osu dental insurance Options for Ohio Residents

As an Ohio resident, you're in luck because the Ohio State University (OSU) offers dental insurance options that can help you save money on dental care.

One option is the OSU Dental Plan, which covers a wide range of services including routine cleanings, fillings, and extractions.

The plan also offers discounts on certain services, such as dental implants and crowns.

You can choose from various plan options, including individual and family plans, to suit your needs and budget.

The OSU Dental Plan is administered by Delta Dental, a well-known and reputable dental insurance provider.

This means you can trust that your dental care will be covered by a trusted and experienced company.

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Having dental insurance is a great way to protect your oral health, and there are many benefits to consider.

You can choose from individual dental plans that meet your needs and budget, which cover preventive care like regular cleanings, exams, X-rays, and procedures like fillings, crowns, and root canals.

Dental family PPO insurance plans offer a range of benefits, including no waiting periods, no annual benefit limits for pediatric-age kids, and more.

Some medical plans available through the Ohio exchange include embedded pediatric and adult dental coverage, while stand-alone dental plans are also available for purchase.

Ohio's health insurance Marketplace has certified individual and family dental plans from thirteen insurers, so you have plenty of options to choose from.

Here are some benefits you can expect from stand-alone pediatric dental plans on the exchange:

The specific coverage requirements for pediatric dental care are guided by the state's essential health benefits benchmark plan, which includes coverage for both basic and major dental services for children.

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If you use a network provider, you won't need to fill out claim forms, and your dentist will handle the paperwork with Delta Dental. You may still need to pay for your portion of the expenses at the time of service.

Network providers can offer more comprehensive coverage, but out-of-network providers may require you to pay upfront and then be reimbursed by Delta Dental. This can be a hassle, but it's still an option if you need to see a specialist.

In Ohio, premiums for stand-alone dental coverage can range from $7 to $49 per month for adults who purchase their own plan. If you're purchasing a plan through the health insurance exchange, you may be eligible for premium tax credits to offset the cost.

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If you use a network provider, you'll have a smoother experience. Tell the provider's office that you're covered by Delta Dental when making an appointment, or at the time of service.

No claim forms are necessary for network dental services. Your dental provider should file claims directly with Delta Dental, although you may be required to pay for your portion of the expenses at the time of service.

For your interest: How Does Out of Network Dental Insurance Work

Using an out-of-network provider is a different story. The plan pays less for covered services than it does when you use a network provider.

Your provider may require you to pay for services in full and be reimbursed from Delta Dental by filing a claim. This can be a bit of a hassle, but it's doable with some extra paperwork.

In Ohio, dental insurance premiums for adults purchasing stand-alone coverage through the exchange in 2025 range from about $7 to $49 per month.

If you're a family buying coverage through the health insurance exchange, the premiums for pediatric dental coverage may or may not be offset by premium tax credits, depending on the health plan's structure.

Dental discount plans are available in every state, offering discounted rates at participating dentists, but note that they're not insurance.

To find dental discount plans in your area, simply search online for "dental discount plans" along with the state you're looking to buy a plan in.

Getting a quote for dental coverage is a straightforward process, and you can find more information on how to do that in the resources provided.

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Ohio offers a range of dental insurance options through the health insurance Marketplace, HealthCare.gov. You can purchase certified individual and family dental plans from thirteen insurers, including Anthem Blue Cross and Blue Shield, Delta Dental of Ohio, and UnitedHealthcare.

Ohio's health insurance Marketplace has certified individual and family dental plans available for purchase. You can find these plans on HealthCare.gov during open enrollment or during a special enrollment period triggered by a qualifying life event.

The cost of dental insurance in Ohio varies depending on the plan and provider. For adults purchasing stand-alone dental coverage through the exchange, premiums range from about $7 to $49 per month.

Here are the thirteen insurers offering stand-alone individual/family dental coverage through the health insurance Marketplace in Ohio:

Keep in mind that plans from insurers may not be offered in all areas.

If you're looking for insurance providers and options for dental coverage in Ohio, there are thirteen insurers that offer stand-alone individual/family dental coverage through the health insurance Marketplace in Ohio.

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These insurers include Anthem Blue Cross and Blue Shield, BEST Life, Delta Dental of Ohio, DentaQuest Insurance Company Inc- OH, DentaTrust/DentaSpan, Dominion National, EMI Health, Guardian, Humana, Paramount, Solstice Healthplans of Ohio, Inc., Truassure Insurance Company, and UnitedHealthcare.

You can purchase these plans through HealthCare.gov during open enrollment (November 1 to January 15) or during a special enrollment period triggered by a qualifying life event.

Here are the thirteen insurers that offer stand-alone individual/family dental coverage through the Ohio Marketplace:

Note that plans from insurers may not be offered in all areas.

The Delta Dental Mobile App is a game-changer for managing your dental benefits on the go. You can use it to search for dentists or track your brushing time without even logging in.

Delta Dental's free app is available for both iOS and Android devices, making it accessible to almost anyone. You can download it from the App Store or Google Play by searching for "Delta Dental".

If you're looking for a dental insurance quote, Delta Dental is happy to help. Their experts can guide you through the process of choosing a plan that suits your needs.

The Delta Mobile App is a convenient tool that lets you manage your dental benefits on the go. You can use it to search for dentists or track your brushing time without even logging in.

It's available for both iOS and Android devices, and you can download it for free from the App Store or Google Play. Just search for Delta Dental to find it.

The app allows you to securely access your personal benefit information and estimate your dental care costs once you've logged in with your username and password. This can be a huge time-saver and help you make informed decisions about your dental care.

Getting a quote for dental insurance in Ohio is easier than you think. You can get a quote for dental coverage that works for you and your family through various options.

Adults who purchase their own stand-alone dental coverage through the exchange in Ohio can expect premiums to range from about $7 to $49 per month in 2025.

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To find plans in your area, you can search online for dental discount plans and the state you're looking to buy a plan in. This will give you a range of options to choose from.

Dental discount plans are not insurance, but they can offer discounted rates at participating dentists.