
Manufacturers and Traders Bank offers a range of routing numbers for various purposes.
These routing numbers are used for different types of transactions, such as wire transfers and direct deposits.
The routing numbers for Manufacturers and Traders Bank are 071000039 for wire transfers and 071000039 for direct deposits.
This is important for individuals and businesses to know, especially when setting up automatic payments or transfers.
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What is a Routing Number?
A routing number is a 9-digit code used to identify a bank in a financial transaction.
Routing numbers were created by the American Banking Association (ABA) to ensure that funds from transactions, both from checks and electronic, arrive at the correct banks and accounts.
The most used routing numbers are the ABA routing numbers, which are used for various transactions between financial institutions.
Every bank has at least one unique routing number, although many banks will have more than one, depending on their size and number of branches.
ABA routing numbers are used for transactions like paying recurrent bills, reordering checks, and receiving tax refunds.
These numbers have been used since around 1910 to reduce error and improve communication between banks.
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Finding Your Routing Number
Finding your routing number can be a straightforward process, and it's essential for various financial transactions. You can find your routing number online by visiting the bank's website, logging into online banking, or checking your bank-issued check or bank statement.
If you're unable to find your routing number online, you can try looking it up on the official website of the Federal Reserve, known as Fedwire. The routing number is a 9-digit code that identifies your bank, and it's used to transfer money between banks.
To locate your routing number on a check, look at the lower left corner, where you'll find the first set of numbers. This is your routing number. The account number and check number are located nearby, but the routing number is the key code you need for most transactions.
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Finding Your Routing Number Online
Finding your routing number online is a relatively straightforward process. You can find your routing number on various websites and platforms.

The first place to check is the website that lists routing numbers for major US banks. This website has a comprehensive list of routing numbers for some of the biggest banks in the country.
Another option is to log into your online banking account to retrieve your routing number. This is a convenient way to access your routing number from the comfort of your own home.
You can also find your routing number on a bank-issued check or bank statement. This is a physical record that you can keep on hand for future reference.
If you're looking for a more official source, you can try looking up your routing number on the Federal Reserve's website. This is a reliable source of information that can help you verify your routing number.
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Routing Number on a Check
The routing number on a check can be found in the lower left corner, and it's the first set of numbers you see. This is your routing number, which is used to identify the bank that holds your account.
The routing number is followed by a character symbol and then your account number. The check number is usually the last set of numbers on your check.
Keep in mind that the routing number on business checks may be located in the middle of the lower part of the check, which is a bit different from personal checks.
M&T Bank Routing Number
M&T Bank has multiple routing numbers based on the state where you opened your account. There are three different routing numbers for M&T Bank.
If you're from Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, or Vermont, your M&T Bank routing number is 022000046. This is the same for Pennsylvania and Delaware, where the routing number is 031302955. If you're from Maryland, Virginia, West Virginia, or Washington, DC, your M&T Bank routing number is 052000113.
You can find your M&T Bank routing number by logging into online banking, checking your bank-issued check or bank statement, or looking it up on the official website of the Federal Reserve.
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Frequently Asked Questions
Which bank routing number is 022000046?
The routing number 022000046 is associated with M&T Bank in New York. It supports ACH and Wire transfers.
What bank is routing number 221172186?
The routing number 221172186 belongs to Peoples United Bank. For more information about banking services and account management, please visit our website.
What is the routing number 221272316?
The routing number 221272316 is associated with Manufacturers & Traders Trust Co in New York, supporting ACH transfers. This routing number facilitates electronic transactions for the company.
What is the routing number 031101279?
The routing number 031101279 is associated with THE BANCORP BANK in Delaware, supporting ACH transfers. This routing number facilitates electronic payments and transactions.
Sources
- https://wise.com/us/routing-number/211170347
- https://rtn.one/manufacturers--traders-trust-co/ny/221370632
- https://www.mtb.com/homepage/explore-the-m-and-t-bank-help-center/discover-top-banking-tasks/how-to-find-a-bank-account-routing-number
- https://www.riamoneytransfer.com/en-us/mt-bank-routing-number/
- https://www.moderntreasury.com/mt-bank-routing-numbers-and-swift-codes
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