Lockton Pilates Insurance Protects Instructors and Clients

As a Pilates instructor, you're not just teaching exercises, you're helping people heal and improve their lives. That's why it's essential to have the right insurance coverage to protect your business and clients.

Lockton Pilates insurance provides liability coverage to protect against accidents and injuries that may occur during classes. This coverage is essential for any Pilates studio or instructor.

In the event of a claim, Lockton Pilates insurance has a dedicated team to handle the process, ensuring that you receive the support you need to get back to teaching.

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Professional Liability is a must-have for Pilates instructors. No matter how diligent you are about teaching proper form and technique, lawsuits involving bodily injury or allegations of sexual harassment can still happen.

As a Pilates instructor, you're dedicated to building the health, fitness, skill, and confidence of your clients. But even a single claim, whether justified or not, can threaten your career and cost thousands of dollars.

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Professional Liability insurance can help protect against client claims. Lockton Affinity Fitness offers comprehensive, affordable insurance that can be purchased online in just a few minutes.

Here are some key details about the coverage:

You can get a quote, apply, and buy a policy online in just a few minutes. Your coverage begins the day after you apply, or you can choose an effective date in the future to fit your needs.

It's worth noting that most Pilates instructors work as independent contractors, but even if you're an employee at a studio, it's still a good idea to have your own professional liability coverage.

As a Pilates instructor, you're likely no stranger to the importance of protecting yourself and your career. You may be covered under an employer's Professional Liability policy, but that policy likely excludes coverage if you're personally named in a lawsuit.

A single claim can cost thousands of dollars and interrupt your ability to continue working, even if you're acquitted of any wrongdoing. This is why having your own Professional Liability insurance policy is crucial.

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Most Pilates instructors work as independent contractors, but even if you're an employee at a studio, it's still prudent to have your own professional liability coverage.

Having your own insurance policy provides protection you can count on, and it's portable, so it covers you wherever you work. This means you can teach at different studios or facilities without worrying about being left uncovered.

Any studio should have a liability waiver that clients sign before taking a session, but these waivers only go so far. You need to protect yourself in case an accident happens.

You should do your own research in choosing your insurance coverage, but it's worth noting that having a Pilates certification can make a big difference in your coverage. In the strict sense, the certificate of completion you received from your Pilates program is not a certification at all.

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As a Pilates instructor, you're aware of the importance of implementing safe and effective programs to build your clients' health and fitness. Unfortunately, lawsuits can happen at any time, even if you're diligent about teaching proper form and technique.

Professional Liability insurance can help protect against client claims, and Lockton Affinity Fitness offers comprehensive and affordable coverage that can be purchased online in just a few minutes.

Damages and claim expenses, attorney fees, and court costs are all covered under Lockton's Professional Liability insurance for Pilates instructors. Additionally, loss of earnings up to $500 per day due to trial attendance or licensing board investigations is also covered.

To minimize the risk of client claims, providing extra supervision for clients using equipment, especially if they're new, is a good idea. This can help prevent injuries and reduce the likelihood of lawsuits.

Here are some key coverage details to consider:

By understanding the importance of Professional Liability insurance and taking steps to minimize risk, you can protect your career and provide the best possible service to your clients.

As a Pilates instructor, you're likely no stranger to the importance of protecting yourself and your business. You may be covered under an employer's Professional Liability policy, but that policy likely excludes coverage if you're personally named in a lawsuit.

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A single claim can cost thousands of dollars and interrupt your ability to continue working, even if you're acquitted of any wrongdoing. You should have your own Professional Liability insurance policy from Lockton Affinity Fitness to provide protection you can count on.

Most Pilates instructors work as independent contractors, but even if you're an employee at a studio, it's still prudent to have your own professional liability coverage. Plus, it's easy and fairly cheap.

You should do your own research in choosing your insurance coverage, and consider the type of coverage that's right for you and your business. A lawsuit could be the end of your career and cause years and years of financial problems.

Lockton Affinity Insurance is a great option for Pilates instructors looking for comprehensive coverage. Lockton provides claims management, claims cost containment, risk control, and risk management services.

Their insurance programs include workers' compensation, directors and officers liability, umbrella coverage, personal and commercial auto, homeowners insurance, health plans, and other specialty coverages. This means Pilates instructors can choose from a wide range of coverage options to suit their needs.

Lockton offers a Fitness Professional Insurance Program specifically designed for personal fitness trainers, including yoga and Pilates instructors. The program provides claims-made coverage for professional fitness services.

Each customizable program offers professional liability limits that vary depending on the size and span of the practice, ranging from $250,000 per claim and $500,000 annual aggregate to $2 million per claim and $4 million annual aggregate. This gives Pilates instructors peace of mind knowing they're protected in case of a claim.

Members of certain professional associations, such as the Pilates Method Alliance (PMA) and the American Pilates Instructors Organization (APIO), receive discounted rates on Lockton insurance. For example, PMA members can get an annual rate as low as $159.

Discover more: Help with Insurance Claim