Metro Credit Union Checking Account Features and Rewards

Metro Credit Union's checking account is a great option for those looking for a hassle-free banking experience.

You can earn rewards with Metro Credit Union's checking account, such as cash back on purchases and discounts on services.

Their account features include online banking, mobile banking, and bill pay, making it easy to manage your finances on the go.

With Metro Credit Union's checking account, you can also take advantage of free ATM access at over 30,000 ATMs nationwide.

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With the Metro Credit Union Checking account, you'll enjoy a range of features that make managing your money a breeze.

No minimum balance requirement or monthly fee is a big plus, giving you flexibility and peace of mind.

You'll also get unlimited ATM fee refunds, which can save you money in the long run.

The account earns a 3.00% APY on your Membership Savings Account, helping your savings grow over time.

Rewards points can be earned and redeemed for cash through Metro iBanking, giving you an added incentive to use your account.

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Deposits are 100% insured with no limit, providing a secure place to keep your money.

Here are the key features of the Metro Credit Union Checking account:

You won't find any surprise fees with this account. No minimum balance or monthly fees mean you can bank without breaking the bank.

One of the most frustrating things is being charged for something you didn't use. That's why you won't find any insufficient funds fees, return deposit fees, inactivity fees, or overdraft fees.

Here are some specific fees you won't have to worry about:

You'll also get 100% insurance on your deposits, with no limit. That's a big relief.

Metro's checking account is a great option for managing your finances. It features no minimum balance requirement or monthly fee, so you can bank without worrying about extra costs.

One of the standout features of Metro Checking is the unlimited ATM fee refunds. This means you can use your debit card wherever you need to without incurring extra fees.

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You can earn rewards points with your Metro account, which can be redeemed for cash through Metro iBanking. This is a great way to earn some extra money back on your everyday purchases.

Metro Checking also offers flexible overdraft options and no insufficient funds fees. This gives you more control over your account and helps you avoid unexpected charges.

Your deposits are 100% insured, with no limit, so you can feel confident about your financial security.

Here are some key features of Metro Checking at a glance:

At Metro Credit Union, you can earn rewards on your everyday banking activities. You'll earn points for direct deposits, debit card usage, and bill payments.

The rewards program allows you to save your points and redeem them for cash. You also have the option to use those points to pay off fees attached to your account.

You can earn rewards on various actions, including direct deposits each month, using debit cards on qualifying purchases, enrolling in Express Pay to automatically pay your loans, and using Bill Pay inside iBanking.

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Some benefits of the rewards program include no ATM fees, no monthly maintenance fees for inactivity or low balances, and overdraft protection up to $1,000.

Here's a breakdown of the rewards you can earn:

With overdraft protection up to $1,000, you can cover your bills and expenses while waiting for a paycheck or deposit to clear.

If you already have a checking account at Metro, don't worry, no changes will be happening to your existing account. You'll still be able to enjoy features like My Reward, Safeguard, or Free Checking, and your account number will remain the same.

Switching to Metro Checking is a seamless process, with your direct deposits, bills, and deposits connected to your account number unaffected. Your account number will stay the same, and you'll still be able to use Save Your Change and Early Pay if you meet the program requirements.

If you switch to Metro Checking, you'll still receive reimbursement of ATM fees on a daily basis, but only if you meet the eligibility criteria. This includes eCommunications Opt-In, direct deposit of at least $500.00, debit card purchases of at least 5 times per month, an active Metro loan or credit card, and an average monthly balance greater than $5,000 in your Metro Checking Account.

Having multiple Metro Checking Accounts won't affect your eligibility for the bonus on your Membership Savings balance, as long as one of the accounts meets the monthly 3 out of 5 eligibility requirements.

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With a Metro Credit Union checking account, you have a range of account options to suit your needs.

You can choose from a variety of account types, including the Freedom Checking account, which has no monthly maintenance fee.

With a Metro Credit Union checking account, you'll enjoy a range of benefits that make managing your finances a breeze.

You can earn interest on your deposits, with interest rates that are competitive and attractive. This means you can grow your savings over time, without having to do much of anything.

Plus, you'll have access to a network of over 30,000 ATMs, making it easy to withdraw cash when you need it.

Getting cashback on your everyday purchases is a great way to earn some extra money. With our unlimited cashback checking account, you can earn cashback on all your purchases, not just a select few.

To start earning cashback, you need to use e-statements, log into online or mobile banking monthly, and spend at least $500 in a month. This way, you can earn cashback on all your purchases.

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You'll earn 1.00% cashback on all purchases from $500 to $1,000 during a month, which can add up quickly. For example, if you spend $750 in a month, you'll earn $7.50 in cashback.

If you spend more than $1,000 in a month, you'll continue to earn 0.25% cashback on all your purchases over $1,000. This means you can still earn cashback on your larger purchases, even if you've already reached the $1,000 threshold.

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High APY accounts are now available, offering a higher rate than traditional checking accounts. You can earn a higher interest rate on your balance, but it's usually only for larger account balances.

Some accounts, like Metro Checking, offer a 3% APY on balances over $10,000. This means you can earn more interest on your money if you hold a high balance in your account regularly.

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