PNC Cash Advance and Credit Card Information

PNC offers a cash advance feature on many of its credit cards, allowing you to withdraw cash from an ATM or bank teller.

You can request a cash advance from your PNC credit card account online, by phone, or in person at a PNC branch.

The cash advance fee for PNC credit cards is 3% of the transaction amount, with a minimum fee of $5 and a maximum fee of $50.

With a PNC credit card, you can also get cash back on purchases and pay no interest on balance transfers for a promotional period.

If you're a PNC Bank customer, you can use mobile apps that integrate smoothly into PNC's systems to get cash advances. These apps offer transparent rates and terms, flexible repayment options, and user-friendly interfaces.

PNC clients can borrow just what they need when they need it, without the hassle of applying for traditional loans. This flexibility can help with unexpected payments or waiting until the next salary.

Some cash advance apps have clear cost structures and do not have hidden charges, making them a cheap way to fix short-term money problems. You can enjoy instant access to funds directly through your PNC bank account, making budgeting easier.

Here are some key things to know about PNC cash advances:

If you need a PIN to use a cash advance, you can request one by calling customer service at (800) 558-8472, but it might take 2-3 business days to receive it in the mail.

If you're a PNC Bank customer, you're in luck because they have several cash advance apps that work seamlessly with their systems. These apps allow you to get cash quickly when you need it, whether it's for unexpected payments or to wait until your next salary.

PNC clients enjoy transparent rates and terms, flexible repayment options, and user-friendly interfaces, making it easier to navigate tough financial situations.

You can instantly access your funds directly through your PNC bank account, making it a convenient option.

With cash advance apps, you can borrow just what you need, when you need it, without the hassle of traditional loans.

Numerous cash advance apps provide clear cost structures and don't encompass hidden charges, making them a cost-effective way to fix short-term money problems.

Here are some benefits of using cash advance apps with PNC Bank:

If you're looking for a 0% cash advance APR credit card, you're in luck because they do exist, but they're not offered by major banks. There are a few credit unions that offer such cards, like the Justice Federal Credit Union cards.

These cards have a 0% APR intro rate for up to 18 months on cash advances, which can be a huge perk if you need to borrow money. Just be aware that they come with a cash advance fee of either 2% or $10, whichever is greater, with a maximum fee of $50.

The regular APR on these cards can be as high as 16.9%, depending on the card and your credit standing. This means you'll need to be mindful of your credit score and the terms of the card to avoid high interest charges.

If you're a PNC credit card holder, you should know how to get a PIN. You can request one by calling customer service at (800) 558-8472, but be aware that it might take 2-3 business days to receive your PIN in the mail.

The fee for a cash advance on a PNC credit card is 4% (min $10), $5, or 5% (min $10), depending on the card. You might also be charged with ATM fees if you use a non-affiliated ATM.

The APR for cash advances on a PNC credit card is 20.24% (V), 29.74% (V), or 29.49% (V), depending on the card. These rates are quite high, so it's essential to be aware of them.

Here are the cash advance fees and APRs for PNC credit cards at a glance: