Patelco Routing Number Guide for California Members

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As a Patelco member in California, you'll need to know your routing number for various financial transactions. Patelco Credit Union's routing number is 321181124.

In California, Patelco members have access to a wide range of financial services, including online banking and mobile banking.

What Do Numbers Mean?

The numbers that make up a routing number might seem mysterious, but they're actually pretty straightforward once you break them down. The first four digits, 3210, represent the Federal Reserve Routing Symbol.

This symbol helps identify the specific Federal Reserve Bank that handles your transactions. For instance, if you're using a Patelco routing number, the first four digits will tell you which Federal Reserve Bank is involved.

The second four digits, 7647, are the ABA Institution Identifier, which identifies Patelco as the financial institution behind the account. This is like a unique identifier that helps banks and credit unions communicate with each other.

The last digit, 0, is the Check Digit, which is used to verify the accuracy of the routing number. It's like a little checksum that ensures the number is correct.

Here's a breakdown of the routing number components:

Finding Your Routing Number

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You can find your Patelco routing number in a few different ways. The fastest and easiest way is to use the Patelco Mobile App, where you can log in, select the required account, and find the routing number in the account information.

To find your routing number on the app, follow these steps: log in to your account, select the correct account, and then select account information. Here you can find the last four digits of your account number, which links to the full account number and the routing number.

You can also find your routing number by logging into online banking, checking your monthly statement, or looking at the bottom left corner of a check. The routing number is typically a 9-digit number and is printed in the bottom left corner of every check.

If you're having trouble finding your routing number, you can also look it up on the Federal Reserve's website or check your account details on the Patelco website.

How to Find a Bank Account Number

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Finding your bank account number can be a bit tricky, but don't worry, it's easier than you think. The account number is linked to the routing number, so if you can find one, you can easily find the other.

To find your bank account number, you can check your Patelco Mobile App. Simply log in, select the required account, and then choose Account Information from the Account Options. The last four digits of your account number will be visible, which links to the full account number and the routing number.

You can also find your account number by entering your Patelco online banking and selecting the correct account. The account title, the last four digits of your account number, and the Patelco Routing Number are all visible in the top box.

If you prefer a paper trail, you can check the top right corner of your monthly statement. With e-statements, you can ensure that your monthly statement is always available to you.

Finding Bank Number on a Check

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Finding your routing number on a check is a straightforward process. The routing number is typically the first set of numbers on the bottom left corner of your check.

It's a 9-digit number, so make sure to take note of all nine digits. You can find this number on every check, so it's always available to you.

To make it easier to spot, look for the routing number in the bottom left corner of your check. It's usually the first set of numbers you'll see.

Here's a quick rundown of what the numbers mean:

This breakdown helps you understand the significance of each part of the routing number. Keep in mind that this information is specific to Patelco Bank checks, so if you're using a different bank, the layout might be slightly different.

Using Routing Numbers for Transactions

To find the Patelco Bank routing number on a check, look at the bottom left corner. The routing number is typically the first set of numbers on the bottom left and it's a 9-digit number.

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You can also find the routing number for specific types of transactions. For example, if you're doing a domestic wire transfer or an international wire transfer, the Patelco Credit Union routing number is 321076470.

If you need to make a transaction, keep in mind that the routing number may vary depending on the type of transfer.

Fund Transfers:

You can use a routing number for various financial activities, including fund transfers. The Patelco Routing Number for domestic and international fund transfers is 321076470.

To initiate a fund transfer, you'll need to know the type of transfer you're making. For domestic fund transfers and international fund transfers to a Patelco account in the USA, the Patelco Routing Number is the same: 321076470.

Here are some common types of fund transfers that require a routing number:

You can also use your bank's routing number for other purposes, such as direct deposits or automatic bill payments.

Wire Transfer Numbers

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For wire transfers, you'll need a routing number specific to Patelco Credit Union. Patelco's wire transfer routing number is 321076470.

To understand what these numbers mean, let's break them down. The first 4 digits, 3210, represent the Federal Reserve Routing Symbol.

The second 4 digits, 7647, are the ABA Institution Identifier. This helps identify the specific financial institution.

The last digit, 0, is the Check Digit, which is used for verification.

For Patelco Credit Union, the routing number for both domestic and international wire transfers is the same: 321076470.

Credit Union Routing Numbers

If you're looking to make a wire transfer with Patelco, you'll need their wire transfer routing number, which is 321076470.

For international transfers, you'll also need a Swift code, which is a separate requirement.

Patelco's wire transfer routing number is a crucial piece of information you'll need to initiate a transfer.

Here's a quick rundown of the key information you'll need to make a wire transfer with Patelco:

  • Wire transfer routing number: 321076470
  • International transfers require a Swift code.

Frequently Asked Questions

What routing number is 321076470?

The routing number 321076470 is associated with PATELCO CREDIT UNION in California. It supports ACH and Wire transfers.

What is Patelco MICR account number?

The Patelco MICR account number is the 14-digit number that appears on the bottom right of your checks, to the right of the routing number. It is your unique checking account number.

What bank has routing number 321076470?

The routing number 321076470 is associated with PATELCO CREDIT UNION in California. This routing number facilitates ACH and Wire transfers for the credit union.

What is my credit union routing number?

Your credit union routing number can be found at the bottom left corner of your checks or on your monthly bank statements. Check these documents for the number that precedes your account number.

Timothy Gutkowski-Stoltenberg

Senior Writer

Timothy Gutkowski-Stoltenberg is a seasoned writer with a passion for crafting engaging content. With a keen eye for detail and a knack for storytelling, he has established himself as a versatile and reliable voice in the industry. His writing portfolio showcases a breadth of expertise, with a particular focus on the freight market trends.

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