Navy Fed Go Amex Card Offers Rewards and Benefits

The Navy Fed Go Amex Card offers a range of rewards and benefits that can help you save money and earn points.

You can earn 3 points for every dollar spent on purchases, plus 1 point for every dollar spent on other purchases, with no rotating categories or spending limits.

One of the standout features of this card is its 0% intro APR for 12 billing cycles on purchases and balance transfers. This can be a huge help if you need to make a large purchase or pay off debt.

The card also offers a $200 statement credit after spending $500 in the first 3 months, which can be a nice bonus if you can meet the spending requirement.

Broaden your view: Amex Platinum Card Points

The Navy Federal More Rewards American Express Card offers a generous rewards program with no annual fee. You can earn 3x points on dining, transit, supermarkets, and gas stations, which is a great perk for those with everyday expenses in these categories.

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The card's rewards structure is uncapped, meaning there's no limit to how many points you can earn on these categories. This is a unique feature, especially compared to other premium cards that cap rewards on supermarket spending.

Here are the specific rewards categories and their corresponding point earnings:

The Navy Federal More Rewards American Express Card also offers a welcome bonus of 30,000 points when you spend $3,000 within 90 days of account opening, which is worth $300 in cash back.

The Navy Federal More Rewards American Express Card has no annual fee, making it a great card for long-term use.

Length of credit history makes up about 15% of your credit score, so it’s essential to keep your oldest credit cards long-term.

Keeping a no-annual-fee card like the Navy Federal More Rewards American Express can help you avoid the challenge of deciding whether to keep a card with a high annual fee.

Consider reading: Wells Fargo Rewards Credit Cards

Some credit cards come with an annual fee, which can add up over time. The Navy Federal More Rewards American Express Card has no annual fee, making it a great option for long-term use.

Keeping an old credit card with a high annual fee can be a challenge, especially if it has few perks to justify keeping it. This can be detrimental to your credit score, as length of credit history makes up about 15% of your overall score.

Navy Federal Credit Union shows its appreciation for its members by not charging a fee to transfer an existing credit card balance to one of its cards. This can be a huge cost savings, especially if you're consolidating high-interest debt.

Related reading: Amex Platinum Card Annual Fee Increases

If you notice any suspicious charges on your account, report them right away. Our Zero Liability policy ensures you won't be held responsible for reported unauthorized transactions.

You can report questionable charges made in a store, over the phone, or online. Just let us know as soon as you're aware of them.

Our Zero Liability policy protects you from financial loss due to unauthorized transactions. This means you can shop with confidence, knowing you're covered.

Report those charges and we'll take care of the rest.

To take advantage of the Navy Fed Go Amex card's sign-up and ongoing offers, you'll need to meet the requirements. You can earn 30,000 bonus points when you spend $3,000 within 90 days, which is a $300 value.

The Navy Federal More Rewards American Express Card's welcome bonus is quite generous, offering 30,000 bonus points when you spend $3,000 within 90 days of account opening. Most people won't have a problem meeting the credit card spending requirement by leveraging household spending.

Additionally, cardholders qualify for a 1.99% intro APR offer on balance transfers for 12 months, with no balance transfer fees. This is a great perk, especially considering most other banks charge a 3-5% fee on balance transfers even while offering 0% APR.

You can also earn a one-time $98 statement credit when you pay $49 or more for an annual Walmart+ membership using your card.

Here's a breakdown of the card's rewards structure:

The Navy Federal More Rewards Amex card earns 3x points on restaurants (including food delivery), supermarkets, gas, and transit, making it a very good cash back credit card.

You don't have to be in the military to get a Navy Federal credit card, but you do need to have a qualifying relationship with the military or Department of Defense.

You can qualify if your immediate family member is in the military, or if you're a Department of Defense civilian employee, or if you fall into one of several other categories, including being an active duty, veteran, or retired member of the military.

Here are some examples of groups that qualify:

If none of these categories apply to you, you can still call Navy Federal to see if there's another way you might qualify.

To qualify for a Navy Federal credit card, you don't necessarily have to be in the military. You're eligible to apply if your immediate family member is in the military.

You can also qualify if you're a Department of Defense civilian employee. This includes a range of groups, such as active duty, veterans, or retired members of the military.

Here are the specific groups that qualify:

If none of these criteria apply to you, it's worth calling Navy Federal to see if there's another way you might qualify.

The Navy Federal More Rewards American Express Card is a great option for everyday spending, but it's not the only choice out there. If you're not a Navy Federal customer, you have other options to consider.

One significant advantage of the Navy Federal More Rewards American Express Card is its welcome bonus: 30,000 bonus points (a $300 value) when you spend $3,000 within 90 days of account opening. This is a great incentive for new cardholders.

If you're looking for a credit card with no foreign transaction fees, the Navy Federal More Rewards American Express Card and the Wells Fargo Autograph℠ Card are both good options. Neither card charges foreign transaction fees on purchases originating abroad.

Here's a comparison of the Navy Federal More Rewards American Express Card with two other popular cards:

The Navy Federal More Rewards American Express Card also offers a one-time $98 statement credit towards an annual Walmart+ membership, which is a nice perk for frequent shoppers.