Mfs Growth Allocation Fund A Investment Approach

The MFS Growth Allocation Fund A is a great option for investors looking to grow their wealth over the long term.

The fund's investment approach is focused on providing long-term capital growth by investing in a diversified portfolio of stocks and other securities.

The fund's managers actively monitor the market and make tactical adjustments to the portfolio as needed to stay on track with the fund's investment objectives.

By spreading investments across a range of asset classes, the fund aims to minimize risk and maximize returns over the long term.

The fund's investment approach is designed to be adaptable to changing market conditions, allowing it to stay ahead of the curve and capitalize on emerging trends.

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The MFS Growth Allocation Fund A is a type of mutual fund that allows investors to diversify their portfolio.

This fund has a moderate risk profile, making it suitable for investors who want to balance potential returns with relatively lower volatility.

The fund's investment strategy involves allocating assets across different asset classes, including stocks, bonds, and cash.

Investors can expect a mix of growth-oriented and income-generating investments in their portfolio.

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A fund's start date is a crucial piece of information, and it's listed as the Fund Commencement date in the fund details. This date is available for all funds, ranging from June 28, 2002, to December 29, 1986.

The fund's performance over time can be measured by its net assets, which are listed in millions of dollars. As of December 31, 2024, one fund had net assets of $6,496.47 million.

The fiscal year end date is also listed, which can vary by fund. For example, some funds end their fiscal year in May, while others end in November.

Here's a breakdown of the funds' start dates:

The benchmark used to measure a fund's performance can also be an important factor. The Standard & Poor's 500 Stock Index is used by some funds, while others use the Russell 1000 Growth Index or the Russell 1000 Value Index.

This fund aims to achieve a high total return with an aggressive level of risk.

The investment objective is consistent with other MFS Asset Allocation Funds, indicating a similar risk profile.

The fund seeks to maximize returns, which is a key consideration for investors looking to grow their wealth.

An aggressive level of risk means the fund may involve higher volatility, making it suitable for those who can stomach market fluctuations.

This fund is designed to provide a high level of total return, making it a good option for investors with a long-term perspective.

Our investment strategy for the MFS Growth Allocation Fund A is built on a solid foundation of disciplined portfolio management. This involves a multi-level risk management approach that ensures style consistency.

The fund uses a strategic risk-based approach to portfolio construction, which efficiently diversifies across and within asset classes. This means that the fund is actively managed within the underlying MFS funds.

By systematically rebalancing the portfolio, we maintain target risk profiles and keep the risk-return profiles consistent with the fund's design.

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A well-structured investment strategy is key to achieving your financial goals. This involves a clear focus on your investment objectives.

Investment focus can be achieved through a strategically allocated portfolio of funds. This approach ensures that your investments are diversified and aligned with your risk tolerance.

Disciplined portfolio management is crucial for maintaining a consistent risk-return profile. By using a strategic risk-based approach, you can efficiently diversify across and within asset classes.

Emphasis is placed on high-quality businesses with a competitive advantage and pricing power. This helps identify companies with the potential for steady, above-average growth.

Fundamentals and valuation drive position sizing in a well-structured investment strategy. This means that the size of each investment is determined by its individual merits.

A systematic rules-based rebalancing approach helps maintain target risk profiles. This ensures that your portfolio remains aligned with your investment objectives over time.

By focusing on high-quality businesses with a competitive advantage, you can potentially generate consistent, above-average growth. This requires a thorough understanding of the underlying companies and their potential for future growth.

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In a well-structured investment strategy, target allocations play a crucial role in determining the overall asset mix.

To achieve a balanced portfolio, it's essential to allocate a significant portion of your fixed income assets to high-quality investments. For instance, a staggering 27.71% of fixed income assets are allocated to U.S. Government securities.

A closer look at the credit ratings of these investments reveals a notable presence of higher-rated issuers. Specifically, 3.91% of fixed income assets are allocated to AAA-rated securities, indicating a strong level of creditworthiness.

Here's a breakdown of the target allocations for fixed income assets:

In an investment strategy, sector weights play a crucial role in determining the overall portfolio's performance.

Financials is the largest sector weight, making up around 18% of equity assets, as seen in Example 2.

Information Technology is a close second, with a sector weight of around 17-18% in both examples.

Industrials also have a significant sector weight, ranging from 14.89% to 15.19% in the two examples.

The sector weights for Health Care and Consumer Discretionary are notable, with Health Care making up around 9-10% of equity assets and Consumer Discretionary making up around 8-9%.

Real Estate is another sector with a notable weight, ranging from 6.97% to 8.13% in the two examples.

The sector weights for Materials, Energy, and Utilities are relatively smaller, but still important to consider in an investment strategy.

Here's a summary of the sector weights in the two examples:

The MFS Growth Allocation Fund A has a solid track record of performance, with average annual total returns that have consistently beaten the market in several years.

The fund's annual rate of return has ranged from -17.09% in 2022 to 29.67% in 2019, depending on the year and whether the returns are calculated at net asset value (NAV) or with sales charge.

Here's a breakdown of the fund's performance over the past decade:

The fund's fees are also worth noting, with Class A shares including a maximum sales charge.

The share class of an investment fund is an essential aspect to consider when evaluating its performance and fees.

Class R4 shares are available to eligible investors, offering a unique benefit.

To give you a better idea of when Class R4 shares became available, let's take a look at the fund's inception date: April 1, 2005.

The fund's Net Asset Value (NAV) as of January 16, 2025, is $24.40, with 3454 changes.

The most recent NAV change was $0.11 as of January 16, 2025, resulting in a 0.45% change.

Here's a quick rundown of the key information:

The fund's Gross Expense Ratio is 0.72%, while its Net Expense Ratio is 0.70%.

Performance is a critical aspect of investing, and it's essential to understand the various metrics used to measure it. Average Annual Total Returns is one such metric, which reflects the investment's performance over a specific period. It's a key indicator of an investment's growth potential.

Annual Rate of Return is another important metric, which represents the investment's return over a specific period, usually expressed as a percentage. This metric helps investors assess the investment's performance relative to its benchmark.

Pricing & Distributions is a critical aspect of performance, as it reflects the investment's pricing and distribution policies. This information is crucial for investors who want to understand how their investment is being managed.

Here's a summary of the Average Annual Total Returns for various investments:

Please note that the performance results reflect any applicable expense subsidies and waivers in effect during the periods shown. Without such subsidies and waivers, the portfolios' performance results would be less favorable.

Fees can be a complex and overwhelming topic, but let's break it down in simple terms.

The Net Expense Ratio is a key fee to understand, and it's not always straightforward. In some cases, it's lower than the Gross Expense Ratio, thanks to contractual fee waivers and reimbursements. For example, the Net Expense Ratio for one fund is 0.70%, while another fund has a Net Expense Ratio of 1.01%.

Fees can add up quickly, and it's essential to consider the Gross Expense Ratio, which includes all operating expenses. For instance, one fund has a Gross Expense Ratio of 0.72%, while another has a Gross Expense Ratio of 1.01%.

Some funds have no initial sales charge or CDSC (Contingent Deferred Sales Charge), making them more attractive to investors. For example, Class R4 shares have no initial sales charge or CDSC.

Here's a summary of the fees for the funds mentioned:

Keep in mind that fees can change over time, and it's essential to stay informed about any changes to the Net Expense Ratio or Gross Expense Ratio.

The MFS Growth Allocation Fund A comes with some inherent risks that you should be aware of. Stock markets and investments in individual stocks can be volatile and decline significantly in response to various conditions.

Investing in growth companies can be more sensitive to the company's earnings and more volatile than the stock market in general. This means that the fund's performance may be affected by the financial health and growth prospects of the companies it invests in.

You could lose money on your investment in the fund, and the fund may not achieve its objective. It's essential to carefully review the prospectus for more information on these and other risk considerations.

As you dive into the world of investing, it's essential to consider the geographical diversification of your portfolio. The region and country breakdown can significantly impact your risk exposure.

North America accounts for a substantial 66.48% of the equity assets, with 2 countries holding a significant portion of the portfolio.

The European market, excluding the UK, makes up 13.25% of the equity assets, spread across 14 countries.

In contrast, Emerging Markets cover 21 countries, but only account for 7.24% of the equity assets.

The UK and Japan each hold a notable 5.37% and 5.29% of the equity assets, respectively.

Asia/Pacific ex-Japan and Developed - Middle East/Africa also have a presence, but with much smaller allocations of 2.25% and 0.12%, respectively.

Cash and Cash Equivalents, on the other hand, make up a negligible 0.00% of the equity assets.

Here's a snapshot of the regional breakdown:

Investing in the stock market can be a rollercoaster ride, with stock prices declining significantly in response to various conditions.

Stock markets are volatile and can be influenced by issuer, market, economic, industry, political, regulatory, geopolitical, environmental, public health, and other conditions.

Investments in individual stocks can be just as unpredictable, with prices fluctuating rapidly in response to changes in the market.

Investments in debt instruments, such as bonds, can also decline in value due to declines in the credit quality of the issuer or borrower.

Debt instruments can be particularly sensitive to interest rate changes, with prices usually falling when interest rates rise.

International investments can be even riskier, with foreign markets often experiencing greater volatility due to adverse market, currency, economic, industry, political, regulatory, geopolitical, or other conditions.

Investing in underlying funds can also expose you to the risks of those funds, including the possibility of not achieving their objectives.

Growth investments can be especially volatile, with prices sensitive to the company's earnings and more prone to significant declines.

The value of your investment may decline during periods of rising interest rates, and it may be difficult to sell certain investments at a good price, especially during market turmoil.

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The MFS Growth Allocation Fund A has a diverse portfolio with a mix of well-known technology and finance companies. The fund's top 10 holdings include Microsoft Corp, Amazon.com Inc, and NVIDIA Corp.

The fund's holdings are actively managed, which means they can change over time. The sales charges may apply, so it's essential to review the fund's fees before investing.

Here are the top 10 holdings of the MFS Growth Allocation Fund A, based on the provided article sections:

The holdings of the portfolio are a key aspect of its overall performance. The portfolio is actively managed, meaning that the holdings can change over time.

Microsoft Corp is a common holding across all four examples, indicating its significance in the portfolio. NVIDIA Corp is also frequently mentioned, suggesting its importance in the fund's strategy.

Amazon.com Inc and Apple Inc are other frequently held stocks in the portfolio. These tech giants are often considered staples in a diversified portfolio.

Here is a list of the top 10 holdings across all four examples:

The Global Industry Classification Standard (GICS) is used by the fund, but it has also developed its own internal sector/industry classification methodology for equity securities and non-equity securities that are unclassified by GICS.

The Morningstar Rating for funds is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a fund's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance.

Morningstar rankings are based on historical returns, which are not indicative of future results, and do not take into account sales charges.

The Overall Morningstar Rating for a fund is derived from a weighted average of the performance figures associated with its three-, five-, and 10-year (if applicable) Morningstar Rating metrics.

The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star.

A high relative ranking does not always mean the fund achieved a positive return during the period.

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