MoneyFarm Portfolio Performance and Funding

MoneyFarm's portfolio performance is a key aspect of the platform's success. The company has consistently delivered returns that are above the market average, with a track record of growth that's hard to ignore.

MoneyFarm's funding has been a major factor in its ability to deliver strong portfolio performance. The company has received significant investment from top-tier investors, including Eurazeo and Creades.

These investments have enabled MoneyFarm to expand its operations and further develop its platform. This has, in turn, allowed the company to offer a wider range of investment options to its users.

MoneyFarm's focus on diversification has been a major contributor to its portfolio performance. By spreading investments across a range of asset classes, the company has been able to minimize risk and maximize returns.

MoneyFarm is a digital wealth manager that offers a range of investment products and services to its clients. The company was founded in 2010 in Italy and has since grown to become one of the largest digital wealth managers in Europe.

MoneyFarm's investment philosophy is based on a low-cost, long-term approach that prioritizes diversification and risk management. This approach is reflected in the company's investment portfolios, which are designed to provide stable returns while minimizing risk.

MoneyFarm's services are designed to be user-friendly and accessible to a wide range of clients, from beginners to experienced investors.

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MoneyFarm is a digital wealth manager that offers a range of financial services to its clients.

The company was founded in 2011 by Paolo Galvani and Andrea Martuscielli, two Italian entrepreneurs who saw an opportunity to create a more accessible and user-friendly way to manage investments.

MoneyFarm is headquartered in Italy, with operations in several European countries.

The company has a strong focus on innovation, using advanced technology to provide personalized investment advice to its clients.

MoneyFarm's investment strategies are designed to be low-risk and long-term, with the goal of helping clients achieve their financial goals.

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The company's services are designed to be user-friendly, with a simple and intuitive online platform that allows clients to easily manage their investments.

MoneyFarm offers a range of investment products, including stocks, bonds, and ETFs.

The company's fees are transparent and competitive, with no hidden charges or commissions.

MoneyFarm has a strong commitment to customer service, with a dedicated team available to help clients with any questions or concerns they may have.

The company is authorized and regulated by the Italian Financial Services Authority (CONSOB) and the UK Financial Conduct Authority (FCA).

Moneyfarm has achieved impressive results with their actively managed portfolios, with a 50.3% return on their Level 6 portfolio between January 2016 and January 2021.

Their Level 6 portfolio was particularly successful in 2019, with a 16.50% return after fees. This is a great indicator of the company's investment strategy and expertise.

However, it's essential to compare Moneyfarm's performance with their competitors to get a complete picture. Let's take a look at how their portfolios stack up against Nutmeg, the largest robo adviser in the UK.

Here's a comparison of Moneyfarm's Level 6 portfolio with Nutmeg's SRI Level 6 and Level 7 portfolios:

As you can see, while Moneyfarm's Level 6 portfolio trails behind Nutmeg's SRI Level 6 and Level 7 portfolios, it's still a strong performer.

Moneyfarm has secured significant funding rounds to support its growth. In January 2022, the company raised $59.5M in a Series D funding round, with investors M&G and Poste Italiane participating.

Moneyfarm's partnership with Poste Italiane is a key aspect of its growth strategy. This partnership has enabled Moneyfarm to expand its digital wealth management services.

Here's a summary of Moneyfarm's recent funding rounds:

Moneyfarm has raised a total funding of $186M over 7 rounds. Its first funding round was on March 1, 2011. Moneyfarm has secured a significant amount of funding, which is a testament to its growth and success.

The company's latest funding round was a Series D round on January 26, 2022, for $59.5M. This round involved 2 investors, including M&G and Poste Italiane.

Moneyfarm raised £44.1m in a funding round, as reported in Example 4. This funding round was a significant milestone for the company.

The funding round was mentioned in Example 4, but the exact date was not specified. However, we can look at Example 5, which reports that Moneyfarm raises £40 million in Series B, but this is not the same funding round.

Another funding round was reported in Example 7, where Moneyfarm raised €53 milioni, but this is not the same as the £44.1m funding round.

Here is a list of recent funding rounds of Moneyfarm:

The £44.1m funding round is likely the one reported in Example 5, but without a specific date or amount, it's hard to confirm.

Moneyfarm made a significant move in the digital wealth management space by acquiring vaamo, a German digital wealth manager.

This acquisition is a testament to Moneyfarm's commitment to expanding its services and offerings.

Moneyfarm has successfully integrated vaamo into its operations, expanding its reach into the German market.

The acquisition has also brought new expertise and capabilities to Moneyfarm's team.

Moneyfarm's ability to identify and capitalize on strategic opportunities has been a key factor in its growth and success.

The acquisition of vaamo has enabled Moneyfarm to strengthen its position in the digital wealth management market.

MoneyFarm's shareholding is comprised of various entities, with the founder holding a significant 11.80% stake in the company.

The founder's net worth is estimated to be around £22.2 million, which is a substantial investment in the company.

MoneyFarm also has a fund holding a substantial 79.90% stake, with a net worth of £150 million.

Moneyfarm's current shareholders are a diverse group, with a mix of individual investors and institutional backers. The company's founders, Paolo Galvani and Giovanni Dapra, hold significant stakes in the company.

Paolo Galvani, the current Chairman, owns 5.87% of the company, with a net worth of £859,111. Giovanni Dapra, the Executive Officer, owns 6.88% of the company, with a net worth of £66,015.

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Moneyfarm also has a significant investment from United Ventures, which owns 8.83% of the company, with a net worth of £8.24 million. Cabot Square Capital is another major investor, owning 8.12% of the company, with a net worth of £5.77 million.

The company's fund also holds a substantial stake, owning 79.9% of the company, with a net worth of £150 million. This makes the fund the largest shareholder in Moneyfarm.

Here's a breakdown of the top shareholders:

Moneyfarm's company structure is made up of two main legal entities: MFM HOLDING LTD and MFM INVESTMENT LTD. These entities are key to understanding the company's operations and finances.

MFM HOLDING LTD was incorporated on April 20, 2015. This date marks the beginning of the company's growth and development.

MFM HOLDING LTD has a significant employee count, with 564 employees as of the last available data. This suggests a substantial workforce supporting the company's operations.

MFM INVESTMENT LTD, on the other hand, was incorporated on June 15, 2014. This entity has generated revenue of $7.48M as of December 31, 2020. Unfortunately, the same period saw a net loss of -$15.1M for MFM INVESTMENT LTD.

Here is a list of Moneyfarm's associated legal entities:

Moneyfarm has some solid competitors in the robo-advisory space, and it's worth considering them as alternatives. A J Bell, for instance, has been around since 1995 and offers financial advisory and retirement planning services.

Here are some key competitors to consider:

Nutmeg is another popular robo-advisory option, but Moneyfarm has recently gained an edge with their Socially Responsible Portfolios, which range from 2% to 14% in terms of target volatility.

Moneyfarm has several competitors and alternates in the market. The company ranks 1st in overall rank, with a total funding of $186M and investors including Endeavor and M&G.

The second-ranked competitor, A J Bell, is a financial advisory and retirement planning service provider. They have received $32M in funding and are backed by Woodford Investment Management.

Eurizon, an investment management firm, ranks third overall. Although they have not disclosed their total funding, they are funded by the European Union.

Multiply, a company that provides AI-based financial advice, ranks fourth. They have received $2.34M in funding from investors including Octopus Investments and Octopus Ventures.

The Openwork Partnership, an online financial advisory and planning platform, ranks fifth. They have received funding from Bain Capital and have not disclosed their total funding.

Here's a list of the top 10 competitors and alternates to Moneyfarm, ranked by overall rank:

My Pension Expert, a provider of solutions for pensions and retirement planning, ranks sixth. They have not disclosed their total funding but are backed by investors including Frontier Development Capital.

Y TREE, an online platform for personal wealth management, ranks seventh. They have received $49.5M in funding and are backed by investors including MMC Ventures.

Nutmeg offers a low minimum investment amount, but Moneyfarm has recently matched this by lowering their minimum investment from £1,500 to £500.

Moneyfarm has a range of Socially Responsible Portfolios, tailored to your risk level, with target volatility ranging from 2% to 14%.

Regulated investment advice is available at Moneyfarm, which comes as part of their management fee, but at Nutmeg, you must pay a service cost of £575 plus VAT to access regulated advice.

For portfolios worth between £10,000 and £50,000, Moneyfarm is the cheapest option, charging 0.6% compared to Nutmeg's 0.75%.

I've noticed that some investment platforms have their drawbacks. Limited number of portfolios available is a con that's worth considering.

For experienced investors, this platform might not be the best option. They may find the investment choices too restrictive.

If you're new to investing, you might not have as many portfolio options as you'd like. However, this can also be a good thing, as it forces you to focus on a smaller set of choices.

Here are some specific cons to consider:

Moneyfarm has made significant investments and acquisitions to expand its services. One notable acquisition is Willis Owen, a company founded in 1982, located in Elstree, United Kingdom.

Moneyfarm's acquisition of Profile Pensions and Vaamo in 2022 and 2018 respectively, also demonstrate the company's commitment to growth. The company's investment history is impressive, with over 3.7 million companies, 208 thousand investors, and 491 thousand funding rounds.

Moneyfarm operates a sliding scale fee structure, which means the fees you pay will depend on your annual investment. The management fees are broken up into two parts: the Moneyfarm Management Fee and the Underlying Fund Fee and Market Spread.

Moneyfarm's platform fee, also known as the Moneyfarm Management Fee, is calculated on a sliding scale with seven tiers depending on your total pot. Here are the details:

Moneyfarm has made several strategic investments and acquisitions over the years. One notable acquisition was of Willis Owen in December 2024, a company founded in 1982 located in Elstree, United Kingdom.

Their acquisition of Profile Pensions in December 2022, and Vaamo in November 2018, demonstrate their commitment to expanding their services and offerings.

Moneyfarm's investment portfolio is impressive, with over 3.7 million companies and 208,000 investors, and a staggering 491,000 funding rounds.

Moneyfarm's fees are structured in a way that's easy to understand. They have a sliding scale fee structure, where the exact amount you pay is calculated based on your annual investment.

The management fees are broken down into two parts: the Moneyfarm Management Fee and the Underlying Fund Fee and Market Spread. The Underlying Fund Fee, which is associated with Exchange Traded Funds, comes in at an average of 0.2%.

Moneyfarm's management fees are calculated on a sliding scale with seven tiers, depending on your total pot. Here's a breakdown of the fees:

There are no additional subscription fees or trading fees with Moneyfarm, which is a big plus.

Transferring your investments to a new provider can be a straightforward process. You'll typically need to access a transfer-in form through your account page.

Moneyfarm, for example, allows you to transfer your investments just like other mainstream financial services providers. Transfers into a Moneyfarm stocks and shares ISA won't count towards your £20,000 annual allowance.

If you're transferring from a cash ISA, keep in mind that your money won't be put into a cash ISA with Moneyfarm as they don't currently offer this facility. This means you'll need to consider alternative options for your cash.

Processing times for transfers can vary, but Moneyfarm is on par with mainstream competitors. It can take around 15 to 30 days to complete a transfer, depending on your previous provider.

MoneyFarm offers a range of account management and services to help you take control of your finances. Their services are designed to be user-friendly and accessible, making it easy to manage your money on the go.

You can access your account online or through the MoneyFarm app, which is available for both iOS and Android devices. This allows you to keep track of your investments and make changes as needed.

MoneyFarm's customer support team is available to help with any questions or concerns you may have. They can be contacted via phone, email, or through the app's messaging system.

Moneyfarm's Fixed Allocation Portfolio is a long-term investment option that's designed to help you grow your money with minimal intervention from the investment team. This approach is hands-off, so you can relax knowing your investments are being managed without constant monitoring.

The Fixed Allocation Portfolio was launched in September 2022, and it's available in 5 different risk levels. By choosing this option, you can reduce your management fees, which can save you up to £15.83 per month on a £20,000 investment.

One of the key benefits of the Fixed Allocation Portfolio is its reduced cost compared to Moneyfarm's actively managed portfolios. If you choose a portfolio with a lower risk level, your management fees will be reduced from 0.35% to 0.25%. For example, on a £20,000 investment, you could save up to £15.83 per month.

You can access your funds at any time, even if you've chosen a long-term investment strategy. This means you can take advantage of the potential for long-term growth while still having the flexibility to withdraw your money if needed.

Here's a breakdown of the management fees for the Fixed Allocation Portfolio:

By choosing a Fixed Allocation Portfolio, you can build a long-term investment strategy that fits with your values and goals.

Opening a Moneyfarm account is a breeze, taking less than 10 minutes to register and get set up online. You'll need to answer a questionnaire to determine your risk level, after which they'll pick a portfolio for you.

To complete the onboarding process, you'll need your National Insurance Number, photo ID, and proof of address. A phone or utility bill will suffice for proof of address.

Moneyfarm's minimum deposit is £500, which is higher than some other major players. However, their stocks and shares ISA product is flexible, allowing you to withdraw funds and replace them in the same year without affecting your ISA allowance.

To withdraw money from Moneyfarm, you first need to sell your investments to convert them into cash.

Closing an account can be a straightforward process if you know the steps to take. To disinvest your investments, you'll need to sell them, and then you can proceed with closing your account.

You can disinvest your investments at Moneyfarm, for example, by following their process. The first step is to sell your investments, and then email [email protected] to close your account.

Closing an account at Moneyfarm requires a disinvestment of your investments, which involves selling them. After that, you'll need to email [email protected] to complete the account closure process.

If you're planning to close an account, make sure to disinvest your investments first. Then, you can follow the specific instructions for your account provider, such as emailing [email protected] at Moneyfarm.

Moneyfarm's customer service team is quick and helpful, responding to queries in under 5 minutes through their live-chat system. They're available Monday to Thursday from 9 am to 7 pm and Friday from 9 am to 6 pm.

You can reach out to them via email, Twitter, Facebook messenger, and phone, and even book a phone call if you're short on time. They also have a huge FAQ section to help with general questions.

According to Trustpilot, Moneyfarm has a 4.7 out of 5 rating, with customers praising their helpful and proactive staff. One customer mentioned that the advisors are available to have good conversations to ensure investments are tailored to individual needs.

Moneyfarm's ISA product is a great way to dip your toes into tax-free investments, but be aware that the minimum deposit is £500, which is higher than some competitors.

Their stocks and shares ISA is flexible, allowing you to withdraw funds and replace them in the same year without affecting your ISA allowance.

You can expect steady long-term gains with Moneyfarm, with customers generally happy with their ROI since the company established its UK branch in 2016.

Their ultra-cautious portfolio may not yield impressive results, but their riskiest portfolio has made gains of 16.72% in the last 12 months and averaged an annualised return of 12.4% since 2016.

Moneyfarm's ISA product has made particularly solid returns of 3.38% over the last 12 months, which is a notable achievement.

Here are some key features of Moneyfarm's ISA product:

Moneyfarm's ISA product is ideal for those who want to invest in a tax-free wrapper and are willing to commit to a minimum deposit of £500.

Moneyfarm's customer service team is quick and helpful, responding to queries in under 5 minutes.

Their advisors are available Monday to Thursday from 9 am to 7 pm and Friday from 9 am to 6 pm.

You can reach out to them via live-chat, email, Twitter, Facebook messenger, and phone, or even book a phone call if you're short on time.

They also have a huge FAQ section to help answer general questions.

Moneyfarm has a 4.7 out of 5 rating on Trustpilot, showing their commitment to customer satisfaction.

One customer appreciated the personalized service, saying they had good conversations with staff to ensure they were investing the right way.

Another customer was impressed by the proactive approach of the staff, who anticipated a problem and reached out before it became an issue.

Moneyfarm's customer service has made one customer a loyal customer, despite not being perfect.

Customer reviews can be a powerful tool for businesses to gauge customer satisfaction and identify areas for improvement.

The average rating of a product is a good indicator of its overall quality, with 4.5-star products being considered excellent.

According to our research, 75% of customers say that a product's rating is the most important factor in their purchasing decision.

A 1-star review can deter 70% of potential customers from purchasing a product.

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