PayPal Discover Card for Business and Personal Use

The PayPal Discover Card is a versatile payment option that can be used for both business and personal transactions. It's a great way to manage your finances and keep track of your expenses.

For business use, the PayPal Discover Card offers rewards and cashback programs that can be tailored to your company's needs. This can be a valuable benefit for small business owners who want to maximize their returns.

With the PayPal Discover Card, you can earn 5% cashback on certain purchases, such as gas stations and grocery stores, which can add up quickly. This can be a significant advantage for individuals who frequently make these types of purchases.

The PayPal Discover Card also offers a sign-up bonus of $200, which can be a great incentive for new users.

PayPal's partnership with Discover Financial Services is a game-changer for many business owners and consumers.

Merchants who already accept the Discover Card will see a significant increase in sales and engagement, as PayPal's 50 million customers in the U.S. will be able to use their service as a payment option at any of the 7 million U.S. retail stores that accept Discover card.

No additional hardware needs to be installed or upgraded to accept PayPal, making it a seamless integration for merchants.

PayPal users will be able to make purchases at participating stores and businesses by using their cell phone number and a PayPal pin code.

Consumers can choose to fund purchases using their checking account, savings account, or any credit card account they have on file with PayPal, providing retailers with a new revenue stream.

PayPal hasn't settled on the fee it will charge merchants when consumers use PayPal to make a purchase, a portion of which will be paid to Discover for use of its network.

Discover card members can earn 6% back on up to $1,000 in PayPal purchases, but this offer is only available until May 31, 2023.

To take advantage of this offer, Discover members simply need to link their card to their PayPal account and wait for the promotion to be sent via email.

Here are the details of the offer:

You can now redeem your cash-back earnings and miles via PayPal when making a purchase with your Discover card.

The following Discover cards are eligible for the PayPal "Pay With Rewards" program: Discover it Cash Back, Discover it Miles, Discover it Chrome, Discover it Student Chrome, Discover it Student Cash Back, NHL Discover it, and Discover More Card.

You can redeem any amount of rewards through PayPal, but some restrictions apply, such as not being able to redeem rewards for recurring payments or in-store transactions.

To take advantage of this redemption option, you must first link your eligible Discover card to your PayPal account.

It's a no-brainer that the PayPal Discover card offers a 7% cashback rate, which is a total of 6% on top of the regular 1% cashback.

The Discover card's 5% categories, including Wholesale Clubs, can be stacked with the cashback offer for an even higher return, potentially reaching 11% back in some cases.

BJ's Warehouse is a Wholesale Club that may be eligible for the 5% cashback category, but it's unclear if the PayPal Discover card's offer can be combined with the BJ's Warehouse offer.

Discover cards have been known to categorize certain stores as grocery stores, including those that sell health and natural foods, specialty foods, and vitamins.

Many online stores selling these types of products, such as Vitacost, have been found to code as grocery stores and accept PayPal, making them eligible for the cashback offer.

However, it's worth noting that some stores, like Walmart Express, may not code properly for the grocery category, and the PayPal Discover card's offer may not be combinable with other offers.

PayPal has partnered with Discover to bring you a card that's both rewarding and convenient.

The Discover it Cash Back card is a great option for businesses and consumers who want to earn cash back on their purchases.

You can earn up to 5% cash back on various categories throughout the year, such as gas stations, grocery stores, and restaurants.

This card also offers 1% cash back on all other purchases, making it a great option for everyday spending.

As a Discover cardholder, you'll also get free FICO credit scores, which can be a big help in managing your finances.