Omaha Medicare Supplement Plan G Cost and Benefits

Author

Reads 1.2K

Organizer Beside Envelopes
Credit: pexels.com, Organizer Beside Envelopes

Omaha Medicare Supplement Plan G is a popular choice for seniors in the Omaha area, and for good reason. It offers comprehensive coverage at a relatively affordable price.

The cost of Omaha Medicare Supplement Plan G varies depending on your age and health status, but on average, it can cost between $100 and $300 per month. This may seem like a lot, but it's worth considering the benefits you'll receive.

Plan G covers 100% of Medicare's Part A deductible, which can be a significant expense for many seniors. It also covers skilled nursing facility care, foreign travel exchange, and three pints of blood per year.

If this caught your attention, see: Average Cost of Medicare Supplement Plan F

Insurance Basics

Plan G is quickly becoming the most popular Medicare supplement insurance plan for new Medicare beneficiaries.

Plan G fully covers the Medicare Part A deductible, which can be a significant cost for many people.

The plan also covers Medicare Part A hospital inpatient coinsurance costs and one additional year of inpatient hospital costs after Medicare benefits are exhausted.

Here's an interesting read: Medicare Part C vs Medigap

Credit: youtube.com, Mutual of Omaha Medicare Supplement Plan G

In addition to these benefits, Plan G covers Medicare Part A hospice care coinsurance and copayments.

This can be a huge relief for those who are dealing with a terminal illness and need hospice care.

Plan G covers Medicare Part B coinsurance and copayments, which can include doctor visits, lab tests, and other medical services.

It also covers the first three pints of blood used in a transfusion, which is an essential benefit for those who may need a blood transfusion.

Plan G covers 80% of emergency care received outside the U.S., which can be a lifesaver for those who travel abroad.

Here are some of the key benefits of Plan G:

  • Medicare Part A deductible
  • Medicare Part A hospital inpatient coinsurance costs
  • Medicare Part A hospice care coinsurance and copayments
  • Medicare Part B coinsurance and copayments
  • First three pints of blood used in a transfusion
  • Part A coinsurance for inpatient skilled nursing facility stays
  • Medicare Part B excess charges
  • 80% of emergency care received outside the U.S.

Plan Details

Plan G is quickly becoming the most popular Medicare supplement insurance plan for new Medicare beneficiaries. It fully covers a range of costs, including the Medicare Part A deductible, Part A hospital inpatient coinsurance costs, and Part B coinsurance and copayments.

Expand your knowledge: Fehb and Medicare Part D

Credit: youtube.com, Mutual of Omaha Medicare Supplement Plan G Benefits

Plan G covers 80% of emergency care received outside the U.S. and also includes coverage for the first three pints of blood used in a transfusion.

Here's a breakdown of the costs associated with Plan G in different regions of New York:

Insurance Company

Mutual of Omaha is a well-established insurance company with a strong reputation. They offer Medicare supplement insurance plans, including Plan G.

Plan G is their most popular Medicare supplement insurance plan for new Medicare beneficiaries. This plan fully covers a range of costs, including Medicare Part A deductible and Part B coinsurance and copayments.

Mutual of Omaha customers give the company an average overall rating of 4.4 out of five stars. More than two out of every three policy holders give the company a perfect five-star rating.

The company maintains strong financial ratings from three major rating agencies: A.M. Best (A+ rating), Moody's (A1), and Standard & Poor's (A+). They also have an A+ rating from the Better Business Bureau.

Mutual of Omaha's financial strength is a key factor in their ability to provide reliable insurance coverage to their customers.

Return only the revised heading

Insurance Broker Presenting an Offer to an Elderly Couple
Credit: pexels.com, Insurance Broker Presenting an Offer to an Elderly Couple

Plan G has specific pricing for different regions in New York.

The first three digits of the zip code for Albany range from 120-23 to 128-29.

Aetna Life Insurance costs $305.19 in Albany.

In Buffalo, the first three digits of the zip code are 140-43 and 147.

Bankers Conseco charges $615.47 in Buffalo.

Excellus Health Plan, Inc. (d/b/a Excellus BlueCross BlueShield) costs $404.71 in Albany.

Humana's cost in Albany is $414.46.

Mutual Of Omaha's pricing in Albany ranges from $359.03 to $379.55.

Transamerica Financial charges $214.48 in Albany.

UnitedHealthcare (AARP Program) costs $283.25 in Albany.

Here is a summary of the costs for Aetna Life Insurance in various regions:

Note that these costs may vary depending on the specific plan and provider.

Cost and Coverage

Medicare Supplement Insurance plan costs can vary by plan, location, carrier, and more. Plan premiums may be different where you live, and there may be more, fewer or different plans available where you live.

Medicare Part A coinsurance can reach as high as $832 per day in 2025, but it's covered in full by Medicare Supplement Insurance Plan G. This can be a significant cost savings for those who need inpatient care.

Credit: youtube.com, Mutual Of Omaha Medicare Supplement Plans - What Do They Cover?

The comparison chart below details the Medicare costs covered by each type of standardized Medigap plan, including Plan G. Note that Plan G offers comprehensive coverage, including all but one of the benefit categories a standardized Medicare Supplement Insurance plan can offer.

What It Covers

Mutual of Omaha Medicare Supplement Plan G offers comprehensive coverage for various medical expenses not covered by Original Medicare.

Plan G covers all but one of the benefit categories a standardized Medicare Supplement Insurance plan can offer, as shown in the comparison chart below.

Here's a breakdown of the benefits covered by Mutual of Omaha Medicare Supplement Plan G:

  • Part A coinsurance and hospital costs
  • Part B coinsurance or copayment
  • First 3 pints of blood
  • Part A hospice care co-insurance or co-payment
  • Co-insurance for skilled nursing facility
  • Medicare Part A deductible
  • Medicare Part B excess charges

These benefits can help save you a significant amount of money on medical expenses, especially on costly services like diagnostic scans and cancer treatments.

One benefit not covered by Plan G is the Medicare Part B deductible, which is $257 per year in 2025.

Cost

Medicare Supplement Insurance plan costs can vary by plan, location, carrier, and more. This means that the price of your policy will depend on several factors, including where you live.

Credit: youtube.com, Biosimilars: Costs and Insurance Coverage

Plan premiums may be different where you live, and there may be more, fewer, or different plans available in your area. For example, Mutual of Omaha offers a range of plans in Dallas, Texas, but the availability of plans may vary in other locations.

Medicare Part A coinsurance can reach as high as $832 per day in 2025, but Medicare Supplement Insurance Plan G covers this cost in full. This can be a significant savings for those who enroll in Plan G.

The cost of Medicare Supplement Insurance plans can vary significantly. For example, Mutual of Omaha's Plan A costs $113 per month, while their Plan F costs $162 per month.

Here are some sample rates for Mutual of Omaha's plans in Dallas, Texas:

Keep in mind that these rates are just examples and may not reflect the actual cost of your policy.

Deductibles and Costs

The deductible for high-deductible Mutual of Omaha Plan G is $2,870 in 2025, which means you'll need to pay this amount out of pocket before Plan G coverage kicks in.

Here's an interesting read: High Deductible Medigap Plan F G

Credit: youtube.com, High Deductible Medicare Plan G

Having a deductible means you'll pay lower monthly premiums, but you'll need to meet the deductible amount before receiving Plan G benefits.

Plan G benefits kick in without a deductible for the standard version, which can be a great option if you anticipate needing extensive medical care.

With high-deductible Plan G, you'll pay your Part A deductible and any Part A coinsurance or copayment costs until you reach the deductible amount of $2,870.

High-deductible Plan G typically features lower monthly premiums in exchange for the deductible, making it a good fit for those who don't anticipate using their Medicare coverage often.

Curious to learn more? Check out: Medicare Supplement Plan G Deductible 2024

Reviews and Information

Mutual of Omaha Medicare Plan G is a popular choice among seniors, and for good reason. It provides 100% coverage for all the "gaps" left over by Original Medicare (except for the Part B deductible).

According to Mutual of Omaha's reviews, the company has many satisfied clients who appreciate the stability and excellent customer service. Alex Wender, the founder and CEO of Bluewave Insurance, recommends Mutual of Omaha as a great option for Medicare supplement insurance.

Credit: youtube.com, Mutual of Omaha Medicare Supplement Review

Mutual of Omaha Medicare Plan G covers a wide range of out-of-pocket expenses, including Part A coinsurance and inpatient costs, Part A deductible, and Part B coinsurance or copayment. The plan also covers foreign emergency travel care, covering 80% of medical costs for treatment outside the United States.

Here are some estimated monthly premiums for Mutual of Omaha Medicare Plan G in different regions of New York:

Keep in mind that these premiums are estimates and may vary based on individual factors such as age, gender, location, and tobacco use.

What Is Mediap?

Medigap is a type of insurance that helps cover out-of-pocket costs for Medicare beneficiaries.

Medicare Supplement Plan G is a specific type of Medigap plan that covers a range of costs such as deductibles, copayments, and coinsurance.

In exchange for a monthly premium, Plan G members receive coverage for these costs, resulting in more predictable healthcare spending and fewer surprise medical bills.

Travel Emergency Care

Credit: youtube.com, Can You Travel With A Medicare Advantage Plan?

Travel Emergency Care is a crucial aspect of any health insurance plan, especially when it comes to Medicare Supplement Insurance. Plan G covers 80% of the cost of emergency care administered outside the U.S., which is the highest amount of coverage available for any Medicare Supplement Insurance plan.

This means that if you're traveling abroad and need medical attention, you'll have a significant amount of coverage to fall back on. You won't have to worry about racking up a huge bill for medical expenses.

One of the benefits of Mutual of Omaha Medicare Plan G is that it covers foreign emergency travel care. This includes medical treatment outside of the United States, and Mutual of Omaha covers 80% of the medical costs. This is a significant advantage for travelers who may need medical attention while abroad.

Here are some key points to keep in mind about travel emergency care with Mutual of Omaha Medicare Plan G:

  • 80% coverage for emergency care administered outside the U.S.
  • Highest amount of coverage available for any Medicare Supplement Insurance plan
  • Covers medical treatment outside of the United States

Reviews

An Elderly Man Consulting an Insurance Agent
Credit: pexels.com, An Elderly Man Consulting an Insurance Agent

The plan offers 100% coverage for all the "gaps" left over by Original Medicare (except for the Part B deductible), making it a popular choice among Medicare beneficiaries. Mutual of Omaha's Plan G also provides full coverage for Medicare Part B coinsurance.

According to reviews, Mutual of Omaha's customer service is a standout feature. Clients love the ability to receive ID cards and policies via email and regular mail. This convenience factor can't be overstated, especially for those who value ease of use.

Here are the rates for Mutual of Omaha's Plan G in different regions:

Keep in mind that rates may vary depending on your location and other factors. It's essential to review the rates and plan details carefully before making a decision.

Common Client Questions

Mutual of Omaha offers a dental plan option, but the cost varies depending on where you live and it's a separate policy from your Medicare supplement.

Credit: youtube.com, Unlock Client Insights: Mastering the Art of Strategic Questions 🔓

You may be eligible for a hearing discount program if you live in some states, and it's included with your supplement policy from Mutual of Omaha.

Part D is offered by Mutual of Omaha in most states and covers prescriptions at the pharmacy, but it's a separate policy with its own premium.

Adding a gym benefit to your Mutual of Omaha Medigap plan is an option in most states, and it's called "Mutually Well" – it's an additional $25 per month for access to over 10,000 gyms.

Consider reading: Medicare Supplement Meaning

Richard Harvey-Nolan

Junior Writer

Richard Harvey-Nolan is a rising star in the world of journalism, with a keen eye for detail and a passion for storytelling. With a background in economics and a love for finance, he brings a unique perspective to his writing. As a young journalist, Richard has already made a name for himself in the industry, covering a range of topics including precious metals news.

Love What You Read? Stay Updated!

Join our community for insights, tips, and more.