
Here's a breakdown of their sales by region:
Their sales in Brazil have been growing at a faster rate than in Uruguay, but both regions have been contributing to the company's overall growth.
HOLDINGS
Let's take a closer look at the holdings of Porto Seguro S.A. They hold 3,608,331 equities, which is a significant portion of their portfolio.
One of the key statistics is the percentage of equities held, which is 0.56%. This is a relatively small percentage, indicating that the company has a diversified portfolio.
Their valuation is a substantial $21,191,042.
Insurance - Automobile

Insurance companies are a vital part of our lives, providing financial protection to individuals and businesses alike. Porto Seguro S.A. has been added to the Brazil IBOVESPA Index.
The performance of these insurance companies can be quite volatile, with some experiencing significant growth over the past few years. PORTO SEGURO S.A. has seen a 5-day change of +11.02%.
Some insurance companies have shown remarkable growth, with PORTO SEGURO S.A. reporting a 1-year change of +54.18% and a 3-year change of +117.36%. The average 1-year change for the group is +2.00%.
The market capitalization of these companies varies greatly, with PROGRESSIVE CORPORATION having a market cap of $146B. The weighted average by cap for the group is +1.63%.
Here is a breakdown of the 5-day, 1-year, and 3-year changes for some of the top insurance companies:
The average 5-day change for the group is +2.24%, while the weighted average by cap is +0.78%.
Awards of 2009
In 2009, Porto Seguro S.A. received several awards that recognized their commitment to customer satisfaction and excellence in marketing. One notable award was "Companies that Most Respect the Customer" by Modern Consumer Magazine.
The company also received a trophy for "The Great Marketing Realizations 2009", which is a testament to their innovative approach to marketing.
Their sales efforts were particularly impressive, earning them the "Sales Spotlight" trophy at the Brazil Insurance Award 2009.
Porto Seguro's investments were among the largest in the country in 2009, making them a significant player in the industry.
Here are some of the notable awards received by Porto Seguro in 2009:
- “Companies that Most Respect the Customer” by Modern Consumer Magazine
- “The Great Marketing Realizations 2009” trophy
- “Sales Spotlight” trophy at the Brazil Insurance Award 2009
- 100 Seal Best Suppliers for RH 2010
- “Intangible Brazil - PIB” award
- “Top of Mind 2009,” Insurance Category, Folha de São Paulo
- Seal - Brands of Confidence - MC 2009 / Use of the Seal
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