
Nationwide pet insurance cancellation can be a stressful experience for pet owners.
If you're facing cancellation, it's essential to understand why it's happening. According to Nationwide, they may cancel your policy if you fail to pay premiums on time.
You'll typically receive a cancellation notice 30 days in advance, giving you time to reinstate your policy or find alternative coverage. This notice will outline the reasons for cancellation and any outstanding fees.
Nationwide also has a 10-day free look period for new policies, during which you can cancel without penalty. This is a great opportunity to review your coverage and make changes before committing.
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Cancellation Process
You can cancel your Nationwide Pet Insurance policy at any time according to the terms of your contract. This means you have flexibility to change your mind or adjust your coverage as needed.
To initiate the cancellation process, you can notify Nationwide in writing or online at my.petinsurance.com. This is a straightforward way to cancel your policy.
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Policies will be cancelled as of the date the cancellation request is received. This is important to know if you've already filed a claim for treatment dates on or after the cancellation date.
Any refund due to you will be credited to the account from which your payments have been withdrawn. This is a convenient way to receive your refund, as you won't have to worry about receiving a separate check.
If you paid for your policy in full with a check, any refund due will be sent to you as a check attached to your cancellation confirmation letter. You can expect to receive this letter shortly after cancellation.
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Cancellation Policy and Implications
Nationwide makes it easy to cancel your pet insurance anytime with several options. No matter the option you use, Nationwide states that it will terminate your policy on the same day it receives your cancellation request.
You can cancel your policy at any time, and Nationwide will process the cancellation promptly.
If you're one of the policy holders affected by Nationwide's decision to discontinue about 100,000 pet insurance policies, you'll need to find a new policy as soon as possible.
Nationwide will terminate your policy on the same day it receives your cancellation request, so be sure to submit your request promptly.
Other Important Considerations
Before canceling your pet insurance policy, consider the potential impact on your wallet. You'll want to keep a few important things in mind.
You'll need to review your policy's terms and conditions, particularly the cancellation fee, which can be steep. This fee can range from a few hundred to several thousand dollars.
Be aware that canceling your policy might leave you without coverage for any existing conditions or accidents that occur before the policy is officially terminated.
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3 Issues to Consider Before Canceling
Before canceling your policy, it's essential to consider a few key factors. You'll want to review your policy's terms and conditions to understand any penalties for early termination.

One crucial issue to consider is the potential impact on your credit score. Canceling a policy can lead to a negative mark on your credit report.
Another important consideration is the cost of replacing your policy. You may be required to pay a cancellation fee or face a higher premium if you reapply for a new policy.
You'll also want to think about the timing of your cancellation. Cancelling your policy during a certain period, like a grace period, can result in a refund or other benefits.
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Other Insurers Exclude Pre-Existing Conditions
Other insurers will likely exclude pre-existing conditions, making it difficult if your pet was diagnosed with a chronic condition like diabetes, arthritis, allergies, or cancer during your previous policy coverage.
If your dog was diagnosed with a chronic condition, it may be wise to calculate your dog's medical costs for a year and consider how you can independently cover those expenses.
Chronic conditions like arthritis and cancer can be costly to treat, so it's essential to factor these expenses into your budget.
Nationwide covers eligible conditions, but other insurers may not, so it's crucial to review their policies carefully before switching.
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Find New Company

If you're not satisfied with your current pet insurance provider, it's a good idea to do your research and get quotes from other companies before canceling your existing policy. This way, you can minimize the time your pet isn't covered.
Nationwide has discontinued some policies, so it's essential to check if your coverage is still available. You can get quotes from many top pet insurance companies by filling out a quote form.
Reading pet insurance reviews can help you find a new company that meets your needs. Our reviews can give you an idea of which companies we recommend.
Company and Policy Information
Nationwide pet insurance cancellation can be a complex and frustrating process, but having the right information can make a big difference. The company's cancellation policy allows pet owners to cancel their policies at any time, but they may be subject to a 30-day notice period. This means that pet owners will need to contact Nationwide at least 30 days before they want their policy to end.
Nationwide pet insurance cancellation fees can range from $25 to $100, depending on the type of policy and the reason for cancellation. If you're canceling your policy due to non-payment, you'll be charged a fee of $25. This fee is waived if you're canceling due to a change in your pet's health or other circumstances.
If you're considering canceling your Nationwide pet insurance policy, it's essential to review your policy documents and understand the terms and conditions. The company's policy documents state that all policies are subject to a 30-day notice period, and cancellation fees will be applied accordingly.
Nationwide pet insurance offers a 30-day money-back guarantee for new customers who are not satisfied with their policy. This means that if you cancel your policy within 30 days of purchase, you'll receive a full refund.
Sources
- https://www.fox26houston.com/news/pet-owners-say-nationwides-policy-cancelations-leave-sick-pets-lurch
- https://www.private-air-mag.com/investments-and-finance/pet-insurance-cancellations
- https://xpendy.com/us/other-us/nationwide-pet-insurance/
- https://www.blvd.vet/blog/nationwide-cancel
- https://www.caninejournal.com/how-to-cancel-nationwide-pet-insurance/
- https://www.cnn.com/2024/06/17/business/pet-insurance-cost/index.html
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