Mutual of Omaha Medicare Supplement Application Requirements and Benefits

To apply for a Mutual of Omaha Medicare Supplement, you'll need to meet certain requirements. You must be 65 or older and have Medicare Part A and B.

Mutual of Omaha offers several Medicare Supplement plans, each with its own set of benefits. Plan A, for example, covers basic expenses like copays and coinsurance.

You'll need to provide personal and medical information as part of the application process. This may include your Social Security number, medical history, and current medications.

For more insights, see: Fehb and Medicare Part D

Mutual of Omaha's Plan G is an excellent choice for many Medicare beneficiaries, but it's essential to understand what it doesn't cover.

The Medicare Part B deductible is not covered by Plan G, which is currently $257 per year in 2025.

Only two Medigap plans provide coverage for the Part B deductible: Plan C and Plan F, but neither plan is available to incoming Medicare beneficiaries.

Those who were eligible for Medicare prior to January 1, 2020, may still apply for Medicare Supplement Plan F or Plan C.

Explore further: Medicare Part C vs Medigap

The cost of a Mutual of Omaha Medicare Supplement plan can vary depending on several factors, including your location and the type of plan you choose.

Plan G premiums can be different where you live, and there may be more, fewer or different plans available where you live.

The standard version of Mutual of Omaha Plan G has no deductible, which means your Plan G benefits kick in without having to meet a plan deductible amount.

High-deductible Plan G requires you to meet a deductible of $2,870 in 2025 before plan benefits kick in, in exchange for lower monthly premiums.

You'll also need to pay your Part B monthly premium, which is $185 in 2025, in addition to your Medigap premium.

High-deductible Plan F requires you to pay $2,870 in out-of-pocket spending on covered care in 2025 before the plan benefits kick in.

The tradeoff for having a deductible is often paying a lower monthly premium, which can be a good option if you don't anticipate using your Medicare coverage often during the year.

If this caught your attention, see: What Is the Average Medicare Supplement Premium

Medigap plans have a monthly premium, which is the only out-of-pocket cost, and the premium for every plan varies among the private companies that administer them.

A person with a Medigap plan must also pay their Part B monthly premium, which is $185 in 2025, in addition to their Medigap premium.

Check this out: Benefits for a Medicare Supplement Policy

You can enroll in a Medigap plan, like Mutual of Omaha, during the 6-month open enrollment period that starts the month you enroll in Part B.

To be eligible for a Mutual of Omaha Medicare supplement insurance plan, you must be at least 65 years old and enrolled in both Medicare Part A and Part B.

If you enroll in a plan outside of the open enrollment period, you may not be guaranteed a spot, and the company may exclude preexisting health conditions.

To get a Medicare supplement insurance plan, you must be enrolled in both Medicare Part A and Part B. This is a requirement for most plans, including those from Mutual of Omaha.

You must be at least 65 years old to apply for a Medicare supplement insurance plan from Mutual of Omaha. This is a common age requirement for many insurance companies.

The 6-month Medigap open enrollment period is a great time to enroll in a Medigap plan. This period begins the month you enroll in Part B, and it's a good idea to take advantage of it to get lower prices and more choices.

A unique perspective: Insurance Agent Application

Mutual of Omaha Plan G has a fixed annual deductible of $257 for 2025, which is a relatively low cost compared to other plans.

The deductible on Plan G is the only difference between Plan F and Plan G, with the latter not covering the Part B deductible. This is an important consideration for those choosing between the two plans.

Plan G is quickly becoming the most popular Medicare supplement insurance plan for new Medicare beneficiaries, likely due to its comprehensive coverage and low costs.

On a similar theme: Medicare Supplement Plan G Deductible 2024

Here are some key benefits of Plan G:

Plan G has limited out-of-pocket costs of $257 in 2025, making it an attractive option for those looking to minimize their healthcare expenses.

Mutual of Omaha Medicare Supplement plans offer considerable benefits, including coverage for Part A hospitalization coinsurance for an extra 365 days beyond what Original Medicare covers.

Some plans cover 50% to 75% of Part B coinsurance, Part A hospice care, and the first 3 pints of blood, while others cover 100% of these costs. Certain plans also pay the Part A deductible, Part B deductible, and skilled nursing facility coinsurance.

Here are some of the key benefits of Mutual of Omaha Medicare Supplement plans:

These benefits can help you save money on out-of-pocket costs and ensure you receive the care you need.

Medigap plans offer a range of benefits that can help offset the costs of healthcare. One of the key benefits is coverage for Part A hospitalization coinsurance, which can reach as high as $832 per day in 2025. This is covered in full by Medicare Supplement Insurance Plan G.

Medigap plans also cover 50% to 75% of Part B coinsurance, Part A hospice care, and the first 3 pints of blood. Some plans cover 100% of these costs. Additionally, certain Medigap plans pay the Part A deductible, Part B deductible, and skilled nursing facility coinsurance.

Plan G covers your Part B coinsurance costs in full, which could potentially help you save a lot of money on most of your Medicare-covered care throughout the year. This includes costly services such as certain diagnostic scans, tests, and cancer treatments.

Here are some of the basic benefits included in all Medigap plans:

Plan G also covers skilled nursing facility coinsurance, which can be a significant cost. A Medicare-covered skilled nursing facility stay of more than 20 days in the same benefit period requires a daily copayment of $209.50 in 2025. Plan G covers the full cost of these daily copayments.

Here's an interesting read: Medicare Supplement Premiums

Hospice care can be a vital part of end-of-life care, providing comfort and relief to those in need.

A unique perspective: Does Medicare Supplement Cover Home Health Care

Medicare covers hospice care, but it requires small copayments for prescription drugs and products used for symptom control and pain relief.

These copayments are covered by certain Medicare Supplement plans, such as Mutual of Omaha's Plan G.

A 5% coinsurance charge is also required for respite care, which can be a lifesaver for caregivers who need a break.

Mutual of Omaha's Plan G covers this coinsurance charge as well, providing extra peace of mind for those in need of hospice care.

Mutual of Omaha is a well-established insurance company with a long history of providing reliable coverage to its customers. Founded in 1909, Mutual of Omaha has been serving the insurance needs of individuals and families for over a century.

Mutual of Omaha offers a range of insurance products, including Medicare Supplement plans. These plans are designed to help fill the gaps in Original Medicare coverage, providing additional financial protection to policyholders.

Mutual of Omaha's Medicare Supplement plans are available to eligible individuals who are 65 years or older and enrolled in Original Medicare.

Consider reading: Which Statement Is True of Medicare Supplement Insurance Plans

Mutual of Omaha Medicare Supplement Plan G is a popular choice among clients, with many being extremely satisfied with their supplemental plan.

Plan G provides 100% coverage for all the “gaps” left over by Original Medicare, except for the Part B deductible.

The Medicare Part B coinsurance is covered in full with Plan G.

Rates for Mutual of Omaha will go up over time, just like with any other company.