Get Covered with Mountain Bike Holiday Insurance

If you're planning a mountain bike holiday, getting covered with insurance is a no-brainer. In fact, most travel insurance policies automatically cover mountain biking, but it's essential to check the fine print.

You can expect to pay around $50-$100 per person for a single trip policy, which can cover you for up to 30 days. This cost can add up quickly, especially if you're traveling with a group.

Some policies also offer additional coverage for activities like downhill mountain biking, which can be more expensive due to the higher risk involved.

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Our mountain bike holiday insurance provides a range of coverage options to suit your needs. We cover medical mishaps while mountain biking, including emergency medical care up to £10 million.

You're also protected if you need to cancel your cycling holiday due to unforeseen illness or injury, with up to £5,000 covering travel and accommodation costs.

We include £2 million public liability cover while cycling on a trip, including in races, in case you accidentally damage someone's property or injure another rider.

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Theft coverage is a must-have for any bike owner. Bike theft has increased by approximately 24% since 2019 due to a perfect storm of high demand and limited supply.

Most bike locks, including U-locks, chains, and cable locks, offer less than a minute of security against an electric angle grinder. Thieves are now targeting public garages, shopping mall parking lots, and even residential neighborhoods.

A basic bicycle insurance policy from Velosurance provides coverage for theft from and away from home. To be covered away from home, your bike must be secured to an immovable object, such as a cemented bike rack.

Velosurance also covers electric mountain bikes, including Class 1, 2, and 3 e-bikes, for theft and accidental damage.

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Worldwide coverage is a great option for cyclists who travel abroad. This coverage can be extended to cover physical damage, such as a crash, and also covers theft as well as loss or damage by an airline.

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Traveling internationally can be unpredictable, and accidents can happen anywhere. If you're a mountain biker who chases the thrill of biking internationally, you can extend your coverage to anywhere in the world with the Worldwide coverage option.

This option is available at a small additional premium, making it a worthwhile investment for cyclists who travel frequently. By extending your coverage, you can have peace of mind knowing you're protected no matter where your travels take you.

Whether you're riding in the mountains of Europe or the trails of Asia, Worldwide coverage gives you the freedom to explore new destinations without worrying about the financial implications of an accident.

World Nomads offers coverage for a wide range of mountain biking adventures, including on and off road, cross country, downhill, and snow biking.

Bikepacking is also covered, so you can plan your next multi-day ride with confidence.

Delayed, damaged, or lost baggage, including your bike, is covered when you check it in with a common carrier.

You can even ride a unicycle and still be protected under World Nomads' policy!

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If you're planning a mountain bike holiday, you'll want to know what's covered in case something goes wrong. Medical mishaps while mountain biking are crucial to cover, and our policy includes emergency medical care up to £10 million.

We'll cover up to £5,000 for your travel and accommodation costs if you have to cancel your cycling holiday due to unforeseen illness or injury. And if you're injured while cycling and can't fly, we'll still cover you.

Our policy covers repatriation for your bike if you have to return home in an emergency. We'll also cover bike hire if your bike fails to arrive or is stolen, and cover for your race fee if you have to withdraw or the event is cancelled due to bad weather.

Here are some of the key coverages included in our mountain bike holiday insurance:

Crash damage is also covered, including up to $500 coverage for riding apparel, gloves, shoes, sunglasses, and the helmet. And if you have a spare wheelset or other spare parts, they're covered up to $500 per loss, $1,000 limit for the policy term.

We also cover electric mountain bikes, including Class 1, 2, and 3 e-bikes, for theft and accidental damage with optional coverages including liability, medical payments, and vehicle contact protection.

So you're planning a mountain bike holiday and want to make sure you're covered in case anything goes wrong. Here's what's not covered by your insurance:

If you're traveling against medical advice, your insurance won't cover you. This is a big one, so be sure to follow your doctor's orders before heading out on your trip.

If you're participating in mountain biking as a professional athlete, you're not eligible for coverage. Sorry, pros!

Your insurance also won't cover damage to your bicycle or other sporting equipment while you're using it. This includes wear and tear, so be prepared to replace your gear eventually.

Here are some other things your insurance won't cover:

Remember, it's always better to be safe than sorry, so be sure to review your policy carefully before your trip to make sure you're covered in case of an emergency.

You'll want to make sure you have sufficient travel insurance for cycling, especially if you're planning a mountain biking holiday.

Pedal Cover's travel insurance will cover medical mishaps and emergencies on your cycling holiday, along with essentials like cancelled trips, lost luggage, and holiday money.

Remember to check that your policy covers all forms of mountain biking, including downhill and enduro, as these are covered by Pedal Cover as standard.

Their policies also cover emergency mountain rescue if you're severely injured on a trail, which is a vital aspect to consider when planning your holiday.

Choosing the right plan for your holiday is crucial to ensure you're adequately covered in case of an emergency. You can't upgrade your coverage after purchasing a policy, so it's essential to get it right on the first go.

Our article on covered sports and activities should help you decide which plan to buy, as they have different levels of coverage. The Standard, Explorer, Epic, and Annual plans all have varying maximum benefit limits, so it's worth doing your research.

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If you plan to take numerous trips during the year, the Annual Multi-Trip plan might be the best option for you. This plan offers coverage for up to 180 days at a time with the Standard, Explorer, and Epic plans.

Here's a comparison of the different plans' maximum benefit limits:

For mountain biking holidays, it's essential to have sufficient travel insurance for cycling. Pedal Cover travel insurance covers medical mishaps and emergencies, along with essential covers like cancelled trips, lost luggage, and holiday money.

If you plan to take a few trips over the course of a year, it's cheaper to purchase an annual policy. Our annual policies also cover winter sports, so buying an annual travel insurance policy before your summer bike trip could save you the trouble of finding another insurer.

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Protecting your bike and yourself from unexpected damage in transit is crucial for a stress-free holiday. America's best bicycle insurance can cover you for unexpected damage.

Your bike is an essential part of your holiday experience, and you want to make sure it's safe and secure. No matter where your adventures take you, America's best bicycle insurance has got you covered for unexpected damage.

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Accidents and emergencies can happen when mountain biking, and it's essential to have the right insurance in place. Our mountain bike holiday insurance covers medical mishaps while mountain biking, with a policy limit of up to £10 million for emergency medical care.

If you're injured while riding in the mountains, we'll cover the costs of mountain rescue and heli-rescue if necessary. We'll also cover up to £5,000 for your travel and accommodation costs if you have to cancel your cycling holiday due to unforeseen illness or injury.

In the event of a crash or accidental damage, our policy will pay to replace your bike if it's beyond repair, including damage that occurs while being carried on or in your vehicle. If the damage can be repaired, we'll cover all the costs associated with the bike's repair, including tax, labor, and shipping.

If you're involved in a crash or accident while mountain biking, you're covered by insurance policies that pay to replace your bike if it's beyond repair.

Most policies cover damage that occurs while being carried on or in your vehicle, including cosmetic damage that doesn't affect the bike's safety.

Our travel insurance covers medical mishaps while mountain biking, including emergency medical care up to £10 million and mountain rescue and heli-rescue if you're injured riding in the mountains.

If you damage someone's property or injure another rider while cycling, you could find yourself liable for damages, but every Pedal Cover travel product includes £2 million public liability cover while cycling on a trip.

Crash damage coverage is a standard feature of many insurance policies, including Velosurance, which covers crash and accidental damage, as well as up to $500 coverage for riding apparel, gloves, shoes, sunglasses, and the helmet.

Some policies also cover damage in transit, whether it's on a car rack, in possession of an airline or a postal courier, or due to an honest mistake like driving your car into a garage with the bike still on the roof rack.

If you're hurt in a crash, you may be able to claim medical coverage, up to the policy limit, to supplement the deductible of your personal health insurance policy.

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Here's a summary of the types of damage covered by insurance policies:

Remember, it's always a good idea to check the policy wording and understand the requirements and limits of cover before buying any insurance policy.

Accidents and emergencies can happen anywhere, but when you're traveling with your bike, the risks are even higher. Damage or loss in transit is a common issue, and filing a claim with airlines and courier services can be a nightmare.

Velosurance covers all types of transit damage, whether it's on a car rack, in possession of an airline or a postal courier. This means you can travel with a peace of mind, knowing that your bike is protected.

Bikes often get damaged in transit by personal vehicles, airlines, or courier services. Filing a claim with the airlines and courier services is a notoriously difficult process with a questionable outcome.

Velosurance's policy covers the insured bike for loss or damage while it's on its way to or from your destination by air or road. Even if the bike falls off a vehicle bike rack or is hit in a rear-end accident, it is covered.

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If your travels take you outside of the USA and Canada, Velosurance's policy can be extended to cover physical damage, theft, and loss or damage by an airline, at a small additional premium.

Here are the coverage options for damage in transit:

These are just a few examples of the many risks associated with traveling with your bike. With Velosurance's coverage, you can rest assured that your bike is protected, no matter where your travels take you.

Our mountain bike holiday insurance covers medical mishaps while mountain biking, including emergency medical care up to £10 million and mountain rescue and heli-rescue if you're injured riding in the mountains.

We also cover travel and accommodation costs up to £5,000 if you have to cancel your cycling holiday due to unforeseen illness or injury, and up to £5,000 for valuables, including cycling clothing, helmets, and shoes.

Damage in transit is covered, whether it's on a car rack, in possession of an airline, or a postal courier. This is especially important for mountain bikers who often travel with their bikes.

Liability protection is a crucial aspect of Velosurance's features, and for good reason. Our policy optional coverage purchase will protect and defend you from your personal liability, including injury, sickness, death, or damage to property, including fire damage.

Coverage limits range from $25,000 to $500,000 per occurrence, giving you peace of mind on the road.

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Our Velosurance policy offers up to US$ 100,000 in trip cancellation coverage, so you can plan your dream cycling trip with confidence.

We also provide trip interruption coverage of up to 150% of your trip cost, ensuring you can continue your journey even if something unexpected comes up.

Emergency medical coverage is a top priority, with up to US$ 100,000 in coverage to help you get the medical attention you need if you're injured while cycling.

Sports equipment rental is also covered, with up to US$ 2,000 in coverage to help you rent a bike if yours is stolen or damaged.

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Emergency dental coverage is included, with up to US$ 1,000 in coverage to help you get the dental care you need if you have an accident while cycling.

Cancel For Any Reason coverage is also available, allowing you to cancel your trip and receive up to 75% of your non-refundable insured trip cost back.

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Mountain biking is a diverse and passionate community, with various disciplines and bike types. From cross-country to downhill, and trail to Enduro, Velosurance covers all types of mountain bikes.

Whether you speed down a singletrack, explore the backcountry, or get gnarly at a bike park, your bike is covered. Velosurance provides coverage for theft and accidental damage, with optional coverages including liability, medical payments, and vehicle contact protection.

No matter how big your tires are or how much travel is in your fork, your bike is covered. Velosurance's coverage extends to bikes designed for local singletrack to all-day epics with ease and efficiency.

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Electric mountain bikes are also covered, including Class 1, 2, and 3 e-bikes. These bikes offer a thrilling experience with the added benefit of electric assistance, allowing riders to venture further and tackle more challenging trails.

The high-speed, high-adrenaline take on mountain biking is also covered, with bikes equipped with endless suspension, super slack geometry, and extra-burly components.

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Velosurance covers all types of transit damage, whether you're taking your bike on a car, shipping it via airline, or sending it with a postal courier. This means you can travel with a peace of mind, knowing your bike is protected.

You can extend your policy to cover physical damage, theft, loss, or damage by an airline when traveling outside of the USA and Canada. This is done at a small additional premium, providing you with worldwide coverage.

Bikes often get damaged in transit by personal vehicles, airlines, or courier services. Filing a claim with these services can be a notoriously difficult process with a questionable outcome.

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Velosurance's policy covers the insured bike for loss or damage while it's on its way to or from your destination by air or road. Even if the bike falls off a vehicle bike rack or is hit in a rear-end accident, it is covered.

Replacing a bicycle in the “new normal” is neither easy nor cheap. With a policy from Velosurance, you can travel with the knowledge that damage and loss in transit are covered.

Velosurance covers damage in transit, whether it's on a car rack, in possession of an airline, or a postal courier. This means you can travel with confidence, knowing your bike is protected.

Bikes often get damaged in transit due to accidents or honest mistakes, like driving your car into a garage with the bike still on the roof rack.