PNB Housing Finance Limited Company Overview and Stock Analysis

PNB Housing Finance Limited is a leading housing finance company in India, with a strong presence in the country's mortgage market. Founded in 1988, the company has grown significantly over the years, with a wide range of products and services catering to the housing finance needs of individuals and families.

The company's mission is to provide innovative and customer-centric housing finance solutions, with a focus on quality, reliability, and customer satisfaction. With a strong brand reputation and a wide network of branches across the country, PNB Housing Finance Limited has established itself as a trusted and reliable player in the Indian housing finance market.

PNB Housing Finance Limited is a subsidiary of Punjab National Bank, one of India's largest public sector banks. This strategic partnership has enabled the company to leverage the strengths of both organizations, providing customers with a wide range of financial products and services.

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PNB Housing Finance Limited has reported a Total Revenue of ₹7,050.08 in Mar 2024, which is a significant increase from ₹6,527.33 in Mar 2023.

The company's Operating Income has consistently been around ₹6,200 crore in the past few years, with a slight dip to ₹5,257.29 in Mar 2023.

PNB Housing Finance Limited's Net Income Before Taxes has been steadily increasing, reaching ₹1,953.90 in Mar 2024, up from ₹1,360.91 in Mar 2023.

The company's Diluted Normalized EPS is ₹63.28 as of Mar 2024, indicating a relatively stable earnings per share.

Here's a breakdown of the company's key financial metrics over the past few years:

PNB Housing Finance Limited's Market Cap is ₹23,146.60 crore as of the latest available data.

PNB Housing Finance Limited has had its share of ups and downs in the market. In the last 1 week, the stock has seen a decline of -3.68%.

The company's stock performance has been a topic of interest for many investors. Over the past 6 months, the stock has shown a gain of 11.38%. However, in the last 3 months, it has declined by -6.26%.

Ratings from various analysts have also been a key factor in determining the stock's performance. Currently, 5 out of 10 analysts have a "Strong Buy" rating on the stock, with no "Strong Sell" rating.

In terms of news and announcements, PNB Housing Finance has been in the spotlight recently. The company's Board of Directors is set to convene on September 9, 2024, to deliberate on the issuance of Non-Convertible Debentures (NCDs) up to Rs 2,500 crore.

Looking at the company's share price, it has moved up by 0.69% from its previous close of Rs 900.85. The current share price is Rs 907.00.

Here is a summary of the stock's performance over different time periods:

PNB Housing Finance Limited has seen a significant increase in DII holdings over the past three years, with a 24.52% change in DII holdings.

The company's market capitalization is over ₹23,000 crores, indicating a substantial presence in the market.

PNB Housing Finance Limited's profit growth over the past three years has been impressive, with a 3-year CAGR of 18.19%.

Here are some key statistics about the company's holdings:

The management team at PNB Housing Finance is a well-rounded group with a diverse set of skills and expertise.

Girish Kousgi serves as the Chief Executive Officer, Managing Director, and Executive Director, bringing a wealth of experience to the table.

The company's Chief Financial Officer, Vinay Gupta, is responsible for overseeing the financial operations of the organization.

Amit Singh, the Chief People Officer, focuses on developing and implementing strategies to attract, retain, and engage top talent.

Anubhav Rajput, the Chief Information Officer, is in charge of managing the company's technology infrastructure and ensuring that it remains up-to-date and secure.

Krishna Kant, the Chief Compliance Officer, ensures that the company adheres to all regulatory requirements and maintains a strong compliance culture.

The management team also includes Neeraj Manchanda, the Chief Risk Officer, who is responsible for identifying and mitigating potential risks.

Here is a list of the management team members:

Consensus Recommendations are a crucial aspect of investor insights. They provide a snapshot of what the majority of analysts think about a particular stock.

A consensus recommendation is essentially a buy, hold, or sell signal based on the collective opinion of analysts. In the case of the stock we're analyzing, the consensus recommendations are: Buy, Outperform, Hold, Underperform, and Sell. These recommendations are often based on a thorough analysis of the company's financials, market trends, and growth prospects.

Here are the consensus recommendations in a list format:

In terms of market capitalization, this stock is actually high in its industry, which could be a positive sign for investors.

MC Insights offers valuable analysis to help you make informed investment decisions. The key is to stay informed about the stock's performance and trends.

If you're considering investing in a particular stock, you should know how far it is from its 52-week high. For instance, a stock may be 24.55% away from its 52-week high, indicating potential growth or decline.

It's also essential to check the promoter's holding percentage, which can impact the stock's value. PNB Housing, for example, has seen no change in promoter's holding at 28.11% in the December 2024 quarter.

Here's a quick snapshot of what to consider when evaluating MC Insights:

This information can help you make a more informed decision about your investment.

Corporate actions are an essential aspect of investing, and understanding them can help you make informed decisions. PNB Housing has a history of corporate actions, including board meetings and dividend payments.

PNB Housing has scheduled several board meetings in the past, with the most recent one on January 21, 2025. These meetings are typically held to discuss quarterly results and other important matters.

One notable corporate action by PNB Housing was the payment of a 90% final dividend in 2018. This dividend was paid on July 19, 2018, to shareholders who were on the record date of May 3, 2018.

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PNB Housing Finance shares have been in focus after their profit after tax (PAT) rose by a significant 43% year-over-year to Rs 483 crore.

Morgan Stanley has identified stocks that could benefit the most from a potential RBI interest rate cut.

A recent announcement by PNB Housing Finance was made under Regulation 30 (LODR) regarding allotment.