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The Landwirtschaftliche Rentenbank is a key player in supporting agriculture and rural development in Germany. It provides financial support to farmers and rural communities through various programs.
One of the main goals of the Landwirtschaftliche Rentenbank is to promote sustainable agriculture and rural development. This is achieved through targeted funding and advisory services.
Farmers and rural businesses can benefit from favorable loan conditions and subsidies offered by the Landwirtschaftliche Rentenbank. This helps them invest in modern technology and expand their operations.
By supporting agriculture and rural development, the Landwirtschaftliche Rentenbank contributes to a stable food supply and job creation in rural areas.
What We Offer
We offer zinsgünstige Förderkredite to support investments in modern technologies, machines, and facilities for a strong, efficient, and sustainable agriculture.
Investing in modern technologies is the foundation of a successful agricultural industry, and our refinancing options can help make it more affordable.
The Landwirtschaftliche Rentenbank is the German funding bank for agriculture and rural areas, providing program loans through cooperating banks in the region.
Program loans can be obtained through your local bank, with DLL handling the application and processing of the financing on your behalf.
Wer und Was Wird Gefördert?
The Landwirtschaftliche Rentenbank (LRB) is a financial institution that provides funding to specific industries and projects.
The LRB offers financing to production companies in the agricultural and forestry sectors, as well as manufacturers of agricultural production equipment and trade and service companies closely related to agriculture.
Agricultural production companies can use the LRB's financing offers to purchase tractors, for example.
The LRB's financing programs are designed to support sustainable investments, including renewable energy and innovation.
The programs can be used for investments and projects in Germany.
Here's a breakdown of the eligible industries and programs:
Eligible investments include precision farming equipment, machines for environmentally friendly land use, and photovoltaic systems.
How It Works
So, you're wondering how the Landwirtschaftliche Rentenbank (LRB) funding works? It's actually quite straightforward. DLL takes care of the entire process, from applying to finalizing the financing, all thanks to the Hausbankprinzip.
Here's a step-by-step breakdown of what happens:
- Get all necessary documents and information ready.
- Sign a loan agreement with DLL for an LRB program loan.
- DLL submits the financing application to the LRB, with the agreed-upon amount and interest rates fixed.
- The LRB fixes the conditions, which happens when DLL requests refinancing at least five months before delivery.
- The start date of the financing, rate, repayment start, payment method, and loan term are all set.
- And that's it! The LRB funding can begin.
One thing to keep in mind is that each borrower pays an individual interest rate, which is determined by their financial situation and credit security.
Offene Fördertöpfe
The Rentenbank is offering help to farmers who are struggling due to the outbreak of the Maul- and Klauenseuche. This is a big deal, especially during a time when farmers are already facing a tough situation.
The Rentenbank is stepping in to provide support. This is a great example of how organizations can come together to help those in need.
Agrarförderung is another area where funding is available. This can be a huge help to farmers who are looking to expand their operations or invest in new equipment.
Here are some specific areas where funding is available:
- Agrarförderung
- Einkommen landwirte
- Rentenbank
Farmers who are struggling to make ends meet may be eligible for financial assistance. This can be a huge weight off their shoulders, allowing them to focus on what they do best: farming.
So Funktioniert Die LRB-Förderung
DLL übernimmt die Beantragung und Abwicklung der Finanzierung über einen Rentenbank-Programmkredit. Die erforderlichen Informationen und Unterlagen liegen vor, bevor der Darlehensvertrag mit DLL geschlossen wird.
Ein Darlehensvertrag mit DLL für einen LRB-Programmkredit wird geschlossen, nachdem alle erforderlichen Informationen und Unterlagen vorliegen. DLL beantragt dann bei der Rentenbank die vereinbarte Finanzierung.
Die Fixierung der Konditionen erfolgt mit Beantragung der Refinanzierung seitens DLL bei der LRB. Benötigt werden: Rentenbank-Formulare, unterzeichneter Darlehensvertrag, Auftragsbestätigung oder Liefertermin, Zusatzdokument, Ausweisdokumente und ggf. GbR-Vertrag.
Der Starttermin der Finanzierung, Rate, Tilgungsbeginn, Zahlweise und Laufzeit werden festgeschrieben. Die LRB-Förderung kann beginnen!
Jeder Kreditnehmer zahlt einen individuellen Zinssatz, der durch die wirtschaftliche Situation (Bonität) des Kunden und die Kreditsicherheiten bestimmt wird. Die Hausbank stuft den Kunden in eine Bonitäts- und Besicherungsklasse ein, was die Preisklasse des Kunden ergibt.
Wird die in der Finanzierungszusage genannte Darlehensabrufzeit überschritten, stellt die LRB eine Bereitstellungsprovision (1,8 Prozent des Finanzierungsbetrages pro Jahr) in Rechnung.
Funding
Rentenbank primarily funds its promotional business through loans and the issuance of securities in the international capital markets. This approach allows the bank to access a wide range of funding sources.
The bank's most important funding instruments include the Euro Medium Term Note (EMTN) programme, the Euro Commercial Paper (ECP) programme, and global bonds registered with SEC. These instruments are crucial for Rentenbank's financial stability.
Rentenbank's issues are mostly denominated in US dollars and euros. This diversification helps the bank manage currency risks.
The three major rating agencies have assigned their highest ratings (AAA and Aaa) to Rentenbank's long-term obligations. This demonstrates the bank's strong creditworthiness and ability to meet its financial commitments.
Here are some key facts about Rentenbank's funding:
- Funding primarily through loans and securities
- EMTN, ECP, and global bonds are key funding instruments
- Denominations mostly in US dollars and euros
- AAA and Aaa ratings from major rating agencies
Sources
- https://www.dllgroup.com/de/de-de/Branchen/Landwirtschaft/Rentenbank
- https://verwaltungsportal.hessen.de/leistung
- https://www.landundforst.de/politik/geld-investitionsprogramm-rentenbank-bearbeitet-antraege-570738
- https://en.wikipedia.org/wiki/Landwirtschaftliche_Rentenbank
- https://de.wikipedia.org/wiki/Landwirtschaftliche_Rentenbank
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