
The PNC Cash Unlimited Card is a great option for those who want to earn rewards without any rotating categories or spending limits. It offers 3% cash back on gas purchases.
The card has no annual fee, making it a cost-effective choice for those who want to earn rewards without incurring additional expenses.
You can earn 2% cash back on purchases in the World category, which includes purchases made at restaurants, stores, and online retailers.
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Why We Recommend the Card
The PNC Cash Unlimited Visa is a standout card in the U.S. market for its simplicity and efficiency in earning rewards, offering 2% unlimited cashback on all purchases without needing to categorize spending.
This automatic reward system puts the card ahead of competitors that require users to enroll in specific cashback programs for different types of purchases.
The card comes with no annual fee, making it even more appealing to those who want to maximize benefits without extra costs.
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One of the highlights of the card is its widespread international acceptance, allowing users to enjoy its perks both in the U.S. and abroad.
Here are the benefits you can enjoy with the PNC Cash Unlimited Visa:
- 2% cashback on all purchases
- No annual fee
- No foreign transaction fees
- Cell phone insurance
- 0% intro APR on balance transfers
The card's rewards earned with the Cash Unlimited card never expire and can be redeemed for direct deposit into an eligible PNC Bank consumer checking or savings account, statement credit, gift cards, or travel booked through PNC's Travel Catalog.
The card's cell phone insurance is another competitive feature, providing up to $800 worth of coverage per claim, as long as you use your PNC card to pay your cell phone bill.
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Card Details
The PNC Cash Unlimited card is a great option for those who value convenience and simplicity in earning rewards. It offers 2% unlimited cashback on all purchases, without needing to categorize your spending.
The card has no annual fee, making it even more appealing to those who want to maximize benefits without extra costs. This ensures that users save money on every transaction.
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You can earn up to 2% cashback on every purchase, and rewards never expire. You can redeem your rewards for direct deposit into an eligible PNC Bank consumer checking or savings account, statement credit to the PNC Cash Unlimited card account, gift cards, or travel booked through PNC's Travel Catalog.
The card's cell phone insurance is another competitive feature, providing up to $800 worth of coverage per claim, as long as you use your PNC card to pay your cell phone bill.
Here are the key details of the PNC Cash Unlimited card:
To be eligible for the card, you must be a member of PNC Bank and meet certain credit requirements, such as being a well-qualified borrower with no bankruptcies, at least 3 years of good payment history, and no late payments reported in the last 3 years.
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Eligibility and Application
To be eligible for the PNC Cash Unlimited card, you must be at least 18 years old, but 21 in some states. You'll also need to have a checking or savings account with PNC Bank.
Having a fair to excellent credit history is also a requirement. Additionally, you must be a U.S. resident and have a valid Social Security Number (SSN).
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Who Can Apply?

To apply for the card, you must be at least 18 years old, but 21 in some states. You'll also need to have a checking or savings account with PNC Bank. A fair to excellent credit history is a must, as well as being a U.S. resident. You'll need a valid Social Security Number, or SSN, to complete the application process.
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Learn to Start Your Application
To start your PNC Cash Unlimited application, visit the official PNC Bank website. The online application process is quick and easy.
You can find the application on the PNC Bank website, where you can fill it out and get started.
The application process is straightforward and can be completed in a short amount of time.
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Frequently Asked Questions
What is the annual fee for PNC cash Unlimited?
There is no annual fee for PNC Cash Rewards Visa Signature Card, but you must have a minimum credit line of $5,000 to qualify.
What is the highest limit on a PNC credit card?
The highest limit on a PNC credit card can be as high as $10,000 or more, but the exact range varies based on individual creditworthiness.
Sources
- https://utua.com.br/usa-cc-pnc-cash-unlimited-p1/
- https://www.nerdwallet.com/article/credit-cards/pnc-bank-debuts-2-cash-back-credit-card
- https://ficoforums.myfico.com/t5/Credit-Cards/NEW-PNC-Cash-Unlimited-Card-2-Cash-Back/td-p/6721555/page/3
- https://www.linkedin.com/posts/andrewpeterdavidson_new-2-credit-card-pnc-cash-unlimited-visa-activity-7132773369493508096-aqy1
- https://utua.com.br/usa-cc-pnc-cash-unlimited-p2/
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