Marriott Business Credit Cards: A Comprehensive Guide

If you're a business owner who loves to travel, you're in luck - Marriott offers a range of business credit cards that can help you earn rewards and save money on your business expenses.

The Marriott Bonvoy Business Credit Card, for example, offers 75,000 bonus points after spending $3,000 in the first 3 months, which can be redeemed for free nights at Marriott hotels.

To be eligible for these cards, you typically need to have a good credit score and a business that is at least 6 months old. This is because credit card issuers want to ensure that you have a stable business and a good credit history before approving you for a business credit card.

By using a Marriott business credit card for your business expenses, you can earn points that can be redeemed for free nights, upgrades, and other perks at Marriott hotels.

The Marriott Bonvoy Business credit card offers a range of benefits and perks that can enhance your travel experience.

You can earn points with every purchase, redeemable for Free Night Awards, flying, and driving with points, and other travel benefits.

The card comes with complimentary Marriott Bonvoy Silver Elite status, which includes priority late checkout, free Wi-Fi, and a 10% bonus on points earned on stays.

Spending $35,000 in a calendar year can bump you up to Gold Elite status, offering room upgrades and a 25% bonus on points earned on stays.

Cardholders receive one free night award after their account's anniversary, redeemable for 35,000 points, and another after spending $60,000 in a year.

The card earns six points per dollar on Marriott hotel purchases, four points per dollar at U.S. restaurants and gas stations, and four points per dollar on cellular telephone service and shipping purchases.

Here's a breakdown of the card's earning structure:

You can also earn up to $150 in statement credits back on eligible purchases made in the first three months.

To increase your chances of approval for a Marriott business credit card, it's recommended to have a Good to Excellent credit score rating of 690-850. This applies to the Marriott Bonvoy Business American Express Card and the Marriott Bonvoy Brilliant American Express Card.

A credit score of 650 or higher is generally required for approval of the Marriott Rewards program. This is based on user feedback from the myFICO forum.

For new applicants, having a credit score in the range of 690-850 can improve your chances of approval for the Marriott Bonvoy Bold Credit Card and the Marriott Bonvoy Boundless Credit Card.

Here's a summary of the credit score requirements for various Marriott business credit cards:

To apply for a Marriott business credit card, you can click the "Apply Now" button on each card's review page. The application process is fairly straightforward, and the application questions will differ depending on if you're applying for a personal card or a business credit card.

American Express asks Marriott Bonvoy Business American Express Card applicants to provide the legal business name, the company Doing Business As name, and the business's physical address. This is a requirement for business credit card applications.

Marriott Bonvoy Bold Credit Card applicants on the Chase website will need to provide information like name, mailing address, gross annual income, and primary source of income. This information is used to verify your identity and creditworthiness.

To choose the right Marriott business credit card for your needs, consider how often you stay at Marriott properties. You can pick a card that suits your needs best and use it to keep earning rewards in between hotel stays.

With a Marriott Business credit card, you'll earn rewards that make your stays even more enjoyable. Earn 3 Free Night Awards for eligible stays, with resort fees and terms applying.

To redeem your free night, look for the certificate in your account dashboard's activity section. You can then use the "Use Points/Certificates" option when checking out on Marriott.com.

Redeeming Marriott Bonvoy points is a great way to make the most of your rewards. With over 7,000 properties worldwide, the possibilities are endless, and the redemption chart will guide you on how many points are needed per night.

Earning 3 Free Night Awards is a fantastic perk for Marriott Bonvoy Business American Express Card holders. You can earn these awards for eligible stays.

Resort fees and terms apply, so be sure to review the details. To earn these awards, you'll need to stay at participating Marriott properties.

Here's a breakdown of what you can expect:

Keep in mind that these awards are for eligible stays, so be sure to check the terms and conditions.

You'll receive a certificate for a free night stay at Marriott after your cardholder account opening anniversary, and for every $60K you spend in a year, you'll receive an additional free night.

The certificate can be found in the activity section of your account dashboard, and you can use the "Use Points/Certificates" option when checking out on Marriott.com.

Take a look at the Bonvoy redemption chart to see the amount of points needed per night to book a stay at a Marriott hotel, which varies by property and time period.

You can use 100,000 Marriott Bonvoy points for a stay at a high-end hotel like the Westin Hilton Head Island, where guests can enjoy private beaches.

A point is worth anywhere from 0.7 to 1.5+ cents at Marriott hotels, making it a valuable currency for travelers.

The value of a point can vary greatly depending on how you use it - ~0.4 cents toward airfare tickets and rental cars, and ~0.24 cents toward shopping and merchandise.

One night stay at Marriott is worth about $14 – $30+ at Marriott hotels, which is a significant return on your investment.

The average night cost for a stay at Marriott in North America is $198.66, making the value of points earned even more impressive.

If you use your Amex Marriott Bonvoy Business credit card, you can earn around 1,188 points per night, which is a great perk for frequent travelers.

75K Marriott points are worth about $525 – $1,125+ at Marriott hotels, making it a worthwhile goal to earn a large number of points.

With the Marriott Bonvoy Business credit card, you can earn hotel rewards that go a long way. You can redeem your welcome bonus for a two-bedroom villa in Orlando at Sabal Palms, where redemption rates start as low as 40,000 points per night.

Sabal Palms is a great option because it charges no resort fees, and the property is relatively close to Orlando's theme parks. This means you can enjoy a luxurious stay without breaking the bank.

As a Marriott Bonvoy Business cardholder, you can also leverage perks at airports, such as air travel benefits, which are detailed below.

The Medellín Marriott Hotel is a solid option for travelers who want to book an international getaway while stretching their points. Redemptions at this Category 4 property start at just 20,000 points per night.

If you're looking to earn hotel rewards, consider the Marriott Bonvoy Business credit card. With this card, you can earn rewards that can be redeemed for stays at Marriott properties.

Redemption rates for off-peak stays at Marriott's Sabal Palms in Orlando start as low as 40,000 points per night. That's a great deal for a two-bedroom villa.

Traveling can be a hassle, especially when it comes to navigating airports. The Marriott Bonvoy Business Credit Card offers airport rewards that can make your travel experience smoother.

As a cardholder, you can leverage perks like airport rewards to make your travel more enjoyable. With this card, you can earn points and rewards that can be redeemed for airport benefits.

Airport rewards can be used for things like free checked bags, priority boarding, and lounge access. These perks can save you time and stress when traveling.

The Marriott Bonvoy Business card offers airport rewards that can be used at airports worldwide. This means you can enjoy the same benefits no matter where your travels take you.

Airport rewards can make a big difference in your travel experience, and with the right credit card, you can enjoy these perks and more.

If you're a Marriott Bonvoy Business Amex cardholder, you're in luck because you can receive a statement credit every four years when you apply for Global Access or TSA Precheck security clearance.

The Global Access program has some great benefits, including access to expedited entry benefits in other countries and reduced wait times.

Here are some of the benefits of Global Entry, which is also available at major U.S. airports:

The credit fee for Global Access is $100 after four years, and for TSA Precheck, it's $85.

The Marriott Bonvoy Business American Express Card is a top contender in the Marriott business credit card space. It's no longer open to new applicants, but let's take a look at its benefits.

The card offers 6X points per dollar spent at Marriott Bonvoy hotels, 4X points per dollar spent on dining, and 2X points per dollar spent on all other purchases. That's a lot of points, especially when you consider the card's rewards redemption options.

With the Marriott Bonvoy Business American Express Card, you can earn 75,000 points for spending $3,000 in the first three months, plus a free night award after the first year anniversary and a free night for $60,000 annual spending. That's a significant bonus for frequent travelers.

Here's a comparison of the Marriott Bonvoy Business American Express Card and the Marriott Bonvoy Business Visa Credit Card:

The Marriott Bonvoy Business American Express Card has a higher annual fee, but its rewards program offers more bang for your buck with double the rewards and more.