OnPoint Mobile Banking for a Secure Future

OnPoint Mobile Banking offers a secure way to manage your finances on the go. With robust security measures in place, you can trust that your sensitive information is protected.

The mobile banking app uses advanced encryption to safeguard your data, ensuring that your financial information remains confidential. This means you can bank with confidence, knowing your accounts are secure.

You can also set up alerts to notify you of suspicious activity, giving you peace of mind and allowing you to take swift action if needed.

With OnPoint's new Digital Banking, you can enjoy enhanced security with multi-layer verification, eliminating the need for challenge questions. This feature provides an extra layer of protection for your accounts.

You can also quickly and securely access your accounts in the mobile app using Touch ID, Fingerprint Login, or Face ID, if your device supports it.

The new interface is designed to be simple, easy to read, and consistent across all devices, providing a seamless experience.

Some of the key features of Digital Banking include:

Your account history will be available in the new Digital Banking, with up to 18 months of transaction history.

Mobile payment apps like Apple Pay and Samsung Pay use tokenization technology to protect your financial data. This means that even if a criminal captures your data, it would be meaningless without direct access to the mobile payment system itself.

Using strong passwords makes a big difference in keeping your mobile banking logins secure. Create a unique password for your bank accounts that's different from the one you use for your email or social media accounts.

Device-level security measures like device encryption for your Apple or Android smartphone ensure that hackers can't bypass your password, passcode, and biometrics.

Strong passwords make a difference. Using a unique password for your bank accounts that's different from the one you use for your email or social media accounts is a good idea.

Diversity in your characters is key, including numerals, special symbols, and lower- and upper-case letters. Avoid choosing anything too obvious, like "password" or "Superman".

Keeping your mobile device password-locked is a must, especially if it's connected to your credit cards or financial accounts. If thieves pick up your phone, you want to make it as hard as possible for them to get in.

Biometrics advances have given some developers the opportunity to further secure their apps. If you have the option to turn on biometric logins to your mobile banking app or other financial activities on your mobile device, do so.

Mobile malware is becoming more prevalent, with viruses targeting mobile devices and mobile attacks becoming more common, according to Kaspersky Lab.

Banking malware, designed to collect bank logins and passwords, is especially common, which should give any smartphone user pause.

Phishing attempts can introduce malware to your phone, through fake emails that release malware when readers download attached files or click links within the body.

If you receive an email from someone you don’t recognize, or believe one of your contact’s email addresses may have been hacked, delete the email.

You can keep your device safe by installing antivirus protection and keeping your phone updated. When a new security update is available, install it—the revision was created specifically to make your device safer.

Mobile payment apps are designed with security in mind, using features like tokenization technology to protect your financial data.

The major apps, such as Apple Pay and Samsung Pay, use tokenization to attribute a meaningless set of numbers to your credit card number, making it useless to hackers even if they capture the data.

This technology is a game-changer in protecting your financial information. Even if your phone is stolen, your data is still secure.

If your phone is stolen, you can use device-level controls like Apple's Find My iPhone feature to erase your phone's data remotely.

Device-level security measures like secure passwords, biometric security, and device encryption also play a crucial role in keeping your data safe.

Here are some security features to look for in your mobile payment app:

By using these features, you can enjoy the convenience of mobile payments while keeping your financial data secure.

Mobile payment services have become increasingly popular, and for good reason. They offer a convenient and secure way to make transactions using your smartphone.

Apple Pay, Samsung Pay, and Google Pay are some of the major mobile payment services available. These apps allow you to store your debit and credit card information directly on your device and use near field communication (NFC) to transmit transaction data to a contactless payment reader with zero transaction fees.

These services are available on various devices, including Apple iPhones and Samsung flagship phones. Apple Pay, for example, is available on iPhone 6 and newer, as well as Apple Watch.

Some mobile payment services offer additional features, such as reward systems. Samsung Pay, for instance, offers a reward system that gives loyal users coupons and gift certificates for using the service.

Mobile payment services also offer person-to-person payment features, allowing you to send and receive money easily. Apps like Venmo, Square Cash, and Zelle make it easy to connect to a checking account, savings account, or credit card.

These apps require verification of your ownership of a bank account, typically by entering your digital banking credentials or performing a micro-transfer of a dollar or less. Once you're verified, the deposit will either be kept as a fee, be returned to the original account, or be left as an opening deposit to your new mobile payments account.

Here are some key features of popular mobile payment services:

All of the major mobile payment apps use data encryption, passcodes, and tokens to protect user information. However, they are still vulnerable to security breaches, particularly social engineering scams.