Live Oak Bank Stock Market Insights and Data

Live Oak Bank has been listed on the NASDAQ stock exchange since 2021, under the ticker symbol LOB.

The bank's stock price has fluctuated over time, with a 52-week high of $24.58 and a 52-week low of $16.45.

Live Oak Bank's market capitalization is approximately $2.5 billion, making it a significant player in the financial sector.

The bank's stock has shown a moderate level of volatility, with a beta of 0.93, indicating a relatively stable performance compared to the broader market.

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Live Oak Bank's financial data reveals a mixed picture. Sales per share have been increasing over the years, reaching $20.60 in 2024, up from $7.31 in 2018.

The company's revenue has also been growing, reaching $402.94 million in 2024, a 3.04% increase from the previous year. Earnings were $77.47 million, a 4.84% increase.

The P/E ratio has fluctuated over the years, ranging from 7.70 in 2022 to 23.40 in 2024. The dividend yield has been relatively stable, ranging from 0.14% in 2021 to 0.30% in 2024.

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Here's a breakdown of the company's financial data:

The company's equity ratio has been around 7-8% over the years, while the debt ratio has been around 91-92%. The dividend yield has been relatively stable, ranging from 0.14% in 2021 to 0.30% in 2024.

Live Oak Bancshares estimates its revenue to be $571 million in 2025 and $673 million in 2026, with an average estimate of $0.383 USD in the current quarter and $0.560 USD in the next quarter.

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Live Oak Bancshares' financial performance has been a mixed bag in recent quarters. The company's diluted EPS (TTM) is 1.69, indicating a relatively stable earnings per share.

Revenue growth has been a concern, with a year-over-year decline of 18.6%. This is a significant drop, and it's likely to impact the company's overall financial health.

The bank's profit margin is a respectable 20.6%, which suggests that it's still able to maintain some level of profitability despite the challenges.

Here's a summary of the company's recent performance:

Live Oak Bancshares has shown a strong financial performance in 2024, with revenue increasing by 3.04% to $402.94 million compared to the previous year.

Their earnings were $77.47 million, a 4.84% increase from the previous year. This growth indicates a positive trend in the company's financial health.

In the fourth quarter of 2020, Live Oak Bancshares announced its financial results on January 27, 2021, after market close. The company's diluted EPS (TTM) was 1.69.

Their revenue growth year-over-year (YOY) was -18.6%, and earnings growth YOY was -68.2%. This suggests a decline in revenue and earnings compared to the previous year.

The company's profit margin was 20.6%, indicating a relatively stable profitability level.

Here is a summary of Live Oak Bancshares' financial performance in 2024:

In conclusion, Live Oak Bancshares' financial performance in 2024 shows a mixed trend, with revenue growth and earnings growth declining compared to the previous year. However, their profit margin remains relatively stable.

Analysts are optimistic about LOB stock, with an average rating of "Buy" from 6 experts.

The 12-month stock price forecast is a significant $45.17, representing a substantial 31.46% increase from the latest price.

Live Oak Ventures, the investment arm of Live Oak Bancshares, Inc., has been actively participating in financing various companies, including Synply Inc., a cloud-based technology company.

Live Oak Bank has also announced its first embedded banking partnership with Anatomy Financial Inc., an AI-powered financial automation solution for medical, dental, and veterinary practices.

Live Oak Ventures has invested in Anatomy Financial, an AI-powered financial automation solution that's likely to benefit from this partnership with Live Oak Bank.

Stiegler EdTech's Varsity Esports & STEM League (VESL) is expanding to Eastern North Carolina, which could potentially attract new customers to Live Oak Bank's services.

Live Oak Ventures has also invested in Sunbound Inc., a provider of automated financial solutions for seniors and their families, demonstrating the bank's focus on innovative financial products.

Live Oak Ventures' investments in companies like Synply Inc. and Sunbound Inc. suggest a strategic effort to stay ahead of the curve in the financial technology industry.

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Live Oak Bank's leadership is led by Chairman and CEO, Eric Beck. He has been instrumental in shaping the bank's vision and strategy.

With over 25 years of experience in the banking industry, Eric Beck brings a wealth of knowledge to the table. He has a proven track record of innovation and growth.

Under Eric's leadership, Live Oak Bank has experienced rapid expansion and has become one of the largest online banks in the country.

Dr. Tonya Bradford was appointed to Live Oak Bancshares' board of directors in September 2020.

Dr. Bradford's extensive experience in executive roles across various industries brings a wealth of knowledge to the bank.

She is an associate professor at the University of California at Irvine, where she has likely honed her skills in strategic thinking and leadership.

Dr. Bradford's academic background in marketing is expected to provide valuable insights as Live Oak continues to transform banking.

Chairman and CEO James S. Mahan, III, expressed confidence in her expertise, believing it will enhance the bank's mission to support small businesses.

Dr. Bradford's management experience is likely to be an asset to the bank as it navigates the complexities of the industry.

For more insights, see: Where Does She Lives or Live?

Jordan Blanchard has been appointed president of the National Rural Lenders’ Roundtable. He will maintain his role at Live Oak Bank.

Jordan Blanchard's leadership at Live Oak Bank has led the bank in becoming the USDA's largest energy lender. This achievement is a significant milestone, closing over $1 billion in energy loans.

The National Rural Lenders’ Roundtable aims to enhance the lives of rural Americans by fostering job creation and supporting small businesses. This mission is crucial for rural development.

Blanchard's appointment is expected to bolster access to capital for rural development and champion essential USDA programs.

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