Mortgage Loan Officer Classes Ohio for a Successful Career

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To become a successful mortgage loan officer in Ohio, you'll want to enroll in a reputable mortgage loan officer class. These classes can be found at top Ohio colleges and universities.

Ohio requires mortgage loan officers to complete a minimum of 20 hours of pre-licensing education. This education can be completed through a variety of classes, including online courses and in-person training sessions.

Mortgage Loan Officer Licensing

To become a licensed mortgage loan officer in Ohio, you'll need to complete a series of steps. You'll need to complete a Criminal Background Check (CBC) and authorize a credit report through the NMLS.

To fulfill Ohio's pre-licensing education requirements, you'll need to complete 24 hours of NMLS-approved education, which includes 3 hours of federal law, 3 hours of ethics, 2 hours of non-traditional mortgage lending, 12 hours of electives, and 4 hours of Ohio state-specific education. Some applicants may only require 20 hours of education, but this depends on their specific situation.

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Here are the specific education requirements for Ohio mortgage loan officers:

After becoming licensed, you'll need to complete 8 hours of NMLS-approved mortgage education annually, which includes 3 hours of federal law, 2 hours of ethics, 2 hours of non-traditional mortgage lending, and 1 hour of electives.

License Requirements

To become a licensed mortgage loan officer in Ohio, you'll need to meet the state's specific requirements. You'll need to complete a Criminal Background Check (CBC) and authorize a credit report through the NMLS.

You'll also need to fulfill all state and federal education requirements, which include taking and passing a National Test. Additionally, you'll need to obtain a surety bond.

New state-licensed MLOs must complete 24 hours of NMLS-approved education, which includes specific topics such as federal law, ethics, and Ohio state-specific education. Here's a breakdown of the required hours:

  • 3 hours of federal law
  • 3 hours of ethics
  • 2 hours of non-traditional mortgage lending
  • 12 hours of electives
  • 4 hours of Ohio state-specific education

Note that ORMLA applicants only require 20 hours of education.

To maintain your license, you'll need to complete 8 hours of NMLS-approved mortgage education annually. This includes topics such as federal law, ethics, and non-traditional mortgage lending.

Premier Pre-Licensing Package (14-Day OIL)

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The Premier Pre-Licensing Package (14-Day OIL) is a comprehensive training program designed to help you pass the NMLS exam and become a licensed mortgage loan originator in Ohio. This package meets all federal pre-licensing requirements and includes a 20 Hour SAFE Comprehensive: Applying Mortgage Knowledge to Exam Preparation course.

The 20 Hour SAFE Comprehensive course is an online instructor-led course that covers the essential topics you need to know to pass the NMLS exam. This course is designed to help you apply your mortgage knowledge to exam preparation and is a great resource for those who want to ensure they're well-prepared for the exam.

You can also choose to take a 24 Hour Ohio Pre-Licensing Package, which includes a 4 Hour OH SAFE Review of Ohio Mortgage Law course. This course is an online self-paced course that meets Ohio pre-licensing requirements and is a great option for those who want to get started on their pre-licensing education.

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Here are some key benefits of the Premier Pre-Licensing Package (14-Day OIL):

  • Meets all federal pre-licensing requirements
  • Includes a 20 Hour SAFE Comprehensive course
  • Online instructor-led course
  • Self-paced online course
  • Meets Ohio pre-licensing requirements

By investing in the Premier Pre-Licensing Package (14-Day OIL), you'll be well on your way to becoming a licensed mortgage loan originator in Ohio.

Comprehensive: 2025 CE

The 8 Hour SAFE Comprehensive: Mortgage Loan Originator 2025 CE course is a live course that counts towards your continuing education requirements.

You can enroll in this course as part of your Mortgage HQ Subscription, which includes a range of courses and benefits.

The course is designed to provide a comprehensive overview of mortgage loan originator education for 2025.

Late CE 8 Hour SAFE Comprehensive: 2024 Originator Essentials is another option for completing your continuing education requirements, but it's for mortgage loan originators who didn't complete their requirements the previous year.

This course costs $75.00 and covers 8 hours of education, making it a convenient option for those who need to catch up on their continuing education.

Comprehensive Exam Preparation Webinar & eBook

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If you're looking for comprehensive exam preparation for your mortgage loan officer license in Ohio, there are online options available. Online instructor-led courses are a great way to meet federal pre-licensing requirements.

These courses can be completed at your own pace and offer flexibility in scheduling. For example, the 20 Hour SAFE Comprehensive course is available in two formats: a 7-Day OIL Course and a 14-Day OIL Course.

Here are some key features of these courses:

  • Online instructor-led courses
  • Meets all federal pre-licensing requirements
  • Available in 7-Day and 14-Day formats
  • Includes video content

Additionally, there are also live courses available, such as the 8 Hour SAFE Comprehensive: Mortgage Loan Originator 2025 CE course. This course is included in some Mortgage HQ Subscriptions.

Training Courses

You can get your mortgage loan originator license in Ohio by completing the required 24 hours of pre-license education, which includes a 4-hour course on Ohio mortgage lending laws and a video course on test-taking strategy.

The cost of this education is $285, plus a $36 NMLS credit banking fee.

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There's also a 7-hour late continuing education course for mortgage loan originators who didn't meet their previous year's education requirements, which covers originator fundamentals and costs $65.

Alternatively, you can take an 8-hour late continuing education course for $75, which covers originator essentials and does not require a state-specific elective.

Why Choose Real Estate U

Real Estate U offers the most affordable online MLO course in Ohio, with their 20-Hour SAFE Comprehensive course plus 4-Hour OH State-Specific Course available for just $199.

Their Ohio MLO Pre-Licensing Course is a comprehensive program that meets all the requirements to get an MLO license in Ohio.

You can get an MLO license in Ohio with Real Estate U's course, which is specifically designed to meet the state's requirements.

Their course is only $199, making it a cost-effective option for those looking to become a mortgage loan originator in Ohio.

Frequently Asked Questions

How long does it take to become a mortgage loan officer in Ohio?

To become a mortgage loan officer in Ohio, you'll need to complete 24 hours of NMLS-approved pre-licensure education, which includes coursework in Federal Law and Ethics. This education requirement is a crucial step in your journey to becoming a licensed mortgage loan officer in Ohio.

How do I get a mortgage license in Ohio?

To obtain a mortgage license in Ohio, you must first apply for an NMLS account and ID number, then complete the required education, pass a licensing exam, and undergo background checks. After completing these steps, you can associate your NMLS account with an employer and apply for your Ohio mortgage license.

How hard is the mortgage loan officer test?

The mortgage loan officer test has a notoriously low pass rate of 56%, making it a challenging exam for aspiring MLOs. To succeed, candidates must prepare thoroughly and meet the rigorous standards set by the National Mortgage Licensing System.

Angie Ernser

Senior Writer

Angie Ernser is a seasoned writer with a deep interest in financial markets. Her expertise lies in municipal bond investments, where she provides clear and insightful analysis to help readers understand the complexities of municipal bond markets. Ernser's articles are known for their clarity and practical advice, making them a valuable resource for both novice and experienced investors.

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