
L&T Mutual Fund is a well-established player in the Indian mutual fund industry, with a history dating back to 1993.
L&T Mutual Fund has a wide range of investment options, including equity, debt, and hybrid funds.
The fund house has a strong presence in the market, with over 20 lakh customers and a network of over 100 branches across the country.
L&T Mutual Fund is known for its disciplined investment process, which ensures that investments are made in a systematic and transparent manner.
Types of L&T Mutual Funds
L&T Mutual Fund offers a variety of funds to cater to different investor needs and risk appetites. Equity funds are a popular choice, with L&T Equity Fund and L&T Large and MidCap Fund being two examples. These funds invest in stocks and aim to generate capital appreciation.
L&T offers debt funds for risk-averse investors, such as L&T Cash Fund and L&T Liquid Fund, which invest in bonds and other debt securities. These funds provide regular income and relatively lower risk. Hybrid funds, like L&T Conservative Hybrid Fund, combine equity and debt investments to balance risk and return.
Here are some of the top-performing L&T Mutual Funds:
Equity
L&T Mutual Funds offers a range of equity funds that cater to different investor needs and risk appetites. Equity funds are a type of mutual fund that invests predominantly in stocks, providing potential for long-term capital appreciation.
Some of the equity funds offered by L&T Mutual Funds include the L&T Emerging Businesses Fund, L&T Large and MidCap Fund, and L&T India Large Cap Fund. These funds invest in large cap, mid cap, or small cap equity stocks, which can provide exposure to various market segments.
Investors can choose from different equity fund types, such as large cap, mid cap, or small cap funds. The L&T India Large Cap Fund, for example, invests in large cap equity stocks, while the L&T Midcap Fund invests in mid cap equity stocks.
Here are some key characteristics of L&T's equity funds:
These equity funds can be a good option for investors seeking long-term capital appreciation and are willing to take on higher levels of risk. However, it's essential to assess one's risk tolerance and investment goals before investing in equity funds.
Types of Offered
L&T Mutual Funds offers a wide range of investment options to suit different risk profiles and investment goals.
Equity funds are a popular choice among investors, with the L&T Emerging Businesses Fund and L&T India Large Cap Fund being two of the most well-known options. These funds invest in stocks of large and mid-cap companies, with the aim of generating long-term capital appreciation.
For risk-averse investors, debt funds are a safer bet. L&T Resurgent India Bond Fund and L&T Cash Fund are two examples of debt funds that invest in bonds and other fixed-income securities, providing regular income and relatively lower returns.
Hybrid funds offer a balanced approach by investing in a mix of equity and debt instruments. L&T Conservative Hybrid Fund and L&T Arbitrage Opportunities Fund are two hybrid funds that aim to provide a combination of capital appreciation and regular income.
Here are some of the top-performing L&T Mutual Funds:
These funds have shown impressive returns over the years, making them a great option for investors looking to grow their wealth. However, it's essential to note that past performance is not a guarantee of future results, and investors should always do their research and consult with a financial advisor before making any investment decisions.
Investing in L&T Mutual Funds
Investing in L&T Mutual Funds is a straightforward process that can be done online. You can access L&T Mutual Funds Online by visiting their website and clicking on the 'Register' link.
To register, you'll need to enter some mandatory details, set your user ID, password, PIN, and security question and answer. This is a one-time process that will give you access to your account.
Once registered, you can log in to your account by clicking the 'Login' link on the website's homepage and entering your User ID, password, and PIN. This will allow you to access your account information and perform various transactions.
Some of the transactions you can perform online include redeeming units, switching between investment schemes, setting up an SIP, STP, and SWP, and printing account statements.
Why Choose L&T Mutual Funds
L&T Mutual Funds is one of the most reputed firms in the world, with a track record of delivering steady long-term returns.
The firm's investment management company was formed only a decade ago, but its analysts are constantly trying to develop new ideas through extensive research and consultations with other financial experts.
This dedication to innovation and expertise has helped L&T Mutual Funds achieve a consistent risk-adjusted performance that earns high returns for its investors.
Why Choose?
L&T Mutual Funds has a reputation for delivering steady long-term returns, which is a big plus for investors looking for consistent growth.
The firm's investment management company was formed just a decade ago, but it's already established itself as a reliable choice in the market.
With a wide range of schemes available, potential investors have plenty of options to choose from, making it easier to find a fund that fits their needs.
L&T's main goal is to deliver a risk-adjusted performance that earns high returns, which is music to the ears of investors looking for a good return on their investment.
The analysts at L&T are constantly researching and consulting with other financial experts to develop new ideas and stay ahead of the curve.
Best Option
Choosing the right L&T Mutual Fund can be a daunting task, but it's essential to consider your investment goals and risk tolerance.
To determine the best option for you, ask yourself what you want to achieve with your investment. Do you want to grow your wealth over time or generate regular income?
Your risk appetite is also crucial in selecting the right fund. If you can take on some level of risk, you may want to consider a high-risk fund like the India Value Fund or the Dynamic Equity Fund.
However, if you prefer a more conservative approach, a moderately low-risk fund like the Money Market Fund or the Arbitrage Opportunities Fund might be a better fit.
Ultimately, the key is to find a fund that aligns with your investment goals and risk tolerance.
Here are some options to consider:
- Money Market Fund: A good choice for those seeking low-risk, short-term investments.
- Arbitrage Opportunities Fund: Suitable for those willing to take on moderate risk in pursuit of higher returns.
- India Value Fund: A high-risk option for those seeking long-term growth and willing to take on market volatility.
- Dynamic Equity Fund: A high-risk fund for those seeking long-term growth and willing to take on market fluctuations.
Is Good?
L&T Mutual Fund has a great reputation with a pool of satisfied investors.

The fund management team at L&T MF consists of experienced professionals who know their stuff.
Investors can start investing with as little as Rs. 100, making it an affordable option.
L&T MF schemes have consistently delivered good return percentages on an annual basis.
You can invest in L&T MF schemes either through a lump sum investment or a Systematic Investment Plan (SIP).
Competitors and Alternates
When choosing a mutual fund, you may be considering other options like SBI Mutual Funds or HDFC Mutual Funds.
L&T Mutual Funds have a strong track record of consistent returns, with some funds delivering returns as high as 12% over the past 5 years.
Other mutual fund companies may promise high returns, but they often come with higher risks.
One of the key advantages of L&T Mutual Funds is their focus on long-term growth, which is reflected in their investment strategy.
Their funds are managed by experienced professionals who have a deep understanding of the market and can make informed investment decisions.
In contrast, some mutual fund companies may have inexperienced managers or a lack of resources, which can impact their ability to deliver consistent returns.
L&T Mutual Funds have a wide range of funds to choose from, including equity, debt, and hybrid funds.
This diversity of options allows investors to choose a fund that aligns with their investment goals and risk tolerance.
Competitors of
Choosing the right mutual fund can be a daunting task, especially with so many options available. That's why it's essential to understand the competitive landscape of the industry.
SBI Mutual Fund, ranked 1st, is a well-established player with a strong presence in the market, providing mutual funds management and advisory services since 1987.
HDFC Mutual Fund, ranked 3rd, has a significant investor base, with notable investors like KKR and Brand Capital. This suggests that they have a strong reputation and are well-trusted by investors.
One of the key differentiators between L&T Mutual Fund and its competitors is their ranking. L&T Mutual Fund is ranked 19th, which indicates that it may not be as prominent as some of the other players in the market.
Here are the top 5 competitors of L&T Mutual Fund, ranked by their overall score:
It's worth noting that while L&T Mutual Fund may not be as highly ranked as some of its competitors, it still has a presence in the market and offers mutual funding services.
L&T Mutual Fund Schemes
L&T Mutual Fund Schemes offer a range of investment options for investors. The schemes cater to different risk profiles and investment goals, making them suitable for various types of investors.
The L&T Mutual Fund Schemes have a diverse portfolio, with assets under management of over 40,000 crores. The schemes have consistently delivered returns, with some schemes showing growth rates of over 40% in the past year.
Here are some key features of the L&T Mutual Fund Schemes:
The L&T Mutual Fund Schemes have a strong track record, with some schemes delivering returns of over 25% in the past three years. The schemes have a well-diversified portfolio, which helps to minimize risk and maximize returns.
Fixed Maturity Plans
Fixed Maturity Plans are designed to provide stable returns with a fixed maturity period, typically ranging from 5 to 10 years.
L&T Fixed Maturity Plan Series II, for instance, has a maturity period of 5 years and invests in a mix of corporate bonds and government securities.
Investors can expect a fixed return of 9.25% per annum, compounded quarterly, making it a low-risk option for those seeking predictable income.
The plan has a minimum investment requirement of ₹5,000 and a maximum investment limit of ₹2 crores, catering to a wide range of investors.
By investing in a Fixed Maturity Plan, you can create a steady income stream and achieve your long-term financial goals with minimal market volatility.
Schemes
The L&T Mutual Fund offers a range of schemes to cater to different investment needs and risk appetites.
The Balanced category has several schemes, including the HSBC Aggressive Hybrid Fund Direct Plan Growth Option, which has a 1-year return of 26.43% and a 5-year return of 16.75%.
The Debt category includes the HSBC Corporate Bond Fund Direct Plan Growth Plan, which has a 1-year return of 8.42% and a 5-year return of 6.86%.
HSBC's Equity schemes, such as the ELSS Tax Saver Fund Direct Plan Growth Option, have impressive returns, with a 1-year return of 36.98% and a 5-year return of 20.63%.
Here are some key statistics for HSBC's Equity schemes:
The L&T Mutual Fund also offers several schemes, including the L&T Conservative Hybrid Fund Direct Plan Growth Plan, which has a 1-year return of 1.33% and a 5-year return of 6.53%.
Investment Process
To invest in L&T Mutual Funds, you'll need to have your KYC verification done. This requires four documents: a PAN card, proof of address, proof of identification, and a recent passport-size photograph.
You can complete this verification process online or offline, but if you're investing online, you'll also need to register with L&T's online services. This involves visiting their website, clicking on the 'Register' link, and entering your details.
Once you've registered, you'll need to submit a one-time documentation to the L&T Mutual Fund Service Centre. This is a straightforward process that will give you access to your account online.
To invest online, you can use L&T's online services or Mobikwik. If you choose to use Mobikwik, you'll need to login to your account, complete your KYC verification, and upload your documentation.
Here are the documents you'll need to invest in L&T Mutual Funds:
- PAN card
- Proof of address
- Proof of identification
- Recent passport-size photograph
Once you've invested, your fund will show up in your account within 4 working days.
Fund Management
L&T Mutual Fund has a robust fund management system in place, with a team of experienced fund managers who oversee the investment decisions of the various schemes.
The fund managers at L&T Mutual Fund are highly qualified and experienced professionals with a strong track record of managing funds.
The fund management team at L&T Mutual Fund has a proven ability to navigate market fluctuations and make informed investment decisions to maximize returns for investors.
L&T Mutual Fund has a diversified portfolio of schemes across various asset classes, including equity, debt, and hybrid funds.
The fund managers at L&T Mutual Fund employ a research-driven approach to investment decision-making, using data and analytics to identify opportunities and manage risks.
L&T Mutual Fund has a strong focus on risk management, with a robust framework in place to identify and mitigate potential risks to investor capital.
The fund managers at L&T Mutual Fund are committed to transparency and disclosure, providing regular updates and reports to investors on the performance of their schemes.
L&T Mutual Fund has a strong reputation for delivering consistent returns to investors, with many of its schemes having outperformed their respective benchmarks over the long term.
The fund management team at L&T Mutual Fund is highly committed to its investors, with a focus on providing exceptional service and support to help them achieve their financial goals.
Account Management
To manage your L&T Mutual Fund account, you can register online by visiting their website and clicking on the 'Register' link. This will guide you through the process of creating a user ID, password, PIN, and security question and answer.
You'll also need to submit online documentation, which can be done by filling out an online registration form and submitting it to the L&T Mutual Fund Service Centre. This is a one-time process.
Once you're registered, you can log in to your account by clicking the 'Login' link on the website's homepage and entering your User ID, password, and PIN.
Associated Legal Entities
L&T Mutual Fund has two associated legal entities: L&T Investment Management Limited and L&T Finance Holdings Limited.
L&T Investment Management Limited was incorporated on April 24, 1996, and has a significant employee count of 508.
The other associated legal entity, L&T Finance Holdings Limited, was incorporated on April 30, 2008, and has a substantial revenue of $1.66 billion as of March 31, 2023.
However, it's worth noting that L&T Finance Holdings Limited reported a net loss of $90.8 million as of March 31, 2023.
Here are the details of the two associated legal entities:
Check My Status

To check your L&T Mutual Fund status, you can log in to your Mobikwik account and access your MF dashboard.
You'll be able to see and track the status of your L&T MF investments from there.
Alternatively, you can head over to the L&T website and enter your PAN and registered email ID to receive a smart statement via email or a PDF of the statement by entering your folio number.
Withdrawing Money from My Account
Withdrawing money from your mutual fund account is a straightforward process. You can withdraw money from your L&T mutual fund account at any time, as they are open-ended funds.
To start, you'll need to log into your Mobikwik MF dashboard. This is where you can manage your mutual fund investments and perform various transactions.
From the dashboard, select the 'Redeem' option to initiate the withdrawal process. You'll be asked to enter the amount you wish to withdraw, which will then be credited to your registered bank account.
The entire process is quick and hassle-free, allowing you to access your funds as needed.
Financial Information
L&T Mutual Fund offers a range of financial products that cater to different investment needs and risk appetites.
The fund house has a diversified portfolio with investments in equity, debt, and hybrid schemes, which allows investors to choose from a variety of options.
L&T Mutual Fund has a strong track record of delivering consistent returns to its investors, with several of its schemes having outperformed the benchmark indices.
The fund house has a well-established distribution network with a presence in over 100 cities across India, making it easily accessible to investors.
The minimum investment amount for most L&T Mutual Fund schemes is ₹100, making it a suitable option for investors with limited capital.
Online Investment Documents
To invest in L&T mutual funds online, you'll need to provide certain documents for KYC verification.
A scanned copy of your photo PAN card is sufficient for identity proof. However, if you have a non-photo PAN card, you'll also need to submit a copy of your driver's license, passport, voter ID, or bank photo passbook.
For address proof, submitting a copy of any one of the following documents will work: a copy of your passport, driver's license, voter ID, or bank photo passbook.
Here's a summary of the documents you'll need to invest in L&T mutual funds online:
Estimated Flows for March 2018
As we dive into the estimated flows for March 2018, let's take a look at the key numbers. In March 2018, the estimated net inflows for the US Treasury Department's marketable securities were $73 billion.
The US Treasury Department's net inflows for state and local government series securities were $10 billion in March 2018. This is a significant amount, but it's worth noting that these numbers can fluctuate from month to month.
The estimated net outflows for the US Treasury Department's non-marketable securities were $15 billion in March 2018. This includes outflows from the government's trust funds, such as Social Security and Medicare.
The total estimated net flows for the US Treasury Department's securities in March 2018 were $68 billion. This is a substantial amount that can impact the overall financial picture of the country.
Frequently Asked Questions
Which L&T mutual fund is best?
Unfortunately, there is no single "best" L&T mutual fund as it depends on individual investment goals and risk tolerance. To find the most suitable L&T fund for you, explore our detailed fund information and consult with a financial advisor.
What is the status of L&T mutual fund?
L&T Mutual Fund ceased to exist as a mutual fund on April 6, 2023, as per Sebi's directive. Its status is now inactive.
Sources
- https://www.bankbazaar.com/mutual-fund/l-and-t-mutual-fund.html
- https://www.creditmantri.com/l-and-t-mutual-fund/
- https://www.orowealth.com/mutual-funds/l-t-mutual-fund/
- https://money.mobikwik.com/fund-house/l-t-mutual-fund
- https://tracxn.com/d/companies/lt-mutual-fund/__eaKBq5I7zcHf47zd-0Dg5VLpQBXWSPBLQzw-0PVWz4o
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