Points Guy Venture X Card Review and Benefits

The Points Guy Venture X Card Review and Benefits is a must-read for anyone considering this premium rewards credit card. The card offers a whopping 10x points on gas stations and flights, which can add up quickly with regular travel and commuting.

With a $550 annual fee, this card is definitely an investment, but its benefits make it a great choice for frequent flyers and road trippers. The Venture X Card has a generous sign-up bonus of 75,000 points after spending $4,000 in the first 3 months.

One of the standout features of this card is its exceptional travel benefits, including a $300 travel credit, airport lounge access, and a Global Entry fee credit. These perks can make a big difference for travelers, especially those who value convenience and comfort.

Check this out: Venture X Annual Fee

The Capital One Venture X Rewards Credit Card offers a wide range of benefits that make it a great choice for travelers. One of the standout perks is the $300 annual credit for bookings made through Capital One Travel.

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You'll also get unlimited access to Priority Pass, Capital One lounges, and more than 100 Plaza Premium lounges, including select Virgin Atlantic Clubhouses. This is a huge advantage over other cards that charge for lounge access.

Traveling with family or friends? The Venture X allows you to add multiple free authorized users to your account, who can enjoy the same benefits, including lounge access and travel protections.

Here are some of the key benefits of the Venture X:

The Venture X also offers reimbursement for the application fee to TSA PreCheck or Global Entry, worth up to $120 in statement credits. And with its purchase and travel protections, including trip cancellation and interruption insurance, you can have peace of mind when traveling.

The Capital One Venture X Rewards Credit Card has an annual fee of $395, which is lower than its premium counterparts.

This lower annual fee makes it an excellent choice for those who want a premium card with tons of perks but don't want to pay super steep premium credit card annual fees.

Discover more: Does Venture X Have Foreign Transaction Fees

The annual fee is actually a good deal, especially when you consider the $300 in annual benefits for Capital One Travel bookings and the $100 worth of anniversary bonus points.

Most other premium travel cards have annual fees upward of $450, so $395 is a good value.

You'll need to do some travel booking through the Capital One Travel portal to maximize the statement credits and number of miles you'll earn, but the transfer partners are also a good choice for redemptions.

Suggestion: Can You save Your Annual Travel Credit with Venture X

The Capital One Venture X Rewards Credit Card offers some amazing travel perks that can make your next trip even more enjoyable. You can earn 10 miles per dollar spent on all car rentals booked through the Capital One Travel portal, which is a huge advantage over booking elsewhere.

One of the standout features of this card is its lounge access benefits. Venture X cardholders get unlimited access to Priority Pass, Capital One lounges, and over 100 Plaza Premium lounges, including select Virgin Atlantic Clubhouses. This means you can relax in style while waiting for your flight, with amenities like food, drinks, and comfortable seating.

For more insights, see: Capital One Lounge Access Venture X

Cardholders can also have multiple free authorized users on their accounts, who can receive the same perks in their own right, including access to Capital One lounges and Plaza Premium lounges, and Priority Pass Select membership. This makes the Venture X a great option for couples or families who want to enjoy the benefits of a premium travel card without the added cost.

Here are some of the key travel perks offered by the Capital One Venture X Rewards Credit Card:

Traveling in style is a breeze with the Capital One Venture X Rewards Credit Card. The card offers unlimited access to Priority Pass, Capital One lounges, and over 100 Plaza Premium lounges, including select Virgin Atlantic Clubhouses.

The quality of these lounges is impressive, with Capital One's own lounges being largely equivalent to AmEx's Centurion Lounges. Currently, there are only a few Capital One lounges open, but more are on the way, including locations in New York and Las Vegas.

Explore further: American Express Travel Airport Lounges

Day passes to Capital One's lounges cost $90, although certain cardholders and their guests are entitled to discounts. This is a significant value, especially for frequent travelers who can make the most of these premium benefits.

Here are some key facts about lounge access with the Capital One Venture X Rewards Credit Card:

The value of lounge access quickly adds up, and can help justify the card's annual fee, especially for frequent jetsetters.

The TSA PreCheck/Global Entry fee can be a significant expense, but there are credit cards that offer a statement credit to help offset the cost. This credit can be up to $100, which is a nice perk for frequent travelers.

You can get an up-to-$120 statement credit if you use a specific credit card to pay for your Global Entry or TSA PreCheck. This can be a huge time-saver and money-saver, especially if you're a frequent flyer.

For more insights, see: Tsa Precheck Spouse Guide

Traveling by car rental can be a convenient and flexible way to explore new destinations. With the Capital One Venture X card, you'll earn 10 miles per dollar spent on all car rentals booked through the Capital One Travel portal.

This is a significant boost from the standard 2 miles per dollar earned when booking elsewhere. I've found this perk to be particularly useful for frequent road trippers.

To take full advantage of this benefit, be sure to register for the Hertz President's Circle status, which offers perks like guaranteed upgrades and a free additional driver.

Here's a breakdown of the benefits you can expect from Hertz President's Circle status:

These perks can make a big difference in the comfort and convenience of your car rental experience.

Hotel luxury programs can be a game-changer for travelers who want to stay in style.

Cardholders of the Venture X card can access the Capital One Premier Collection and Lifestyle Collection, which offer exclusive properties and perks.

See what others are reading: Venture X Premier Collection

Benefits at Premier Collection properties include room upgrades, free Wi-Fi, free breakfast, and a $100 on-property credit.

Lifestyle Collection properties offer a $50 experience credit, complimentary Wi-Fi, room upgrades, and early check-in and late checkout.

Booking through Capital One Travel earns cardholders 10 miles per dollar spent on their stay with the Venture X card.

You can pay cash or redeem miles at 1 cent each to book these luxury hotels.

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The Capital One Venture X Rewards Credit Card offers a statement credit for bookings made on Capital One Travel, up to $300. This can be a huge perk, especially if you're a frequent traveler.

You can earn up to $300 in statement credits for travel booked through Capital One Travel, which is on par with the Chase Sapphire Reserve's annual travel credit. However, the credit only applies to bookings made through the Capital One Travel portal, not any other travel channel.

This benefit is a great way to offset the annual fee, which is $395. With the $300 credit and an anniversary bonus, you can easily make up for the cost of the card.

The Capital One Venture X earns miles on various purchases, including hotels and rental cars booked through Capital One Travel, where you'll get 10 miles per dollar. This is a great perk for frequent travelers.

You'll also earn 5 miles per dollar on flights booked through Capital One Travel and 2 miles per dollar on all other eligible purchases.

Here's a breakdown of the earning rates:

The Venture X also earns bonus miles on Capital One Entertainment purchases through Dec. 31, 2025, just like the Venture Rewards. However, the Venture X earns twice the miles as the Venture Rewards on hotels and rental cars booked through Capital One Travel, making it the winner in that category.

For another approach, see: Venture X Rewards News

The sign-up bonus on the Venture X card is a great incentive to get you started. You'll earn 75,000 bonus miles after spending $4,000 in the first three months of account opening.

This bonus is worth $750 in travel value, according to the card's terms. That's a significant chunk of change, especially if you're looking to offset the cost of travel.

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You can redeem these miles for travel-related charges on your statement, such as Uber rides or rental cars, and get a value of 1 cent per mile. Alternatively, you can transfer them to Capital One's loyalty program transfer partners, like Air Canada Aeroplan or Air France-KLM Flying Blue, for potentially higher value.

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The Capital One Venture X and Venture Rewards cards offer attractive earning and redemption options. The Venture X earns 10 miles per dollar on hotels and rental cars booked through Capital One Travel, while the Venture Rewards earns 5 miles per dollar on hotels and rental cars booked through the same portal.

You'll also earn 5 miles per dollar on flights booked through Capital One Travel with the Venture X, but not with the Venture Rewards. The Venture X earns 2 miles per dollar on all other eligible purchases, just like the Venture Rewards.

Both cards earn bonus miles on Capital One Entertainment purchases through December 31, 2025, and give you the same redemption options. You can transfer your miles to one of Capital One's 15-plus hotel and airline partners, including valuable options like Air France-KLM Flying Blue and British Airways Executive Club.

For more insights, see: Venture X Rental Car Protection

Here's a summary of the earning rates:

By transferring your miles to a lucrative partner, you can exceed the baseline value of 1 cent per mile. For example, you can transfer your miles to Air Canada Aeroplan or Air France-KLM Flying Blue for a simple 1:1 transfer ratio.

For your interest: Best Capital One Transfer Partners