Metro Credit Union Ibanking for Your Financial Needs

Metro Credit Union's Ibanking system is a convenient way to manage your finances online. With Ibanking, you can access your accounts 24/7 from anywhere with an internet connection.

You can view your account balances, transaction history, and statements online, making it easy to keep track of your finances. This feature is available to all Metro Credit Union members.

Ibanking also allows you to pay bills and transfer funds between accounts, making it a one-stop-shop for all your financial needs. You can even set up automatic payments to ensure you never miss a payment.

By using Ibanking, you can save time and reduce the risk of lost or stolen checks. Plus, you can access your accounts from your mobile device, making it easy to check your balance or pay a bill on the go.

METRO's Virtual Branch is an online banking delivery channel that allows you to access your account information 24/7. You can view account profiles, transfer funds, pay bills, and make loan payments from anywhere with an internet connection.

With Virtual Branch, you can view your account history up to 365 days, including free check images, and export your account data to financial management software like Quicken or Money. You can also enroll in mobile banking and view your linked accounts using the same login.

Here are some of the key features of Virtual Branch:

Metro's Virtual Branch is a powerful online banking tool that allows you to manage your accounts from anywhere, at any time. You can access your account information, transfer funds, and pay bills 24/7.

With Virtual Branch, you can view your account profiles, including balances and transactions. This feature is especially helpful when you need to keep track of your finances.

You can transfer funds between accounts and make VISA and loan payments, all from the comfort of your own home. This convenience is a big time-saver, especially during tax season.

Virtual Branch also allows you to view your account history up to 365 days, along with free check images. This feature is a great way to keep a record of your transactions.

You can export your account data to financial management software like Quicken or Money, making it easy to stay on top of your finances. This feature is a must-have for anyone who wants to stay organized.

One of the best features of Virtual Branch is the ability to link all of your accounts together under one login ID. This makes it easy to manage all of your accounts in one place.

Here are some of the features you can expect from Virtual Branch:

If you're having trouble remembering your password or security code, don't worry - you can reset it by clicking "Forgot Security Code" when entering your login ID.

Metro's Virtual Branch makes it easy to manage your finances from the comfort of your own home. With their home loan options, you can turn your dream home into a reality.

Their home loans come with competitive rates, which means you can save money on your mortgage payments. You can check the latest rates on their website.

Need to refinance your current mortgage? Metro Credit Union can help with that too. They offer refinancing options that can save you money and simplify your payments.

A Home Equity Line of Credit (HELOC) can be a great way to tap into your home's equity, and Metro Credit Union makes it easy with their easy HELOC loans. You can borrow against the value of your home and use the funds for anything you need.

If you're looking to purchase a home in a rural area, you may be eligible for a USDA loan. Metro Credit Union offers USDA loans, which can provide you with more affordable financing options.

With Metro Credit Union's online banking, you can view every account and loan you're attached to at a glance. This makes it easy to keep track of your finances.

You can add a checking account or open additional savings products, like a certificate, to expand your financial options. This flexibility is convenient for those with changing financial needs.

To manage your money, you can transfer funds between your Metro bank accounts and link external checking and savings accounts. This feature makes it easy to move money around and keep everything organized.

To pay bills, simply log in to VIRTUAL BRANCH online banking and click the “Bill Payment” link. Within a few minutes, you're ready to set up single or recurring fixed payments.

With online banking, you can easily check your balances to stay on top of your finances. You can view every account and loan you're attached to at a glance, and get more detail with a click.

You can also add a checking account or open additional savings products, like a certificate, to expand your financial options.

This feature allows you to have a clear picture of your financial situation, making it easier to make informed decisions about your money.

You can sign up for Zelle when you register for Online Bill Pay.

To access Zelle, find it in your METRO Mobile App or Online Banking under the BILL PAY tab.

Zelle sends money directly from your account to theirs, typically in minutes.

It's safe to send or receive money right from your METRO App.

Sending money to almost anyone you know and trust is easy with just an email address or U.S. mobile phone number.

Transaction typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

You must have a bank account in the U.S. to use Zelle.

With online bill pay, you can make payments with confidence. Every scheduled payment is guaranteed to be paid on time, or you'll receive reimbursement for late fees.

You can trust that your financial and account information will remain private and secure, minimizing the risk of identity theft.

The Risk-Free Guarantee protects you from unauthorized use of your account, so you can rest assured that your payments are safe.

If you're concerned about security, you'll be happy to know that Zelle, a fast and secure way to send and request money, is now included with online bill pay.

Here are some key benefits of Zelle:

To get started with Zelle, simply look for it in your METRO Mobile App or Online Banking under the BILL PAY tab.

Setting financial goals is a great way to take control of your finances. You can use online banking to achieve these goals, such as buying a house or car.

Using online banking features like Credit Score can help you improve your creditworthiness. This can open up new loan options and make renting a new apartment easier.

The Credit Score feature in iBanking allows you to set a credit score goal and receive personalized recommendations. You can track your progress and even edit your goal anytime.

Receiving messages when you meet milestones can be a great motivator to keep you on track. This feature can be a big help in achieving your financial goals.

With metro credit union iBanking, you can easily stay on top of your finances. You can access your credit score anytime and anywhere.

Staying on top of your credit has never been easier, and it's all thanks to iBanking's powerful tool that provides your credit score and full credit report.

This tool also offers credit monitoring, financial tips, and education to help you make informed decisions about your money.

Registering for bill pay is a straightforward process. Simply log in to your online banking through VIRTUAL BRANCH.

To access the bill pay feature, click the "Bill Payment" link once you're logged in. This will get you started on paying your bills.

Setting up single or recurring fixed payments is surprisingly easy.

Your Credit Score. Anytime. Anywhere.

You can access your credit score and full credit report with just one powerful tool in iBanking. Staying on top of your credit has never been easier.

The Credit Score feature in Metro iBanking will monitor your credit daily and send email alerts if there's been a significant change, such as a new account being opened or a change in address.

You can also obtain a free credit report from www.annualcreditreport.com if you think some information is wrong or inaccurate. Then, you can dispute inaccuracies with each bureau individually.

A "soft inquiry" is used by the Credit Score feature, which doesn't affect your credit score. In contrast, lenders use "hard inquiries" to make decisions about creditworthiness when you apply for loans.

You can file a dispute with Transunion by clicking on the "Dispute" link within Credit Score, and they'll share it with the other bureaus if the inaccuracy is verified.