
Oscar Health Insurance in Tennessee provides members with access to a wide network of primary care physicians and specialists.
Oscar's network includes many top-rated doctors and hospitals in the state, making it easy to find quality care close to home.
As an Oscar member, you'll enjoy personalized care and attention from your primary care physician, who will work with you to develop a care plan tailored to your needs.
What Is Oscar Health Insurance?
Oscar Health Insurance is a health insurance company that offers individual and family plans, as well as small business group plans.
Their plans are available in many states, including Tennessee, and are designed to be more affordable and easier to use than traditional health insurance plans.
Oscar's individual and family plans are designed to be more flexible and affordable, with options to customize coverage to fit your needs.
With Oscar, you can get coverage that starts as low as $20 per month for a bronze plan, depending on your income and family size.
Their plans also come with a range of benefits, including free primary care visits, free generic prescriptions, and access to a network of over 500,000 healthcare providers.
In Tennessee, Oscar's plans are available through the Health Insurance Marketplace, and you may be eligible for financial assistance to help lower your premium costs.
Nashville Center
Apex Recovery Centers in Nashville, Tennessee, are trusted rehab centers that take Oscar Health, offering comprehensive addiction treatment with evidence-based therapies.
You can contact Apex Recovery Centers today at (877) 881-2689 or visit them in Franklin or Columbia.
Freeman Health Partners provides various mental health services in Nashville, Tennessee, including primary care and dual diagnosis therapy programs.
They accept a broad range of insurance providers, including Oscar Health, and pride themselves on exceptional care that meets the needs of Nashville residents.
Oscar Health does cover at least some of the cost of mental health services near Nashville, Tennessee, but coverage levels differ depending on individual health plans.
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You can check with Oscar or Freeman Health Partners to verify your coverage details.
Intensive Outpatient Programs (IOP) are treatment programs that provide a structured schedule of therapy sessions, counseling, and other recovery activities, allowing you to continue your daily life while receiving intensive treatment.
Oscar Health Insurance typically covers IOP in Nashville, ensuring you can access this crucial level of care.
Cost and Payment
Apex has experience working with Oscar Healthcare, which can assist you in navigating the reimbursement process.
Contacting Apex directly can help you understand the specifics of your coverage for addiction treatment, including details on copayments, deductibles, and any limitations related to rehab programs.
Apex can assist you in streamlining the process and enhancing the likelihood of obtaining coverage for your addiction rehab journey effectively.
What's the Cost?
The cost of addiction treatment can vary greatly depending on your specific plan and coverage levels. Oscar Health typically covers a portion of the expenses for addiction treatment.
Your plan details will determine the specific coverage, including copayments, deductibles, and any limitations. Reviewing these details will give you a clear picture of potential out-of-pocket expenses.
Inpatient rehab, outpatient programs, and evidence-based therapies are all covered by Oscar Health, but the costs will vary based on your plan.
How to Obtain Payment

To obtain payment for addiction rehab through Oscar Health Insurance in Tennessee, you'll need to follow a few key steps. Contact Apex directly to understand the specifics of your coverage for addiction treatment.
The extent of coverage, including copayments, deductibles, and any limitations related to rehab programs, will be determined by Apex, who has experience working with Oscar Health Insurance. By collaborating with Apex, you can streamline the process and enhance the likelihood of obtaining coverage for your addiction rehab journey effectively.
Apex can assist you in navigating the reimbursement process, making it easier to access the treatment you need. In fact, Oscar Health Insurance is known for its commitment to transparent pricing, providing members with clear and understandable information about healthcare costs and medical coverage.
To get Oscar Health Insurance to pay for addiction rehab in Tennessee, start by reviewing your policy to understand the coverage details for addiction treatment. Contact Oscar Health customer service to verify which services are covered, including inpatient and outpatient rehab, and any prerequisites for coverage.

Here are some estimated costs associated with mental health therapy sessions covered by Oscar Health Insurance in Nashville, Tennessee:
Keep in mind that these costs may be contingent on your specific Oscar Health plan, and you may have copays and deductibles. Contact us to discuss potential out-of-pocket costs associated with your particular policy.
Reimbursement for Mental Health Services
Oscar Health typically covers at least some of the cost of mental health services, but coverage levels vary depending on individual health plans.
You can gain access to in-person care and virtual consultations for mental health services, but be sure to check with Oscar or Freeman Health Partners to verify your coverage details.
Most mental health therapy sessions in Nashville, Tennessee, that Oscar Health covers cost approximately $100 to $250 per visit, with most of this being covered but requiring a copay that averages between $20 and $60.
An initial psychiatric evaluation can range from $200 to $500, and services specializing in medication administration typically cost between $100 and $250 per appointment.
Oscar Health may reimburse you for seeing a psychologist or psychiatrist, depending on your coverage and insurance plan, but you're much more likely to receive reimbursement if you select a provider in the Oscar Health network.
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What's Planned
Oscar Insurance offers a range of programs and plans that provide mental health coverage, with individual and customized health plans allowing you to pick the tier that best suits your needs.
Each policy provides different coverage and has varying deductibles and copays. You can choose from Bronze, Silver, Gold, and more.
Preventative care is included in Oscar Health benefits, and many of these services are available at zero cost to you. This is a huge advantage, especially for those who want to prioritize their mental health without breaking the bank.
Screening services are critical for early recognition and intervention, and Oscar covers an assortment of mental health services, such as rehabilitation and inpatient and outpatient psychotherapy.
By partnering with Optum Behavioral Health, Oscar allows members to use a network of mental health providers, including virtual doctor visits. This is perfect for individuals with trouble making in-person appointments.
Oscar Insurance has crafted plans specifically for families, ensuring that mental health resources are accessible for adults and children.
Types of Insurance
Oscar Health Insurance in Tennessee offers various types of insurance to cater to different needs and preferences.
Individual Health Plans and Family Plans are available, providing comprehensive coverage for medical needs, preventive care, and wellness programs.
Small Business Plans are also offered, designed to meet the unique needs of smaller organizations and their employees.
Here's a breakdown of the types of insurance offered by Oscar Health in Tennessee:
Primary Care Services
Oscar Health provides primary care services under its health insurance plans, helping you address a wide variety of issues.
Its integrated, holistic care provides access to low copays and prioritizes virtual care. Chronic disease management includes services for those suffering from chronic conditions like hypertension, diabetes, and asthma.
You can seek help from a family practice provider like Freeman Health Partners for mental health and primary care services without worrying about high out-of-pocket costs.
Oscar Health primary care services also include preventative care such as vaccinations, screenings, and annual check-ups. Medical coverage for acute care visits, which treat common illnesses like sinus infections, the flu, and colds, is also integral to primary care services.
The price of primary care services covered by Oscar Health near Nashville, Tennessee, differs based on your policy. Copays for routine primary care visits usually range from $30 to $60.
Virtual doctor visits, though, are the most affordable option within Oscar Health plans. Telemedicine appointments are $0 for both mental and medical care.
Here are some primary care services you can expect to be covered by Oscar Health:
- Chronic disease management
- Preventative care (vaccinations, screenings, annual check-ups)
- Acute care visits (treating common illnesses like sinus infections, the flu, and colds)
- Virtual doctor visits (telemedicine appointments)
Difference Between PPO and HMO
PPO plans allow you to see any specialist or doctor without a referral, even out-of-network.
HMO plans require a Primary Care Physician (PCP) and a referral to see a specialist.
PPO plans typically have higher premiums than HMO plans.
Out-of-pocket expenses for PPO plans can be more costly than those of HMO plans.
For most people, affordable health plans are paramount, and HMO plans may be a more budget-friendly option.
PPO plans offer more flexibility in choosing healthcare providers, while HMO plans have more restrictions.
Medication Assisted
Medication Assisted treatment is a comprehensive approach to mental health care that combines FDA-approved medications with counseling and therapy. This approach helps stabilize mood and manage symptoms, making it easier to engage in therapy and work towards recovery.
Oscar Health typically covers Medication Assisted Treatment, which means your plan can help with the costs of prescribed medications and therapy sessions. Oscar Health can help with the costs of prescribed medications and therapy sessions, providing a comprehensive approach to mental health care.
Medical detox programs are also covered by Oscar Health Insurance, with at least some of the costs being covered. Coverage levels vary depending on the specific individual health plans.
To access Medication Assisted Treatment services, be sure to check your specific Oscar Health policy for details on coverage and how to access MAT services.
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Dual Diagnosis and Treatment
If you're struggling with both a mental health disorder and substance abuse, dual diagnosis treatment is designed to provide comprehensive care for both conditions. This integrated approach helps to improve overall well-being.
Oscar Health coverage typically includes treatment for dual diagnosis, which means your plan can help with the cost of therapy, counseling, and medical services needed to support your or your loved one's recovery. It's essential to review your specific policy to understand what's covered and how to access the necessary care.
Mood disorders, such as depression and bipolar disorder, are often addressed in dual diagnosis treatment. Treatment for mood disorders can include medications, support groups, lifestyle changes, and psychotherapy.
Dual Diagnosis
Dual Diagnosis is a comprehensive approach that addresses both mental health disorders and substance use issues at the same time. This integrated approach helps to improve overall well-being.
With Oscar Health coverage, you can access treatment for dual diagnosis, including therapy, counseling, and medical services. It's essential to review your specific policy to understand what's covered and how to access the necessary care.
Oscar Health provides a range of rehab insurance benefits, including inpatient and outpatient rehab services, to support your recovery journey. You can access these services through the Oscar Health network, ensuring comprehensive rehab coverage and support.
Medication Assisted Treatment (MAT) combines medications with counseling and therapy to support individuals dealing with mental health issues, such as severe anxiety or depression. Oscar Health typically covers MAT, which can help with the costs of prescribed medications and therapy sessions.
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CBT, DBT, and Holistic Approaches
Cognitive Behavioral Therapy (CBT) is a form of therapy that helps individuals change negative thought patterns and behaviors. This type of therapy can be particularly helpful for those dealing with PTSD, anxiety, depression, and other mental health issues.
CBT focuses on altering negative thoughts and patterns, which can be a game-changer for those struggling with their mental health. For example, it can help individuals with PTSD learn to manage their symptoms and regain control over their lives.
Dialectical Behavior Therapy (DBT) is another type of therapy that can be beneficial for those with personality and mood disorders. DBT helps individuals develop skills to regulate their emotions, communicate effectively in relationships, and tolerate discomfort.
Holistic therapy programs, which include alternative methods like acupuncture, yoga, and mindfulness meditation, can also be a valuable part of a treatment plan. These programs focus on the mind, body, and spirit, and can help individuals find balance and well-being.
Oscar Insurance typically covers various psychiatric services, including CBT, DBT, and holistic therapy programs. However, it's essential to check with your specific plan for details on coverage and how to access these services.
Residential and Outpatient Services
Oscar Health often covers the costs associated with residential addiction rehab, but the specific coverage levels can vary based on your individual plan.
Residential or inpatient rehabilitation is a comprehensive form of treatment where individuals stay at a specialized facility to receive round-the-clock care and support for their substance abuse issues.
Oscar Health recognizes the importance of providing coverage for this intensive level of care, and those exploring residential addiction rehab with Oscar Health insurance are encouraged to discuss rehab insurance coverage details with Apex.
Intensive Outpatient Programs (IOPs) are outpatient treatment programs that provide a higher level of care than standard outpatient services but with more flexibility than inpatient programs.
Oscar Health typically covers the costs associated with Intensive Outpatient Programs, emphasizing the importance of flexibility and personalized care in the recovery journey.
Freeman Health Partners treatment center in Dickson, Tennessee, offers various treatment programs, including Intensive Outpatient Programs (IOPs), Partial Hospitalization Programs (PHPs), and outpatient therapy, which are often covered by Oscar insurance.
Freeman Partners Services
Freeman Partners Services offers a wide range of treatments that Oscar Healthcare covers, including mental health care and primary care services.
You can access chronic disease management through Freeman Health Partners, but the specific coverage will depend on your plan details.
Freeman Health Partners provides mental health care, which is covered by Oscar Healthcare.
The type of coverage available will be determined by your plan, so it's best to contact Freeman Health Partners directly to verify your specific coverage.
Oscar Healthcare covers a variety of drug and alcohol rehab treatment programs, including inpatient and outpatient rehab, at Freeman Recovery Center.
Coverage typically includes ongoing therapy, but the specific programs covered and the extent of coverage will depend on the patient's plan details.
You can access IOP, PHP, detoxification, and ongoing therapy through Oscar Healthcare's coverage at Freeman Recovery Center.
The specific programs covered will depend on the patient's plan details, so it's best to review your plan carefully.
Residential Nashville, TN
Oscar Health covers residential addiction rehab in Tennessee, including in Nashville.
The level of coverage for inpatient rehab programs depends on the exact plan and its terms.
Residential or inpatient rehabilitation is a comprehensive form of treatment where individuals stay at a specialized facility to receive round-the-clock care and support for their substance abuse issues.
Inpatient Rehab is a comprehensive treatment where individuals reside at a specialized facility to receive 24-hour care and support for mental health or substance use disorders.
Oscar Health Insurance covers residential drug and alcohol addiction rehab in Nashville, TN, with at least some of the cost being covered.
Coverage levels can vary based on individual health plans, including factors such as copayments, deductibles, and any limitations on the duration or type of residential rehab covered.
Well, does Oscar Health cover drug rehab? It generally covers the costs associated with Inpatient Rehab as part of its commitment to comprehensive mental health and substance abuse treatment.
Intensive Outpatient
Intensive Outpatient Programs (IOPs) offer a higher level of care than standard outpatient services, but with more flexibility than inpatient programs. They're perfect for individuals who need structured therapeutic support while still maintaining their daily routines.
Oscar Health typically covers the costs associated with IOPs, emphasizing the importance of flexibility and personalized care in the recovery journey. This means you can get the support you need without breaking the bank.
IOPs involve attending several sessions per week, including group therapy, individual counseling, and psychoeducation. This comprehensive approach helps you address underlying issues and develop coping skills to manage your mental health.
To get started with an IOP, reach out to Apex for guidance and support. They can answer any questions you have about IOPs and the rehabilitation process.
Some plans may require you to meet a deductible before Oscar Health kicks in with coverage, so be sure to check your policy details.
Freeman Partners Locations
Freeman Health Partners has a treatment facility near Nashville, Tennessee, that accepts Oscar Health insurance.
You can find their main location in Dickson, dedicated to the mental health needs of Tennessee residents. Dial (615) 879-3582 today to get a free mental health assessment.
Freeman Health Partners has a wide assortment of treatments that Oscar Healthcare covers, including mental health care, primary care services, and chronic disease management.
Your plan will determine what type of coverage is available, so it's best to contact Freeman Health Partners directly to verify your specific coverage.
Frequently Asked Questions
What states have Oscar health insurance?
Oscar health insurance is available in 20 states, including Arizona, Florida, and New York. Check our website for specific plan details and benefits in your area.
What's the best health insurance in TN?
The best overall health insurance in TN is BlueCross BlueShield of Tennessee, offering comprehensive coverage at $479/mo. If budget is a concern, Ambetter of Tennessee is the cheapest option at $465/mo.
Sources
- https://apex.rehab/insurance/oscar-healthcare/
- https://freemanhealthpartners.com/insurance/oscar-healthcare/
- https://www.freemanrecoverycenter.com/insurance/oscar-healthcare/
- https://www.tennessean.com/story/money/industries/health-care/2017/06/30/oscar-health-could-nashvilles-last-shot-health-marketplace/441051001/
- https://zencare.co/us/tennessee/jefferson-county/talbott/practices/insurance/oscar-health
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