
If you're looking for a Mint Money alternative, there are several options available that can help you manage your finances.
Personal Capital is a great alternative to Mint Money, offering a range of features such as investment tracking and financial planning tools.
For those who prefer a more straightforward approach, YNAB (You Need a Budget) is a great option, allowing users to set budgets and track expenses with ease.
The key to finding the right alternative is to identify what features are most important to you, whether it's investment tracking or budgeting.
Rocket Money vs. Alternatives
Rocket Money is a popular alternative to Mint, but how does it stack up against other options? Credit Karma is a great choice if you want to stick with Intuit, the company that owns Mint. You can easily transfer your data to Credit Karma, which offers personalized recommendations and basic budgeting tips.
Credit Karma also monitors your credit and provides access to Intuit Assist, an AI-powered personal financial assistant. However, it lacks the budget tracking tool that Mint excelled at, and its emphasis on credit scores can be distracting.
If you're looking for a more unique approach to budgeting, you might want to consider the Dave Ramsey-inspired budgeting app. This app is built on four basic principles: every dollar needs a job, you should embrace your true expenses, you should roll with life's punches, and you should age your money.
The app offers a 34-day free trial and a user-friendly platform that makes it easy to track your daily expenses and build a budget.
Here are some key features of Rocket Money compared to its alternatives:
Rocket Money also shines when it comes to tracking daily expenses and building a budget. It will alert you when bills need to be paid and helps you negotiate for lower bills. However, its budgeting features are not as robust as some of its competitors, and the gold version can be costly.
If you're looking for a more comprehensive budgeting app, you might want to consider PocketGuard. This app offers a user-friendly platform that makes it easy to track your cash flow and build a budget. It also allows you to sync financial accounts and negotiate for lower bills.
Overall, Rocket Money is a solid choice for those looking for a Mint alternative, but it's worth exploring other options to see which one best meets your needs.
On a similar theme: Rocket Money Mint
Creating a Custom Budget
Creating a Custom Budget is a great way to take control of your finances. You can create custom budgets and rules for specific transactions to stay on top of all your expenses.
One of the best features of custom budgets is that you can set rules for specific transactions, such as saving a certain amount each month for a big purchase.
With a custom budget, you can track your spending and stay within your means. You can also use this feature to identify areas where you can cut back and make adjustments.
Custom budgets also allow you to prioritize your spending, so you can allocate your money towards what's most important to you. This can be especially helpful if you're trying to save up for a specific goal, like a vacation or a down payment on a house.
By creating a custom budget, you can get a clear picture of your financial situation and make informed decisions about how to manage your money.
Automate Your Savings
Automate your savings and make it a habit.
You can create goals within Rocket Money and save for them automatically using their Financial Goals feature. This feature helps you reach your savings goals without having to think about it.
Rocket Money learns your habits and saves the right amount at the right time. This means you can avoid overdraft fees and make the most of your money.
By automating your savings, you can put your finances on autopilot and free up your mind to focus on other things.
Suggestion: Rocket Money Import Mint
Tracking and Controlling Finances
Mint.com users often miss the automated savings feature that helps reach goals faster, which is available in Rocket Money.
Rocket Money enables you to save automatically to reach goals faster, giving you a clear advantage over Mint.com's lack of support for goal-reaching.
Toshl offers a new home for your finances with automatic bank connections, categorization, and budgeting, making it a great alternative to Mint.com.
Control Your Subscriptions
Controlling your subscriptions can be a huge weight off your financial shoulders. Rocket Money helps you find and cancel unwanted subscriptions.
It's surprising how many unwanted subscriptions we can accumulate over time. According to Rocket Money, you can use their service to identify and cancel these unwanted subscriptions.
Never pay for an unwanted subscription again. Rocket Money helps you find and cancel unwanted subscriptions.
Importing Data
You can bring your financial data from other apps with you to Rocket Money.
Yes, you can import your Mint data to Rocket Money via an import tool on the Rocket Money desktop experience.
This makes it easy to consolidate your financial information in one place.
You can use the import tool to bring your Mint data into Rocket Money, streamlining your financial tracking.
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Tracked Savings Without Support
Tracking your savings is a great first step, but having a system in place to help you reach your goals is what really matters.
Mint allows you to track your savings goals, but it doesn't offer much support in actually reaching them. You're left to figure out how to save automatically and make progress towards your goals on your own.
Rocket Money, on the other hand, enables you to save automatically to reach your goals faster. This feature can be a game-changer for those who struggle to stick to their savings plans.
No Live Support
Mint's customer support doesn't give you the option to talk with a live representative, which may be a drawback for some users.
This lack of live support means you'll have to rely on other resources, such as online FAQs or email support, to get help with any issues or questions you have.
Mint's customer support is limited to these non-live options, which may not be ideal for those who prefer a more personal and immediate way of getting assistance.
Alternatives to Rocket Money
If you're looking for alternatives to Rocket Money, Buxfer is definitely worth considering. It's a subscription-based service that prioritizes your privacy and doesn't show ads.
Buxfer's control features are also a major advantage. It provides user-configurable automation via rules, giving you precise control over how your data is applied.
In contrast to Mint, Buxfer's budgeting features are flexible and allow you to budget your way. This is a major improvement over Mint's extremely basic automated budgets, which are frequently wrong.
Here's a quick comparison of Buxfer and Mint's key features:
If you're looking for a more comprehensive financial management tool, Buxfer is definitely worth exploring.
Budgeting App Alternatives
Rocket Money has been a game-changer for many users, but if you're looking for alternatives, there are plenty of options available. If you're a previously happy Mint user, you're probably seeking a new platform for managing your money after Mint's closure.
Credit Karma is a great option, as it allows you to transfer your data from Mint and view your transactions in the app. It uses your data to make personalized recommendations and provides basic budgeting tips.
Some users have found that Credit Karma lacks the budget tracking tool that Mint excelled at, and the excessive emphasis on credit scores can be distracting. However, it's still a solid choice for those looking for a Mint alternative.
If you're looking for a more comprehensive budgeting solution, you might want to consider Pocketguard. This app shines at tracking daily expenses and allows you to build a budget and monitor your bills.
Here are some key features of Pocketguard:
Ultimately, the best budgeting app for you will depend on your individual needs and preferences.
How Pierre Differs
Piere receives up to 3 months of account transaction data from your linked banks and refreshes this data multiple times per day.
This is a significant difference from some other budgeting apps, like Mint, which may only update your data occasionally. Piere's frequent refreshes ensure that your budget is always up-to-date.
We partner with SOC 2 Type II providers to fetch and display this data, ensuring it’s encrypted in transit and at rest.
This means you can trust that your financial information is secure and protected.
Let’s say you spend $100 at dinner and request $50 from the friend who was with you to cover their meal. Piere will automatically match the incoming Venmo to the original dinner transaction and show you in your budget only your share of that meal.
This feature makes tracking shared expenses a breeze, and helps you stay on top of your finances.
Features and Comparison
Mint money alternatives like Qapital and Digit offer a range of features that make saving easier.
Qapital's "Sound Money" feature uses a combination of savings goals and automated transfers to help users reach their financial objectives, with 100% of savings going towards the goal.
Digit's algorithm analyzes users' income and expenses to determine how much they can afford to save each day, with users able to withdraw their savings at any time.
Both Qapital and Digit offer mobile apps that allow users to track their savings progress and receive notifications when savings milestones are reached.
Why Members Recommend Rocket Money
The app's user-friendly interface makes it easy to track expenses, with one user saving $587/year on unnecessary subscriptions by using the app's features.
A responsive support team is also a major perk, with one user praising their helpfulness in answering questions and taking ideas for future upgrades.
Rocket Money's subscription cancellation feature is a game-changer, allowing users to quickly identify and cut back on unnecessary expenses.
One user was able to cut out $85 of expenses in just 5 minutes, which they were able to redirect to things that truly mattered.
The app's dashboard is simple to understand, making it easy to stay on top of finances and make informed decisions.
Users also appreciate the app's email and notification system, which provides suggestions and reminders to help them stay on track.
One user was blown away by Rocket Money's customer service, calling it "one of the best I’ve ever had experience with."
Credit Karma Features
Credit Karma will lack some of the budgeting tools that Mint has offered. This means users won't be able to set monthly budgets.
You won't be able to budget by category either, which is a useful feature for tracking expenses. Credit Karma users won't have this option.
Fixing transaction dates is another feature that won't be available on Credit Karma. This can be frustrating for users who need to keep their records accurate.
Adding notes to transactions is also not possible on Credit Karma. This can make it harder to keep track of important details about your spending.
Here are the specific features that Credit Karma will lack compared to Mint:
- Set monthly budgets
- Budget by category
- Fix transaction dates
- Add notes to transactions
Return and Refund Policy
We strive to make returns and refunds as smooth as possible. If you're not satisfied with your purchase, you can initiate a return within 30 days of delivery.
You can initiate a return by contacting our customer support team through email or phone. They'll guide you through the process and provide a return merchandise authorization (RMA) number.
Our return policy is flexible, and we offer a full refund if the item is in its original condition with all tags and packaging intact.
When to Consider an Alternative
If you're still using Mint, it's likely because you're not aware of the changes happening behind the scenes. Intuit, Mint's owner, has announced that Mint will be fully discontinued by March 23, 2024.
You may not have noticed, but Mint has been in maintenance mode for eight years, according to its founder Aaron Patzer. This means the tool has been neglected and hasn't received the updates it needs to stay relevant.
If you're tired of being bombarded with ads, you're not alone. Users have been complaining about the excessive ads in Mint, with some even calling it a "fossilized financial tool." In fact, a Reddit user noted that the ads are getting in their face, making them rethink their use of the tool.
Here are some key reasons to consider an alternative:
It's time to consider an alternative to Mint that offers a better user experience and more features.
New Home for Finances
If you're looking for a new home for your finances, consider trying Toshl. It offers automatic bank connections, which can save you time and effort.
Toshl also provides categorization and budgeting features, making it easier to track your expenses and stay on top of your finances. This can be especially helpful if you have multiple accounts or income streams.
Toshl has much better international support in currencies, which is essential for those who live or work abroad. This means you can manage your finances in multiple currencies with ease.
With Toshl, you'll find many more bank connections worldwide, giving you a wider range of options for linking your accounts.
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