Mutual of Omaha Medicare Supplement Plan G Overview and Benefits

Mutual of Omaha Medicare Supplement Plan G is a popular choice among seniors looking to supplement their Original Medicare coverage. This plan helps fill the gaps in Medicare's coverage, such as deductibles, copayments, and coinsurance.

Plan G is known for its comprehensive coverage, covering 100% of Medicare Part A coinsurance and hospital costs, as well as 100% of Medicare Part B copayments and coinsurance. It also covers skilled nursing facility care, hospice care, and foreign travel exchange.

One of the key benefits of Plan G is that it covers the Part B deductible, which can be a significant expense for many Medicare beneficiaries. This can help save money on out-of-pocket costs.

Plan G covers a range of Medicare out-of-pocket costs such as deductibles, copayments, and coinsurance. You'll receive coverage for these costs and benefit from more predictable health care spending and fewer unexpected or surprise medical bills.

Mutual of Omaha Medicare Supplement Plan G benefits include all but one of the benefit categories a standardized Medicare Supplement Insurance plan can offer.

Here's a breakdown of what Plan G covers:

However, Plan G does not cover Medicare Part B deductible, foreign travel emergency (except for up to $50,000 in supplements), or Part B excess charges are covered but not the Medicare Part B deductible.

To enroll in Mutual of Omaha's Medicare Supplement Plan G, you'll need to be already enrolled in Part A and Part B. The ideal time to enroll is 6 months before you turn 65 or enroll in Part B.

You can enroll and switch supplement plans at other times, but insurance companies can charge you more or deny you based on your health if you're outside of your Open Enrollment period. If you're healthy, it's ideal to change at any time to be placed with a healthier group of seniors, which can save you money.

Medicare Supplement Insurance plan costs can vary by plan, location, carrier, and more. Plan premiums may be different where you live, and there may be more, fewer, or different plans available where you live.

The cost of Medicare Supplement Insurance plans can vary significantly. Plan premiums can differ depending on where you live.

Plan G premiums vary, and you may find that they're different in your area compared to others. There may be more, fewer, or different plans available where you live.

Costs can also depend on the carrier you choose, so it's essential to shop around for the best option.

Enrolling in Medicare Supplement Plan G requires you to already be enrolled in Part A and Part B.

You can't sign up for Plan G unless you're already enrolled in these two parts, so make sure that's taken care of first.

The ideal time to enroll is 6 months before you turn 65 or enroll in Part B, but if you're healthy, it's a good idea to change at any time because you might be eligible to be placed with a healthier group of seniors.

This group you're placed with is a major factor in determining your price, and it's always best to pay less for the same coverage.

Insurance companies can charge you more or deny you based on your health if you're outside of your Open Enrollment period, so try to enroll or switch during this time if possible.

Mutual of Omaha Medicare Supplement Plan G has some limitations to its coverage.

The Medicare Part B deductible is not covered by Plan G, which is $257 per year in 2025. This is the only Medigap benefit area not covered by Plan G.

Only two Medigap plans, Plan C and Plan F, provide coverage for the Part B deductible. However, these plans are no longer available to incoming Medicare beneficiaries.

Medicare hospice care coverage requires small copayments for prescription drugs and products used for symptom control and pain relief.

A 5% coinsurance charge is also applied for respite care.

These copayments and coinsurance charges can be covered by certain Medicare Supplement plans, such as Mutual of Omaha Medicare Supplement Plan G.

Medicare-covered skilled nursing facility stays require a daily copayment of $209.50 in 2025 for stays over 20 days in the same benefit period.

Plan G covers the full cost of these daily copayments, which can add up quickly.

This means that if you have a Plan G Medicare supplement, you won't have to pay a dime for these copayments.

Mutual of Omaha Plan G doesn't cover the Medicare Part B deductible, which is $257 per year in 2025.

Only two Medigap plans provide coverage for the Part B deductible: Plan C and Plan F. Neither plan is available to incoming Medicare beneficiaries.

Medicare providers are allowed to charge up to 15% more than the Medicare-approved amount for their services or items, known as excess charges. Mutual of Omaha Medicare Supplement Plan G covers any excess charges in full.

Mutual of Omaha customers give us an average overall rating of 4.4 out of five stars, with over two-thirds of policy holders giving a perfect five-star rating.

Mutual of Omaha has strong financial ratings from three major rating agencies, including A.M. Best (A+ rating), Moody's (A1), and Standard & Poor's (A+), as well as an A+ rating from the Better Business Bureau.

These ratings indicate that Mutual of Omaha is a financially stable company, which is reassuring for customers who want to ensure their Medicare supplement insurance is backed by a reliable provider.

Mutual of Omaha is a well-established insurance company with a strong reputation. They have been in business for many years, providing coverage to millions of customers.

Their financial stability is backed by strong ratings from major rating agencies. A.M. Best gives them an A+ rating, while Moody's and Standard & Poor's also give them high ratings.

Customers rate Mutual of Omaha highly, giving them an average overall rating of 4.4 out of five stars.

Insurance is a crucial aspect of Medicare, and Mutual of Omaha offers a range of plans to suit different needs. Mutual of Omaha Medicare Supplement Insurance Plan G is quickly becoming the most popular plan for new Medicare beneficiaries.

Plan G fully covers the Medicare Part A deductible. This can be a significant expense, but with Plan G, you don't have to worry about it.

Plan G also covers Medicare Part A hospital inpatient coinsurance costs and one additional year of inpatient hospital costs after Medicare benefits are exhausted. This provides peace of mind, knowing that you're covered for extended hospital stays.

Medicare Part A hospice care coinsurance and copayments are also covered by Plan G. This can be a difficult time for families, and knowing that these costs are taken care of can be a huge relief.

Plan G covers Medicare Part B coinsurance and copayments, which can include doctor visits and other medical services. This can help reduce out-of-pocket expenses.

The first three pints of blood used in a transfusion are also covered by Plan G. This is an important aspect of medical care, and knowing that these costs are covered can be a big help.

Plan G covers Part A coinsurance for inpatient skilled nursing facility stays. This can be a complex and costly aspect of medical care, but with Plan G, you're covered.

Medicare Part B excess charges, which may not exceed any charge limitations established by Medicare, are also covered by Plan G. This helps protect you from unexpected medical expenses.

Lastly, Plan G covers 80% of emergency care received outside the U.S. This can be a lifesaver if you're traveling abroad and need medical attention.

Depending on where you live, you may be able to choose between two different versions of Medicare supplement insurance Plan G.