Discover Lone Star National Bank Online and In Person

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Lone Star National Bank offers a range of online banking services, including mobile banking, online bill pay, and account management.

You can bank with Lone Star National Bank online 24/7, making it easy to take care of your finances from anywhere.

Their online banking platform is user-friendly and secure, giving you peace of mind when managing your accounts.

With over 50 locations in Texas, Lone Star National Bank also has a strong presence in local communities, providing in-person banking services and expert advice.

Additional reading: Defender Lone Star

Bank Information

Lone Star National Bank offers a range of services to meet the financial needs of its customers.

The bank provides online banking services, allowing users to access their accounts and conduct transactions from anywhere.

Lone Star National Bank has physical branches located throughout the state of Texas.

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Find Your Routing Number Online

Finding your routing number online is a breeze. You can start by checking the Lone Star National Bank routing number on their website. We've listed routing numbers for some of the biggest banks in the US, so you can easily find the one you need.

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To get your bank's routing number, you can also log into online banking. This is a quick and easy way to access your account information, including your routing number.

If you're not online banking, you can always check your bank-issued check or bank statement for your routing number. This is a common place to find this information.

The Federal Reserve also has a website where you can look up your routing number, known as Fedwire.

Consider reading: How Does a Bank Check Work

Financial Health

Lone Star National Bank has a very good Texas Ratio of 17.32%, indicating a small possibility of failure.

Having a low Texas Ratio is a good sign, as it means the bank has a healthy amount of capital to absorb potential losses.

Lone Star National Bank is also FDIC-insured, which means your money is insured (up to $250,000) even in the event of bank failure.

This gives you an added layer of security and peace of mind when banking with Lone Star National Bank.

Here are some key financial health indicators for Lone Star National Bank:

  • Assets: $2 billion
  • Deposits: $2 billion

History

The Bank of America Plaza at Dallas, Texas
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Lone Star National Bank started small with its first location opening in January 1983 in Pharr, Hidalgo County.

The bank began with a team of ten employees, providing retail banking and commercial banking services for small businesses.

In 1994, the bank expanded to the Rio Grande Valley with a banking center in McAllen, Texas.

This marked the beginning of the bank's growth in the region, with more locations opening in the years to come.

By 2000, the bank had opened its first location outside of Hidalgo County in Rio Grande City, Texas.

A year later, the bank opened a location in Brownsville, Texas, further expanding its presence in the region.

It wasn't until 2010 that the bank ventured outside of the Rio Grande Valley, opening its first office in San Antonio's Bexar County.

Three more centers were added in the following years, with one opening in 2011 and two in 2013.

Bank Services

Lone Star National Bank offers a wide range of services to meet the needs of its customers.

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You can open personal and savings accounts, as well as certificates of deposit (CDs), personal and mortgage loans, and VISA debit and credit cards. The bank also provides investment services for retail customers, including financial planning, mutual funds, education planning, 401(k)/profit sharing plans, and estate planning.

In addition to these services, the bank offers mobile banking through its app, available on iOS and Android devices, which allows you to manage your finances and reach customer service. The bank also provides alerts for identity theft and fraud, aimed at customers over the age of 50, and youth banking services.

The bank offers business services, including merchant services, cash management, remote deposits, a business partner program, and check ordering. It also has an international division for foreign customers.

Here are some of the bank's insurance services:

  • Homeowners insurance
  • Automobile insurance
  • Health insurance
  • Life insurance

The bank also offers free shredding of financial documents twice a year for both commercial and retail customers at its corporate office in Brownsville.

Services

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Lone Star National Bank offers a wide range of services to meet the needs of its customers. You can open personal and savings accounts, as well as apply for personal and mortgage loans. The bank also provides investment services, including financial planning, mutual funds, and 401(k)/profit sharing plans.

The bank's mobile app is available on iOS and Android devices, allowing you to manage your finances on the go. You can review current statements, transfer funds, and even reach customer service through the app.

In addition to these services, Lone Star National Bank offers a free shredding event twice a year, where customers can bring their financial documents to be securely shredded. This service is aimed at reducing identity theft and protecting customers' sensitive information.

The bank's small business services include merchant services, cash management, remote deposits, and a business partner program. They also offer youth banking services and identity theft alerts for customers over 50.

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Here are some of the specific services offered by Lone Star National Bank:

Lone Star National Bank also provides insurance services for both retail and commercial customers, including homeowners insurance, automobile insurance, health insurance, and life insurance.

Texas Homebuyer Assistance Program

Lone Star National Bank's HELP Program is a $20,000 down payment assistance program designed to alleviate the financial burdens faced by first-time homebuyers.

The program is available to residents across Texas, including cities like Houston, San Antonio, and McAllen.

Julian Alvarez, Executive Vice President for Community Relations at Lone Star National Bank, emphasizes the program's flexibility, stating, "The good thing about it is it's an incentive. We're very excited and humbled to roll this out."

To apply for the program, potential applicants can contact Lone Star National Bank directly at (956) 661-0899, where a team of seasoned mortgage professionals is ready to assist.

The program's outreach strategy has already generated significant interest, with Alvarez sharing, "We've already had heavy interest."

Fees

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Lone Star National Bank has extremely low fees compared to the national average.

With no monthly fee, banking with Lone Star National Bank is a stress-free experience. This makes it perfect for people who want a simple banking experience.

For those who will need cash in a pinch, Lone Star National Bank is ideal because it has no ATM fees.

Proudly Unveils Updated Website

Lone Star National Bank has proudly unveiled an updated website designed to offer a seamless user experience. The site is now mobile-friendly, making it easier to navigate on-the-go.

The new design features a refreshed color scheme and typography, giving it a cohesive look with the bank's brand. This attention to detail shows a commitment to consistency across all platforms.

Visitors to the site can stay informed on various topics, including promotions, company updates, accomplishments, events, and financial information. It's just one click away for useful and pertinent information.

The updated website is a significant improvement, and I'm sure customers will appreciate the effort put into making it more user-friendly.

Bank Reputation

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Lone Star National Bank has a strong reputation in the industry, with over 50 years of experience in providing banking services to its customers.

The bank has a long history of stability, having been founded in 1956 and remaining family-owned and operated for over 60 years.

Lone Star National Bank has received numerous awards and recognitions for its commitment to community development, including being named one of the "Best Banks to Work For" by the Houston Business Journal.

The bank has a strong focus on customer service, with a team of experienced bankers who are dedicated to providing personalized attention to each customer.

With over 50 branches across Texas, Lone Star National Bank has a significant presence in the state, making it a trusted and familiar name for many residents.

The bank's commitment to community development is evident in its involvement in local charitable organizations and events.

Frequently Asked Questions

Is Lone Star National Bank a good bank?

Lone Star National Bank is a top-performing community bank, ranking in the top 20th percentile nationwide among banks with assets between $3 billion to $10 billion. Its strong performance makes it a reputable banking option worth considering.

Who bought Lone Star bank?

Prosperity Bancshares, Inc. acquired Lone Star bank through a transaction that included issuing shares and paying cash. The deal was finalized after receiving regulatory approvals and shareholder consent.

How big is Lone Star National Bank?

Lone Star National Bank has 705 employees and holds $2,988,965k in total assets, serving its community since 1983. Learn more about the bank's size and impact on the Visbanking Report Portal.

Tasha Schumm

Junior Writer

Tasha Schumm is a skilled writer with a passion for simplifying complex topics. With a focus on corporate taxation, business taxes, and related subjects, Tasha has established herself as a knowledgeable and engaging voice in the industry. Her articles cover a range of topics, from in-depth explanations of corporate taxation in the United States to informative lists and definitions of key business terms.

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