Neighborhood Trust Builds Stronger Communities

Building trust in your neighborhood is key to creating a stronger, more supportive community. This is because trust is the foundation upon which all other positive relationships are built.

Residents who trust one another are more likely to look out for each other's children, lend a helping hand during times of need, and work together to solve neighborhood problems. In fact, research has shown that neighborhoods with high levels of trust tend to have lower crime rates and improved overall well-being.

Trust is also essential for effective communication and collaboration, allowing neighbors to work together on initiatives that benefit the community as a whole. For example, a neighborhood with a strong sense of trust might come together to organize a community clean-up event or create a neighborhood watch program.

Neighborhood Trust Financial Partners is dedicated to empowering low-income individuals to become productive participants in the U.S. financial system.

Their mission is to help these individuals achieve their financial goals by providing trusted financial guidance and connecting them to safe and effective financial products.

Neighborhood Trust's worker solutions are delivered primarily through TrustPlus, a workplace financial health solution that's embedded nationwide within various organizations.

This solution helps workers reduce and avoid debt and build financial health, with Neighborhood Trust also advising credit unions and city governments on how to use their proprietary coaching model to achieve the same goals.

Our mission is to empower low-income individuals to become productive participants in the U.S. financial system and achieve their financial goals.

We provide trusted financial guidance to workers, helping them navigate the financial system and make informed decisions.

Neighborhood Trust Financial Partners offers a workplace financial health solution called TrustPlus, which is embedded in various organizations nationwide.

This solution helps workers reduce and avoid debt, and address immediate financial challenges.

Our goal is to transform workplaces and financial services to better meet the financial needs of workers.

We aim to create solutions that build worker financial security by connecting them to financial benefits and co-designing products and services that meet their complex and immediate needs.

Our organization is fueled by a deep commitment to innovation and financial justice, which drives us to use insights from our work to help various stakeholders better understand the financial challenges facing workers.

We push the marketplace to prioritize workers and be more accountable to their needs, which ultimately leads to a more equitable and just financial system.

Neighborhood Trust is a leading provider of free, one-on-one financial coaching to all city residents through New York City’s Financial Empowerment Centers (FEC) initiative.

They offer their coaching in both English and Spanish at community partners in all 5 boroughs, making it accessible to low-income people and the working poor.

Neighborhood Trust Financial Partners is a nonprofit financial services innovator focused on creating financial security for low-wage workers, offering financial wellness solutions like financial coaching, debt reduction, and savings building programs.

Their financial coaching is now available at no cost through a new partnership with TrustPlus, a national financial health benefit powered by Neighborhood Trust Financial Partners.

With TrustPlus, individuals can access a TrustPlus Financial Coach who can help them navigate financial challenges, and they can do it through their preferred communication channel – text, email, phone or Skype, in both English and Spanish.

This new feature enhances the Dora digital experience and adds a human element, providing personalized financial coaching to nearly 50 million individuals on their journey from financial exclusion to financial empowerment.

Neighborhood Trust has been in operation for over 25 years, building a strong foundation of relationships with workers and strategic partnerships with employers, banks, policymakers, and NGOs.

They've established a national brand since 2012 and have served more than 60,000 workers. This has led to significant results, including eliminating over $130 million in debt and helping almost 7,000 workers improve their credit scores.

Their financial coaching solution, TrustPlus, is a market-leading nationwide solution that has made a real impact on workers' financial security.

Neighborhood Trust has over 25 years of experience working side by side with workers to understand their financial challenges.

The organization has vast data and qualitative insights about the financial difficulties low-income workers face, collected over the years.

Neighborhood Trust reaches more than 10,000 workers each year through the workplace with solutions such as TrustPlus.

They also advise employers on improving financial security for their entire workforce, helping to create a safer and more equitable work environment.

By sharing their data and ideas with the marketplace, Neighborhood Trust pushes for innovation and transformation in service of the workers driving our economy forward.

We've made significant progress in our 25+ years of operation, building thousands of close relationships with workers and strategic partnerships with employers, banks, policymakers, and NGOs.

These relationships have given us a deep understanding of the financial challenges workers face, fueling innovation and co-creation of new solutions.

We've built a market-leading, nationwide financial coaching solution in TrustPlus, which has served over 60,000 workers since 2012.

This solution has helped eliminate over $130M in debt and move almost 7,000 workers from subprime to prime credit scores.

Our Worker Insights Initiative has been launched to turn our data into insights that can create a dynamic shift in the way workers access and achieve financial security.

With a national brand established in 2012, we're well on our way to making a lasting impact in the lives of workers across the country.

Neighborhood Trust is a nonprofit organization that provides financial services and support to low-income residents in various neighborhoods. Founded in 1994, Neighborhood Trust Financial Partners aims to create financial security for low-wage workers through financial wellness solutions.

The organization offers financial coaching, debt reduction, and savings building programs, primarily through workplace benefits and financial institutions. They also advocate for more equitable financial products and services in the marketplace.

Neighborhood Trust has partnerships with employers, fintechs, and other organizations to leverage their resources and expertise. They have a strong presence in New York City, with a membership of nearly 5,000 and a cumulative loan amount of over $15 million.

Their financial education and counseling programs are in over 30 community organizations throughout New York City, reaching nearly 6,000 individuals annually.

As a member of Neighborhood TRUST/Rhody Health Partners, you'll have access to a large network of doctors and specialists, which can be a huge relief when you need medical attention. This means you can choose from a wide range of healthcare providers to find the one that's right for you.

You'll also have access to behavioral health services, which can help with mental health issues like anxiety or depression. This can be especially helpful if you're dealing with a mental health issue and need support.

Nurse care managers are also available to help you with various needs, including social care coordination. This can be a big help if you're struggling to find resources for things like housing or food.

Rhody Health Partners also offers over-the-counter medicines, such as ibuprofen, with a prescription from your doctor. This can be a convenient option if you need to manage pain or other symptoms.

One of the best things about Rhody Health Partners is the 24-hour access to a doctor. This means you can get medical attention whenever you need it, not just during regular business hours.

In addition to these benefits, Rhody Health Partners offers special wellness programs to help you manage your health. These programs can be a great way to take control of your health and make positive changes.

Here are some of the key benefits of Rhody Health Partners:

Neighborhood Trust Financial Partners was founded in 1994 by community activists Mark D. Levine and Luis De Los Santos, with a mission of empowering low-income residents.

The organization has been working tirelessly to provide financial literacy training to low-income adults throughout New York City, partnering with a wide network of community-based organizations.

Neighborhood Trust Financial Partners is a nonprofit financial services innovator focused on creating financial security for low-wage workers.

Its financial education and counseling programs are in over 30 community organizations throughout New York City, reaching nearly 6,000 individuals annually.

The company offers financial wellness solutions such as financial coaching, debt reduction, and savings building programs, primarily through workplace benefits and financial institutions.

Neighborhood Trust Financial Partners advocates for more equitable financial products and services in the marketplace, leveraging partnerships with employers, fintechs, and other organizations.

It has grown to be a leader in financial wellness, providing personalized financial coaching and innovative technology to help individuals navigate financial challenges.

Financial insecurity has become a norm for most working Americans, with low-wage workers representing over 44% of the US workforce facing a debt crisis that impacts their wellbeing and ability to build assets.

Fifty-three percent of lower-income adults are unable to cover monthly expenses, and 47% are unable to cover an unforeseen $400 expense, leading families to accumulate bills and turn to the $173 billion short-term financing industry.

Systemic racism in labor and financial markets has led to a growing wealth gap, with a majority of low-wage, low-quality jobs held by Black and Latino workers. Nearly 40% of people living in communities with a majority of people of color have debt in collections, compared to 24% of people living in majority white communities.

Neighborhood Trust is a non-profit organization that provides financial services and education to low-income residents in New York City.

Neighborhood Trust Financial Partners was founded in 1994 by community activists Mark D. Levine and Luis De Los Santos, with a mission of empowering low-income residents in Northern Manhattan.

The organization offers financial literacy training to low-income adults throughout New York City, and has grown to a membership of nearly 5,000, with cumulative loans of over $15 million.

Neighborhood Trust FCU has a network of community-based organizations that provide financial education and counseling programs, reaching nearly 6,000 individuals annually.

Their financial education and counseling programs cover topics such as budgeting, saving, and debt management, and are available in both English and Spanish.

The organization has a strong focus on community development and has worked with a wide network of community-based organizations to provide financial services to low-income residents.

Neighborhood Trust has a team of experienced financial coaches who provide one-on-one coaching to individuals, helping them to create a budget, pay off debt, and build savings.

The organization's financial coaching is available in both English and Spanish, and is offered at no cost to participants.

Neighborhood Trust has a strong commitment to financial inclusion and has worked to provide financial services to low-income residents who may not have access to traditional banking services.

Their financial products and services are designed to be accessible and affordable for low-income residents, and are tailored to meet the specific needs of the community.

Neighborhood Trust has a strong focus on data-driven decision making and uses data and research to inform its programs and services.

The organization has a strong network of partners and collaborators, including credit unions, fintechs, and city governments, which helps to amplify its impact and reach.

Here are some key statistics about Neighborhood Trust's impact:

Neighborhood Trust's commitment to financial inclusion and education has made a significant impact on the lives of low-income residents in New York City.

Dora Financial, a credit union service organization, offers one-on-one financial coaching through its event-based service, powered by Neighborhood Trust Financial Partners' TrustPlus.

This service is accessible to Dora end users at no cost, providing a human element to their financial experience.

Neighborhood Trust Financial Partners is a leading provider of free, one-on-one financial coaching to all city residents through New York City's Financial Empowerment Centers initiative.

Their financial coaching is available in both English and Spanish at community partners in all 5 boroughs, making it accessible to low-income people and the working poor.

The organization was a founding partner to the City's FEC centers under the Bloomberg Administration and has been a driving force in promoting financial wellness across the country.

Dora Financial, a marketing and innovation CUSO powered by the credit union movement, recently launched a new feature that offers event-based financial coaching at no cost through a partnership with TrustPlus, a national financial health benefit powered by Neighborhood Trust Financial Partners.

This new feature enhances the Dora digital experience and adds a human element by enabling individuals to connect with a TrustPlus Financial Coach who can help them navigate financial challenges.

The Neighborhood Jobs Trust is a vital program that helps Boston residents benefit from commercial construction projects. It's funded by jobs linkage fees, which are paid by developers of large projects.

These fees are calculated at a rate of $2.39 per square foot, making it a significant source of income for the trust. Developers have options for how to use their linkage fees, but more on that later.

The trust's funds can be used in two ways: for jobs creation or job contribution. Jobs creation money is used for job training, so that workers can be employed permanently at the developer's project site. This is a great way to ensure that local residents have the skills they need to succeed.

Jobs contribution money, on the other hand, is managed by the trust's trustees to benefit residents. This means that the money is used to support residents in various ways, but the specifics are determined by the trustees.

The three trustees of the Neighborhood Jobs Trust are responsible for setting the trust's funding priorities. They take into account the needs of residents and current labor market conditions when making their decisions. The trustees meet quarterly to discuss and determine the best use of the trust's funds.