
Kyrgyzstan has a relatively small but growing banking sector, with a total of 16 licensed banks operating in the country.
The largest bank in Kyrgyzstan is JSC Commercial Bank "Halyk Bank" of Kyrgyzstan, which has assets of over 100 billion KGS and operates over 100 branches.
Many of Kyrgyzstan's banks are state-owned, including the National Bank of the Kyrgyz Republic, which is the country's central bank.
The banking sector in Kyrgyzstan is still developing, with many banks offering limited services and products compared to those in more developed countries.
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National Bank of Kyrgyz Republic
The National Bank of Kyrgyz Republic is the central bank of Kyrgyzstan.
It's located in Bishkek, the country's capital city.
The bank's main goal is to keep prices stable by implementing effective monetary policies.
The National Bank of Kyrgyz Republic manages the country's monetary reserves.
Regulating interest rates is another important responsibility of the bank.
The bank also provides oversight for the financial system in Kyrgyzstan.
This means it keeps an eye on all the financial institutions in the country to ensure they're operating fairly and safely.
The National Bank of Kyrgyz Republic has several branches throughout the country, making it easily accessible to citizens.
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Commercial Banks
In Kyrgyzstan, there are several commercial banks that offer a range of services to individuals and businesses. Optima Bank and ATM is one such bank, providing deposits, loans, and credit cards to its customers.
The following commercial banks operate in Kyrgyzstan:
Optima Bank has been in operation for 32 years and has a stable reputation in the country.
Bank Types
In Kyrgyzstan, you'll find a mix of local and international banks offering a range of services.
The National Bank of the Kyrgyz Republic is the central bank, responsible for regulating and supervising the banking sector.
Commercial banks like Osh Industrial Commercial Bank and Temirbank offer a variety of financial services to individuals and businesses.
State-owned banks like State Savings Bank of the Kyrgyz Republic provide deposit services and loans to the public.
Private banks like Eurasia Bank and Altyn Bank offer a range of banking services, including credit cards and online banking.
Microfinance banks like Microfinance Bank of the Kyrgyz Republic provide small loans to individuals and businesses.
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Bank Status
The banking system in Kyrgyzstan is a mix of state-owned and private banks.
The Central Bank of the Kyrgyz Republic is the country's central bank, responsible for regulating and supervising the banking system.
There are 16 commercial banks operating in Kyrgyzstan, with the largest being Oshbank and Halyk Bank.
The banking system in Kyrgyzstan is relatively underdeveloped compared to other countries in the region.
The country has a number of international banks with a presence, including Sberbank and Kaspi Bank.
Many banks in Kyrgyzstan offer a range of services, including mobile banking and online banking.
The banking system in Kyrgyzstan is still developing and faces challenges such as corruption and lack of infrastructure.
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Bank Lists
In Kyrgyzstan, you'll find a range of banks to choose from, offering various services and benefits.
The National Bank of Kyrgyzstan is the central bank of the country, responsible for regulating the banking system.
Some of the notable banks in Kyrgyzstan include Oshbank, Bishkek branch, and the Central Bank of Kyrgyzstan's own branches.
List of 33 Banks

Here's a list of 33 banks from around the world, each with its own unique features and offerings.
JPMorgan Chase is one of the largest banks in the US, with over 5,000 branches worldwide.
Bank of America has a significant presence in the US, with over 4,000 branches across the country.
Wells Fargo is another large bank in the US, with a long history dating back to 1852.
HSBC is a global bank with operations in over 80 countries.
Citibank is a major bank in the US and has a significant presence in Asia.
Bank of China is one of the largest banks in China, with over 14,000 branches nationwide.
Industrial and Commercial Bank of China (ICBC) is another major bank in China, with a history dating back to 1984.
China Construction Bank has a significant presence in China, with over 14,000 branches nationwide.
Agricultural Bank of China is one of the largest banks in China, with a history dating back to 1954.
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Morgan Stanley is a global investment bank with operations in over 40 countries.
Goldman Sachs is another global investment bank, with a history dating back to 1869.
Barclays is a global bank with operations in over 40 countries.
Royal Bank of Scotland (RBS) is a major bank in the UK, with a history dating back to 1727.
HSBC's global operations make it one of the largest banks in the world.
Deutsche Bank is a major bank in Germany, with a history dating back to 1870.
UBS is a global bank with operations in over 50 countries.
Credit Suisse is a major bank in Switzerland, with a history dating back to 1856.
Standard Chartered is a global bank with operations in over 70 countries.
Banco Santander is a major bank in Spain, with a history dating back to 1857.
Societe Generale is a major bank in France, with a history dating back to 1864.
BNP Paribas is a major bank in France, with a history dating back to 1848.
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Crédit Agricole is a major bank in France, with a history dating back to 1885.
Crédit Mutuel is a major bank in France, with a history dating back to 1882.
Societe Generale is a major bank in France, with a history dating back to 1864.
Barclays is a global bank with operations in over 40 countries.
The Bank of Tokyo-Mitsubishi UFJ is a major bank in Japan, with a history dating back to 1880.
Mitsubishi UFJ Financial Group is a major bank in Japan, with a history dating back to 2005.
Sumitomo Mitsui Financial Group is a major bank in Japan, with a history dating back to 2002.
Daiwa Securities is a major bank in Japan, with a history dating back to 1943.
Mizuho Financial Group is a major bank in Japan, with a history dating back to 2001.
The Bank of New York Mellon is a major bank in the US, with a history dating back to 1784.
State Street Corporation is a major bank in the US, with a history dating back to 1792.
Goldman Sachs is a global investment bank with operations in over 40 countries.
HSBC's global operations make it one of the largest banks in the world.
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Optima Bank

Optima Bank is a trustworthy and stable financial institution with branches across Kyrgyzstan. It has been in operation for 32 years. You can open an account at one of their branches or through their mobile app. Account maintenance can also be done through the mobile app. To obtain a payment card, visit any branch, present your passport, and fill out the application form. The bank issues VISA debit cards for individuals.
Local Banks
Local banks play a vital role in the financial system of Kyrgyzstan. Optima Bank and ATM is a commercial bank that operates in Kyrgyzstan, providing a wide range of banking services.
Aiyl Bank, a private joint-stock company, has 37 branches across the country. Its head office is located in Bishkek, at #14, Logvinenko str. You can visit their website at https://www.ab.kg/en/.
BAKAI BANK, another private joint-stock company, has 23 branches in Bishkek. Their head office is located at #77, Isanov str.
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Here's a list of local banks in Kyrgyzstan:
Bank Services
Bank Services in Kyrgyzstan are quite versatile, offering a range of services that cater to individual and business needs.
You can open a current account with banks like Oshbank, Bishkek City Bank, and Kyrgyzstan Development Bank, which is a great option for managing daily finances.
The interest rates on deposits vary from bank to bank, with some offering as high as 7% APY, as seen in the case of Oshbank.
For businesses, banks like Eurasian Bank and Eurasia Bank offer corporate accounts with advanced features and competitive interest rates.
Many banks in Kyrgyzstan provide online banking services, making it easy to manage your finances from anywhere.
The minimum balance requirements for different types of accounts also vary, so it's essential to choose a bank that suits your financial needs.
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Frequently Asked Questions
How many banks are there in Kyrgyzstan?
As of September 30, 2024, there are 21 commercial banks operating in the Kyrgyz Republic. These banks have a total of 305 branches across the country.
Can foreigners open Bank account in Kyrgyzstan?
Yes, foreigners can open a bank account in Kyrgyzstan, with 23 commercial banks offering account services for both residents and non-residents. For more information on specific banks and their services, click here.
What is the name of the Bank in Bishkek?
The National Bank of the Kyrgyz Republic is located in Bishkek. Its address is 54a, Togolok Moldo str.
Sources
- https://www.bankingultra.com/list-of-banks-in-kyrgyzstan/
- https://en.wikipedia.org/wiki/List_of_banks_in_Kyrgyzstan
- https://bincheck.io/kg
- https://weproject.media/en/articles/detail/exploring-banking-options-in-kyrgyzstan-discover-the-best-bank-for-you/
- http://www.k-a.kg/eng/opening-non-resident-bank-account-kyrgyz-republic
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