
As a loss control consultant, my expertise lies in helping businesses identify and mitigate risks that could lead to costly losses. I've worked with clients in various industries, from manufacturing to healthcare.
A loss control consultant's primary goal is to assess and minimize risks, which can be achieved through on-site evaluations, policy reviews, and employee training. These services are often tailored to the specific needs of each business.
By identifying potential hazards and implementing corrective measures, businesses can reduce their risk exposure and lower their insurance premiums. This is a win-win situation for both the business and the insurance provider.
Loss control consultants like myself can also provide expert advice on compliance with regulatory requirements, such as OSHA standards and industry-specific regulations.
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What is a Loss Control Consultant?
A Loss Control Consultant is a professional who helps organizations identify and mitigate potential risks that could lead to financial losses. Their job is to assess and analyze the potential for losses, and then develop strategies to prevent or minimize them.
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Loss Control Consultants often work in industries where physical property is a significant asset, such as insurance, construction, and manufacturing. They may also work in industries with high-risk activities, like energy or transportation.
Their work involves identifying potential hazards and risks, such as fires, accidents, or natural disasters, and then developing plans to mitigate or prevent them. This can include conducting site visits, analyzing data, and implementing safety protocols.
Some common job titles for Loss Control Consultants include Loss Control Manager, Risk Control Consultant, and Chief Risk Officer. These professionals often have a background in a field such as engineering, safety, or risk management.
Here are some related job titles that may be of interest:
- Loss Control Manager jobs
- Risk Control Consultant jobs
- Chief Risk Officer jobs
Job Responsibilities
As a loss control consultant, your job responsibilities will be diverse and challenging. You'll be tasked with interpreting and mitigating risk in industrial and commercial settings.
Your primary goal will be to identify points of highest risk and provide cost-effective solutions to insurance companies. This may involve handling large amounts of information and working with multiple clients.
You'll be expected to be well-educated and highly certified, with designations such as OSHA, OHST, SMS, and LPC. Having exceptional communication skills and managerial experience will also be a major benefit.
Your work will involve creating and maintaining channels of communication with professionals within your network, and staying up-to-date on changes in the field. This may include areas such as workplace violence preparedness, cyber liability, and natural disaster planning.
Some of the specific areas you'll focus on include:
- Strains by lifting/pushing/pulling
- Ergonomics
- Training injuries
- Slips/trips/falls
- Cuts/punctures
Your role will also involve advising clients on how to reduce risk in traditional lines of business, and developing and delivering loss control programs for clients.
Services Offered
As a loss control consultant, you can expect a range of services to help your business reduce risks and exposures. Starr's Loss Control team supports clients with a team of experienced occupational safety and health professionals who are well-versed in energy workers' compensation, general liability, fleet and environmental requirements and best practices.
They offer specialist services in technical areas such as Machine Guarding, Industrial Hygiene, Public and Product Liability, Risk Transfer, Workplace Violence, and Business Continuity Consultations. Their consultants can also assist in a walk-through of your city buildings to make recommendations on ways to reduce potential property and liability exposures.
Some of the key services offered include accident investigation education, loss source focused supervisory forums, and safety metrics and accountability systems. These services are designed to help you better evaluate accident investigation and reporting processes, identify loss sources, and establish key performance indicators to hold managers and employees accountable for safety results.
Here are some of the specific services offered by Starr's Loss Control team:
Property Survey
Field consultants can assist in a walk-through of your city buildings to make recommendations on ways to reduce potential property and liability exposures. This includes areas such as fire safety, Life Safety Code, and general liability.
A property survey can help identify potential hazards and take steps to mitigate them. This can save you money and stress in the long run.
Field consultants can also provide suggestions to improve security, which is especially important for buildings that are vacant or abandoned. They can help you identify vulnerabilities and provide recommendations to address them.
The inspection checklist for vacant property is available for download, so you can see exactly what areas will be covered during a survey.
Safety Metrics & Accountability
At Starr Loss Control, we believe that safety metrics and accountability systems are crucial for preventing losses and ensuring a safe work environment.
We develop key prevention and post-loss key performance indicators (KPIs) to measure safety performance.
Formal performance appraisal processes are established to review and hold line management and employees accountable for safety results.
Our team can help define safety responsibilities in job descriptions to clearly outline expectations and promote a culture of safety accountability.
By establishing and reviewing formal performance appraisal processes, we can ensure that safety is a top priority for all employees and management.
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By Coverage Line

By Coverage Line, our services are designed to provide comprehensive support to cities and municipalities. We offer a range of solutions to help minimize losses and reduce liability.
For Workers' Compensation, our team provides safety program development and accountability, as well as behavior and safety culture assessments. We also offer industrial hygiene, ergonomics, and manual material handling resources to help prevent workplace injuries.
With Public Liability Exposure Awareness and Control Solutions, we help cities identify and mitigate risks associated with slips, trips, and falls. Our team also provides risk transfer and vendor qualification best practices to ensure compliance.
Our Fleet Safety Assistance includes exposure assessment, driver accountability programs, and decision driving training to reduce the risk of accidents on the road. We also offer DOT compliance program reviews and telematics to help cities stay on top of fleet safety.
Here's a breakdown of our services by coverage line:
Our team is dedicated to helping cities and municipalities reduce their risk and liability. By providing comprehensive support and expert guidance, we can help you create a safer and more efficient work environment.
Service Expectations
As you explore our services, you'll want to know what to expect from our team. A dedicated risk control consultant will meet with you to develop a service plan tailored to your organization's needs.
Our service plans are designed to be customized for each location, ensuring that our loss control consultants understand the specific needs of each site. This is achieved by creating servicing instructions that are shared with our consultants servicing those locations.
We'll work with you to identify areas for improvement and develop a plan to address them. This includes reviewing your policies and procedures to ensure they're up-to-date and effective.
Some of the key services you can expect from us include:
- Policy and Procedure Reviews
- Risk Assessments
- Risk Control Program Consulting
- Loss Trending and Analysis
- Customized Loss Source Focused Audits
- Supervisory Training Program Development and Delivery
- Self-Assessments
- Emerging Hazards Awareness and Consultations
- Benchmarking
- Advanced Technology
Our goal is to help you achieve your service goals, and our service plans are designed to help us get there. By working together, we can identify areas for improvement and develop a plan to address them, ultimately reducing your risk and improving your bottom line.
Specialized Services

As a loss control consultant, your specialized services can make a big difference in preventing workplace accidents and ensuring a safe working environment. Loss control consultants often provide services in technical areas such as Machine Guarding, Industrial Hygiene, and Public and Product Liability.
These services can include accident investigation, which helps customers evaluate the fact-finding process and ensure proper root cause analysis and corrective action accountability. This expertise is crucial in identifying and addressing potential hazards and preventing future accidents.
Some common services provided by loss control consultants include:
- Machine Guarding
- Industrial Hygiene
- Public and Product Liability
- Risk Transfer
- Workplace Violence
- Business Continuity Consultations
- Fall Protection
- Electrical, Crane and Aerial Lift Safety
- Excavation Safety
- Confined Space Entry
- Heat Stress
These services are designed to help reduce overall exposures, control losses, and positively impact performance, making them a valuable asset to any organization.
Field Consultant Services
Field consultants from LMCIT can provide on-site assistance to help minimize losses by identifying and evaluating potential risks. They can also help develop and implement control measures to reduce the chance of a loss.
Your dedicated risk control consultant can meet with you to develop a service plan for your organization, which will be shared with Starr loss control consultants servicing your locations. This plan will outline the specific services and objectives for each location.
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Field consultants can provide a range of services, including policy and procedure reviews, risk assessments, and risk control program consulting. They can also help with loss trending and analysis, customized loss source focused audits, and supervisory training program development and delivery.
Here are some of the specific services that field consultants can provide:
- Policy and Procedure Reviews
- Risk Assessments
- Risk Control Program Consulting
- Loss Trending and Analysis
- Customized Loss Source Focused Audits
- Supervisory Training Program Development and Delivery
- Self-Assessments
- Emerging Hazards Awareness and Consultations
- Benchmarking
- Advanced Technology
These services are designed to help identify and mitigate potential risks, and to develop effective loss control programs. By working with a dedicated risk control consultant, you can develop a comprehensive service plan that meets the unique needs of your organization.
Fleet Safety Assistance
Fleet Safety Assistance is a specialized service that can help you minimize losses and reduce exposures to your fleet and drivers. Field consultants can share best practices for fleet operations and maintenance of vehicles.
They can also provide resources to manage exposures and help you identify areas for improvement. By working with a loss control consultant, you can develop a comprehensive safety program that includes standard operating procedures, telematics and technology, driver qualification programs, policy enforcement, crash investigations, maintenance, and personal use exposures.

Evaluation programs focused on these areas can help you identify and address potential safety risks. Decision-based coaching programs that stress backing, hitting others in the rear, and sideswipe prevention techniques can also be provided.
Here are some key areas that a loss control consultant can help you with:
- Standard operating procedures
- Telematics and technology
- Driver qualification programs
- Policy enforcement
- Crash investigations
- Maintenance and personal use exposures
By working with a loss control consultant, you can reduce your fleet's exposure to risks and improve your overall safety performance. This can lead to cost savings and improved productivity.
Ergonomic Evaluations
Ergonomic Evaluations are crucial in assessing how materials are lifted, lowered, pushed, pulled, and carried to determine options to limit strain injuries to the lower back, shoulder, and other body parts.
These assessments can help identify areas where workers are at risk of musculoskeletal disorders, such as lifting heavy objects or performing repetitive tasks.
Assessing how materials are manipulated can reveal potential hazards and provide insights for designing safer work environments.
By observing and evaluating work activities, employers can identify opportunities to reduce the risk of musculoskeletal injuries and create a healthier work environment.
Consulting and Planning

A loss control consultant can help you develop a service plan for your organization, which will be implemented during the initial policy period. This plan will be tailored to your specific needs and will include servicing instructions for your locations around the country.
Your dedicated risk control consultant will work with you to create a customized plan that addresses your unique challenges and goals. They will also provide regular support and guidance to help you achieve your objectives.
Some of the key services that a loss control consultant can provide include policy and procedure reviews, risk assessments, and risk control program consulting. They can also help you with loss trending and analysis, customized loss source focused audits, and supervisory training program development and delivery.
Annual Visits
Annual visits are a valuable part of being an LMCIT member, and they're a great way to get personalized support and guidance.
Each member has an assigned loss control field consultant who will visit cities with a population over 700 annually. Cities with a smaller population can request a visit if needed.
During these visits, you'll review losses and discuss the current loss control initiative with your consultant. They'll also answer any questions you may have.
LMCIT has a new loss control initiative every year, and they'll provide resources related to each topic. Past initiatives have covered important topics like the Americans with Disabilities Act (ADA), workers' compensation, and employee wellbeing.
You can request additional visits or assistance on specific topics, such as fleet safety or ergonomics.
Analysis
A loss analysis is a crucial step in identifying trends and reducing employee injuries and losses. By reviewing workers’ compensation and property casualty claims, field consultants can help your city pinpoint areas for improvement.
Field consultants work closely with your city to analyze trends such as sprains and strains, slips, trips, and falls, auto accidents, and liability exposures. This helps guide efforts toward addressing common issues.
Loss analyses provide insight into trends by loss type, occupation, department, and location. This information is essential for developing a service strategy for initial loss control solution efforts.
Onsite fact-finding and verification are used to verify secondary causes of loss, leading to data-driven decision making. This ensures that any solutions implemented are based on accurate and reliable data.
Virtual

Virtual loss control is a game-changer for businesses looking to stay ahead of risk. With over 850 streaming options, Starr's Loss Control team offers critical training for managers and employees to learn workplace safety, hazard management, and avoidance.
You can access compliance training offerings, learning management systems, and even custom video production services to meet your specific needs. Customized loss source focused education is also available to help you tackle unique challenges.
Starr's Loss Control team views loss control as a continuous improvement process from a comprehensive business perspective, helping clients control costs, increase profits, meet regulatory requirements, and protect valuable assets. This approach is all about staying proactive and ahead of the curve.
Here are some of the key virtual loss control services offered by Starr:
- Over 850 streaming options for training managers and employees
- Compliance Training Offerings
- Learning Management System and Custom Video Production Services
- Customized Loss Source Focused Education
Examples and Resources
As a loss control consultant, you'll be working with clients to identify and mitigate potential risks. This can involve conducting onsite visits, analyzing data, and providing recommendations for improvement. You'll need to be able to work independently and effectively communicate with clients, underwriters, and agents.

In terms of education and experience, a bachelor's degree and at least 3 years of experience conducting insurance property and casualty risk assessments are typically required. Relevant certifications, such as CSP, ASP, or ARM, can be beneficial but are not always necessary.
Some common responsibilities of a loss control consultant include performing physical, virtual, and phone surveys, managing accounts, and providing value-added services to insurance carriers and brokers. You may also be responsible for maintaining internal status updates, communicating with clients, and meeting deadlines.
Here are some key skills and qualifications to consider:
- Bachelor's degree and at least 3 years of experience conducting insurance property and casualty risk assessments
- Relevant certifications, such as CSP, ASP, or ARM
- Knowledge of federal, state, and local safety standards, regulations, and codes
- Understanding of workers compensation, general liability, NYC labor law, property, and auto liability coverages
- Experience with construction, property, and casualty insurance, and various types of risk management exposures
- Excellent communication and time management skills
- Ability to travel within a reasonable territory
In terms of specific job requirements, some positions may call for 3-5 years of experience in safety, loss control, or a related field. You may also need to have experience working for or with a multi-line insurance carrier.
Compensation and Career
As a loss control consultant, you can expect a competitive salary, with median annual salaries ranging from $83,000 to over $150,000 depending on experience and location.
Loss control consultants often work as independent contractors or for insurance companies, which can provide flexibility and autonomy in their work.
Their work is typically project-based, with a high demand for services in industries such as construction, manufacturing, and healthcare, where risk management is crucial.
Training Opportunities

Training Opportunities are a great way to stay ahead of the game when it comes to workplace safety and compensation. Field consultants can provide tailored training to members, delivered in person or virtually.
Some popular trainings include Intro to LMCIT and Incident Investigation. These topics can help you understand the basics of workers' compensation and how to handle workplace incidents effectively.
Field consultants can also provide training on Workers' Compensation and Basic OSHA Recordkeeping. This training can help you understand the importance of accurate recordkeeping and how to navigate OSHA regulations.
If you're looking to set up a safety committee, field consultants can provide training on how to do so effectively. This can help you create a safe and healthy work environment.
Other popular trainings include Office Ergonomics Train the Trainer and Benefits of Return-to-Work Program and Mod Rates. These topics can help you understand how to prevent workplace injuries and manage workers' compensation claims.
Here are some specific training opportunities that field consultants can provide:
- Intro to LMCIT
- Incident Investigation
- Workers’ Compensation and Basic OSHA Recordkeeping
- Setting Up a Safety Committee
- Benefits of Return-to-Work Program and Mod Rates
- Office Ergonomics Train the Trainer
National Average Salary

The national average salary for a Loss Control Consultant in the US is a significant factor to consider when evaluating career opportunities. $85,900 is the average U.S. salary for a Loss Control Consultant.
Sources
- https://www.sterlingrisk.com/loss-control-consulting/
- https://www.4cornerresources.com/job-descriptions/loss-control-consultant/
- https://www.cinfin.com/careers/learn-more/loss-control
- https://www.linkedin.com/jobs/loss-control-consultant-jobs
- https://www.lmc.org/insurance-trust/loss-control/loss-control-consultant-services/
- https://starrcompanies.com/Client-Services/Safety-and-Loss-Control
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