List of Banks in Romania with Market Share and Ownership

Romania has a thriving banking sector, with numerous banks operating in the country. The top banks in Romania have a significant market share.

The market share of the top banks in Romania is dominated by three major players: Banca Transilvania, BRD - Groupe Societe Generale, and Raiffeisen Bank. Banca Transilvania has the largest market share, followed closely by BRD - Groupe Societe Generale.

Banca Transilvania is a privately-owned bank, while BRD - Groupe Societe Generale is owned by the French banking group Societe Generale. Raiffeisen Bank, on the other hand, is part of the Austrian Raiffeisen banking group.

Romania has a well-established banking system, with several major banks operating in the country. Banca Comerciala Romana (BCR) is one of the biggest banks in Romania, with assets totaling RON 70.93 billion and revenue of around RON 2.24 billion per year.

BCR has a strong presence in retail banking, with 551 retail branches and 22 corporate branches across the country. They also offer investment banking services, making them a one-stop-shop for financial needs.

Some of the most popular banks in Romania include Banca Comerciala Romana (BCR), BRD - Groupe Société Générale, Raiffeisen Bank Romania, and more. These banks offer a wide range of financial services, including corporate lending, international trade financing, and wealth management.

Here's a list of the 9 systematically important banks in Romania, as identified by the National Committee of Macroprudential Oversight:

Romania has a well-established banking system, with several popular institutions offering a wide range of financial services.

The most popular banks in Romania include Banca Comerciala Romana (BCR), BRD - Groupe Societe Generale, and Raiffeisen Bank Romania. These banks have a strong digital presence and secure platforms, ensuring smooth transactions.

Banca Comerciala Romana (BCR) and BRD - Groupe Societe Generale have their operational headquarters in Bucharest, while Banca Transilvania is based in Cluj-Napoca.

Here are the top 3 popular banks in Romania:

These banks offer personalized solutions for various industries, including corporate lending, international trade financing, and wealth management.

Romania has a well-developed banking system with a wide range of options for both individuals and businesses. Banca Comerciala Romana (BCR) is one of the biggest retail banks in Romania and is part of the Erste Group.

BCR offers a low-to-zero fee online George account, available in Euros or Romanian LEI, with options to upgrade to Standard, Gold, or Premium. The Gold and Premium options come with added benefits like travel insurance and airport business lounge access.

Banca Comerciala Romana has a strong presence in Romania, with 551 retail branches and 22 corporate branches, as well as mobile branches to reach remote areas. The bank's assets total RON 70.93 billion, with revenue of RON 2.24 billion per year.

UniCredit Bank Romania offers a range of financial services for private individuals, including borrowing options, accounts, debit cards, and investment opportunities. The bank also provides comprehensive insurance products and advanced digital banking solutions like mobile and online banking.

The largest banks in Romania include Banca Comerciala Romana (BCR), BRD - Groupe Societe Generale, Raiffeisen Bank Romania, and more. These banks provide a wide range of financial services for both businesses and individuals.

Here are the top 3 popular banks in Romania, featuring some of the biggest and most popular Romanian banks that serve retail customers:

Banca Transilvania is the largest bank in Romania by market share, with a range of current accounts, savings, and investment products, loans, and mortgages. The bank has a specific pathway for international customers looking to open an account.

Alpha Bank Romania is one of the newer banks on the list, having started in 1994, but is backed by Alpha Bank Group, the largest financial group in Greece. The bank has assets of RON 14.73 billion and revenue of 486.64 million.

Banca Transilvania has a zero-fee, online-only account called the BT account, which comes with a physical and digital card, and is free to use at BT ATMs.

Raiffeisen Bank offers secure online banking access through its Raiffeisen Online platform, allowing users to manage their accounts and perform transactions. This platform provides a convenient way to stay on top of your finances from the comfort of your own home.

The bank also provides mobile banking applications for both iPhone and Android devices, ensuring that customers can access their accounts on the go. This means you can check your balance, transfer funds, or pay bills from anywhere, at any time.

You can find information on account protection from fraud, which is a great resource for anyone looking to safeguard their accounts. This is especially important in today's digital age, where cyber threats are becoming increasingly common.

Here are some of the key services offered by Raiffeisen Bank:

The Banking System in Romania is quite interesting. The central bank, known as Banca Națională a României, is one of the oldest in the world, formed in 1880.

It's located in Bucharest, and it plays a crucial role in setting monetary policy, issuing currency, and managing exchange rates. The central government also has a say in regulating these banks.

There are surprisingly many banking operations in Romania, considering its small economy. About 77% of the assets for banks in Romania come from foreign capital, which is a decrease from 90% just a few years back.

Here's a breakdown of the types of banks in Romania:

This diversity of banks suggests a more stable banking system, which is a positive trend for Romania.

Romania has a diverse banking system with numerous branches spread across the country.

Banca Transilvania, one of the largest banks in Romania, has over 600 branches nationwide, making it easily accessible to customers.

The bank's extensive network allows it to serve a wide range of customers, from individuals to businesses.

Raiffeisen Bank has a significant presence in Romania, with over 1,000 branches across the country.

This widespread network enables the bank to cater to the financial needs of its customers in various regions.

UniCredit Bank, another major bank in Romania, has around 200 branches across the country.

The bank's branches are strategically located to provide convenient banking services to its customers.

Bancpost, a state-owned bank, has a significant number of branches in rural areas, making it an essential banking service provider for these communities.

The banking system in Romania is made up of a mix of state-owned and foreign-owned banks. Two banks have capital held by the state of Romania, while the majority of banks, including 22 banks, derive most of their capital from foreign countries. This is a significant shift from a few years back when 90% of the assets held by Romanian banks were foreign capital.

The state-owned banks are a significant part of the banking system in Romania. A total of 77% of the assets for banks in Romania actually come from foreign capital. This decrease in foreign capital ownership is a positive sign for the stability of the Romanian banking system.

Here's a breakdown of the different types of banks in Romania:

Group Societe Generale is a significant player in the Romanian banking scene. It's part of the French-based Societe Generale group. The bank was formed in 1990, but unlike BCR, it didn't start from scratch - it was actually created by purchasing the assets and liabilities of Banca de Investitii.

BRD, as it's known, has a large network of retail outlets, with 870 across the country serving 2.2 million customers. This is a testament to its widespread presence in Romania.

The bank's revenue is relatively low, at RON 1.86 billion in 2017, but this can be attributed to its rapid expansion plans, which tie up a lot of cash and reduce profit margins.

BRD is a universal bank, offering a wide range of financial services to its customers.

Incorporated in the United States, banks can take on various forms of ownership, including public and private ownership.

Publicly traded banks are owned by shareholders who buy and sell their shares on the open market. This type of ownership structure is common in the US, with many large banks listed on the New York Stock Exchange.

Private banks, on the other hand, are owned by a small group of individuals or companies, often with a focus on providing personalized service and exclusive banking options.

In the US, banks must be chartered and regulated by the Office of the Comptroller of the Currency (OCC) to operate as a national bank.

In Romania, domestically-owned banks play a significant role in the banking system.

The National Bank of Romania has a strong influence on these banks, which are responsible for setting monetary policy and issuing currency.

Domestically-owned banks in Romania have a significant presence, with several notable players in the market.

Here are some examples of universally-owned banks in Romania:

Banking in Romania is dominated by a few large players. Banca Transilvania holds the top spot with a market share of 20.15% as of 2023.

The bank has managed to maintain a strong position in the market, with its market share steadily increasing over the years. In 2016, Banca Transilvania's market share was 12.60%, but it has since grown by 7.55%.

Here is a list of the top 5 banks in Romania by market share in 2023:

These banks have a significant presence in the Romanian market and are likely to continue playing a major role in the country's banking sector.

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The top banks in Romania have a significant market share, with some of them having their operational headquarters in Bucharest.

BCR, or Banca Comerciala Romana, is one of the biggest banks in Romania, with its operational HQ in Bucharest.

The operational HQ of BRD, or Group Societe Generale, is also located in Bucharest.

In contrast, Banca Transilvania has its operational HQ in Cluj-Napoca.

Here are the top 6 banks in Romania, featuring some of the biggest and most popular Romanian banks:

The market share of banks in Romania has been dominated by a few major players. Banca Transilvania held the top spot with a market share of 20.15% in 2023.

Over the years, Banca Transilvania has consistently held a significant market share, with a peak of 19.55% in 2021. This can be attributed to its strategic acquisitions, such as Banca Post in 2018 and Volksbank Group's Romanian subsidiary in 2015.

The second-largest bank in Romania is Banca Comercială Română, with a market share of 13.44% in 2023. This bank has maintained a steady market share over the years, with a slight dip in 2022.

Here's a breakdown of the top 5 banks in Romania by market share in 2023:

These five banks have maintained a significant presence in the Romanian market, with some experiencing slight fluctuations in market share over the years.