M-Pesa Global Pay: Everything You Need to Know

M-Pesa Global Pay is a service that allows you to send and receive money across borders. It's a convenient way to manage international transactions.

To use M-Pesa Global Pay, you'll need to have an active M-Pesa account and a valid mobile number. You can then register for M-Pesa Global Pay through the M-Pesa app or by visiting a Safaricom shop.

The service supports over 40 countries, making it a great option for those with international connections.

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To get started with M-PESA GlobalPay, you'll need to be a Safaricom subscriber with an active M-PESA account. This is a crucial step to access the virtual Visa card.

You can request the virtual Visa card through the M-PESA mobile app or USSD. To do this, download and install the M-PESA app on your mobile device.

Follow the steps to get the virtual Visa card through the app or USSD. This will guide you through the process and ensure you have a smooth experience.

To access the virtual card, simply log in to your M-PESA app and select the Grow Tab. From there, select the GlobalPay tab to activate your M-PESA GlobalPay.

Here are the specific steps to activate your M-PESA GlobalPay:

Using M-Pesa Global Pay is a convenient and secure way to make online payments. You can use your M-Pesa GlobalPay virtual Visa card like a physical Visa card when paying for goods and services online.

To pay using your M-Pesa GlobalPay virtual Visa card, choose Visa as your payment method and enter the card number, expiry date, and CVV number in the provided fields. This is the same process as using a physical Visa card.

Your M-Pesa GlobalPay virtual Visa card will become dormant if you don't use it for 6 months, so be sure to use it regularly to keep it active. You can reactivate it in the M-Pesa app or through USSD.

You can also use your M-Pesa GlobalPay virtual Visa card to pay for international online transactions, including Amazon. To do this, log in to your Amazon account, shop for your desired item(s), add to your cart or 'Buy Now', and add the M-Pesa GlobalPay virtual Visa card as a payment method.

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To use your M-Pesa GlobalPay virtual Visa card, you'll need to enter your card number, expiry date, and CVV number during checkout. This is similar to using a physical Visa card. Choose Visa as your payment method and enter the card details.

You can use your M-Pesa GlobalPay virtual Visa card to pay for subscriptions, online shopping, and other international online transactions. It's a convenient and secure way to make online payments.

To activate your virtual Visa card, you'll need to log in to the M-Pesa app on your mobile phone. Select the Grow tab, then M-PESA GlobalPay, and click Activate to access your virtual Visa card.

Your M-Pesa GlobalPay virtual Visa card will become dormant if you don't use it for 6 months, so be sure to use it regularly to keep it active. You can reactivate it in the M-Pesa app or through USSD.

To use your M-Pesa GlobalPay virtual Visa card, you'll need to fund your M-Pesa mobile money wallet first. Then, you can use it to make online payments.

Here are the steps to get your virtual Visa card through the app:

Your virtual Visa card will have a maximum transaction limit of Ksh 150,000 and a daily spending limit of Ksh 300,000. The minimum charge is pegged at $1, but its Ksh equivalent changes with exchange rate movement.

The M-Pesa GlobalPay virtual Visa card is not linked to a bank account, but rather to your M-Pesa mobile money wallet.

It deducts money from the balance on your M-Pesa mobile money wallet when you pay for something online, which is different from a traditional debit card.

You cannot use your Fuliza overdraft loan facility to pay for goods and services online through the virtual Visa card.

This is because the M-Pesa GlobalPay virtual Visa card requires a balance that can cover the payment you want to make, making it more like a debit card than a credit card.

The M-Pesa GlobalPay virtual Visa card has a maximum transaction limit of Ksh 150,000. This means you can safely make large transactions without worrying about exceeding the limit.

The daily spending limit is set at Ksh 300,000, giving you a generous amount of money to spend each day. This limit can be a lifesaver when you need to make multiple purchases in a single day.

The minimum charge for using the M-Pesa GlobalPay virtual Visa card is pegged at $1, but the Ksh equivalent changes with exchange rate movement. This means the cost of foreign currency conversion fees will depend on the exchange rate at the time of purchase.

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The M-Pesa GlobalPay virtual Visa card has a maximum transaction limit of Ksh 150,000.

You can spend up to Ksh 300,000 per day with this card.

The minimum charge is pegged at $1, although its Ksh equivalent changes with exchange rate movement.

The foreign currency conversion fees you pay in Ksh depend on the exchange rate prevailing at the time of purchase.

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The M-Pesa GlobalPay virtual Visa card has a charge you should know about.

The M-Pesa GlobalPay virtual Visa card attracts a 3.5% foreign currency conversion charge.

This fee is charged on the transaction value.

Shopping online with M-PESA GlobalPay is a convenient and secure way to make international transactions.

To start, you'll need to log in to your M-PESA Super App and tap the Grow button to access GlobalPay.

Choose GlobalPay and click on 'Show Card Details' to display the 16-digit number for the transaction and the CVV.

You can also use the *334# USSD code to access your GlobalPay card details and generate a CVV.

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Make sure to enter your M-PESA PIN to receive a flash SMS with your card number.

You can use your M-PESA GlobalPay virtual Visa card like a physical Visa card when paying for goods and services online.

Enter your card number, expiration date, and CVV number during checkout, just like you would with a physical card.

You can pay for subscriptions, online shopping, and other international online transactions using your M-PESA GlobalPay virtual Visa card.

However, keep in mind that you can only pay to international online merchants, such as Netflix, Amazon, and AliExpress.

If you try to pay a local online merchant, like Jumia, you'll receive a message advising you to use the Lipa na M-PESA option.

Here are some key limits to keep in mind:

Remember to verify your information before completing the transaction to ensure everything is accurate.