Patria Bank Overview and Analysis

Patria Bank is a commercial bank that operates in the Dominican Republic, with a history dating back to 1998.

The bank was founded by a group of entrepreneurs who aimed to provide innovative financial solutions to the country's growing economy.

With its headquarters in Santo Domingo, Patria Bank has established a strong presence in the local market, offering a range of services including corporate banking, personal banking, and investment banking.

Patria Bank's commitment to customer satisfaction has earned it a loyal customer base and a reputation as a reliable financial institution in the Dominican Republic.

Patria Bank offers a range of banking services to meet various needs.

Their customer service is available through multiple channels, including phone, email, and online chat.

You can visit any of their branches to speak with a representative in person, or use their mobile banking app to manage your accounts remotely.

Patria Bank's business hours are Monday to Friday, 9am to 5pm, and Saturday, 9am to 1pm.

In the banking sector, Patria Bank SA has made some notable moves. Patria Bank SA acquired a portfolio of approximately 4,000 retail clients from Alior Bank S.A. on September 6.

This acquisition is a significant development in the banking industry. Patria Bank SA has reported its earnings results for the nine months ended September 30, 2024, but unfortunately, those details aren't provided here.

The acquisition from Alior Bank S.A. has expanded Patria Bank SA's customer base.

Banking activities are a crucial aspect of any financial institution. Patria Bank SA's banking sales have seen a steady increase over the years, from 159M in 2019 to 191M in 2023.

The bank's sales have shown a significant growth of 20M from 2019 to 2023, a notable trend in their financial performance.

Here's a breakdown of Patria Bank SA's banking sales over the years:

The bank's sales have seen a slight dip in 2020, but have been consistently increasing since then, indicating a positive financial trajectory.

Patria Bank offers a variety of products to suit different needs. They have 26 deposits and 3 savings accounts available in EUR, RON, and USD.

You can choose from fixed deposits in EUR with interest rates ranging from 1.75% to 2.25% depending on the term length. A 3 months deposit in EUR earns 1.75% interest.

Their fixed deposits in RON have interest rates between 2% and 4.75%. A 0 months deposit in RON earns 2% interest.

Patria Bank also offers fixed deposits in USD with interest rates of 1.75% to 3.5% depending on the term length. A 3 months deposit in USD earns 1.75% interest.

Their fixed deposits in RON have interest rates of up to 4.75% for certain terms. A 24 months deposit in RON earns 4.75% interest.

Patria Bank SA is headquartered in Bucharest, Romania. Its address is 42 Pipera Road, located in the Globalworth Plaza Building, Sector 2.

The bank was established in 1990, making it a significant player in the Romanian banking sector. With a history spanning over three decades, Patria Bank has evolved to offer a diverse range of financial products and services.

The Board of Directors Composition of Patria Bank SA is an impressive lineup of experienced professionals. Horia Dragos Manda serves as the Chairman, a role he has held since April 25, 2016.

The Board consists of five members, each bringing their unique expertise to the table. Daniela Elena Iliescu and Vasile Iuga are both Director/Board Members, with Daniela joining on April 25, 2016, and Vasile on April 26, 2017.

Nicolae Surdu is another Director/Board Member, having joined on April 26, 2017, at the age of 63. Bogdan Merfea rounds out the Board, having been a Director/Board Member since April 25, 2016.

Here's a breakdown of the Board of Directors Composition:

Patria Bank S.A. is headquartered in Bucharest, Romania, a city I've always been fascinated by its rich history and culture.

The bank has a history that dates back to 1990, a time when the country was just starting to open up to the world.

Patria Bank has evolved significantly over the years to become a major player in the Romanian banking sector.

With a commitment to financial innovation, Patria Bank continues to adapt to the dynamic landscape of the banking industry.

The bank offers a diverse range of financial products and services, including various types of accounts, loans, credit cards, deposit offerings, and other banking solutions.

Patria Bank focuses on providing accessible and modern banking services, leveraging technological advancements to enhance the customer experience.

With a strong focus on customer satisfaction, Patria Bank continues to grow and thrive in the competitive banking industry.

Here's an interesting read: Banks and Banking Services

PATRIA BANK S.A. is part of the deposit guarantee scheme in Romania, which covers deposits made by individuals and businesses alike.

This scheme protects deposits up to 100,000 EUR (or the equivalent in local currency) per bank per depositor.

The protection applies to all types of deposit accounts, ensuring that customers' funds are secure in case of bank insolvency.

Patria Bank SA is located at 42 Pipera Road Globalworth Plaza Building in Sector 2.

Patria Bank has reported its earnings results for the nine months ended September 30, 2024, on November 14.

Patria Bank acquired a portfolio of approximately 4,000 retail clients from Alior Bank S.A. on September 24, 2024.

The bank reported its earnings results for the full year ended December 31, 2023, on February 28, 2024.

Patria Bank also acquired a portfolio of approximately 4,000 retail clients from Alior Bank S.A. on June 20, 2024.

Here are the key dates for Patria Bank's earnings reports:

Patria Bank is a financial services provider to small and medium enterprises, micro enterprises, agribusinesses, and retail clients in Romania.

Their earnings are forecast to grow 14.21% per year, which is a significant increase. In the past year, earnings grew by a substantial 68.8%.

Here's a breakdown of the bank's performance over different time periods:

The bank's share price has also shown some fluctuations, with a current price of RON 0.084. The 52-week high and low are RON 0.089 and RON 0.071, respectively.

Equities are a crucial aspect of the stock market, and understanding their performance can be a great way to gauge the overall health of the market.

As of February 28, 2025, the end-of-day quote for Bucharest S.E. is 0.0840.

This is a relatively small change, with a 5-day change of -.--%. This indicates that the market has been relatively stable over the past week.

The 1st Jan change is +0.60%, which shows a slight increase in the market's performance since the beginning of the year.

Pbk provides banking and other financial services to small and medium enterprises, micro enterprises, agribusinesses, and retail clients in Romania.

The company's earnings are forecast to grow 14.21% per year, which is a promising sign for investors.

In the past year, earnings grew by 68.8%, indicating a strong performance by the company.

Here are the key statistics about Pbk's performance over the past year:

Pbk's share price has been relatively stable, with a 1-month change of 5.00% and a 3-month change of 3.07%.

Patria Bank SA's financial performance can be understood through its income statement and estimates. The company's stock is listed under PBK Stock.

PBK Stock is associated with the stock market and equities. It's a key part of understanding the company's financial health.

To get a better grasp of Patria Bank SA's financial situation, it's essential to review its income statement and estimates regularly.

Valuation is a crucial aspect of understanding a company's financial health. The P/E ratio is a key metric that compares a company's stock price to its earnings per share. For Patria Bank SA, the P/E ratio is 6x in 2024 and 7.64x in 2025.

Enterprise value is another important metric that represents a company's total value, including debt and equity. For Patria Bank SA, the enterprise value ranges from 275M to 8.65B.

Free-Float is a measure of the percentage of a company's shares that are available for trading. For Patria Bank SA, the free-float is 8.46%.

Here's a summary of the valuation metrics for Patria Bank SA:

Estimates and Statements often go hand in hand, and one key document that requires estimates is the Income Statement. In the case of PBK Stock, which is part of the Equities market and listed on the Stock Market, the Income Statement is a crucial tool for investors and analysts.

The Income Statement for PBK Stock is prepared by the company Patria Bank SA, which provides a snapshot of the company's financial performance over a specific period. This statement is a summary of the company's revenues and expenses.

The Income Statement is a key document that helps investors and analysts understand a company's financial health and performance. For PBK Stock, this statement is essential for making informed investment decisions.

Here are some key components of the Income Statement for PBK Stock:

These components provide a clear picture of the company's financial performance and help investors and analysts make informed decisions.