
Kinsell Capital has consistently demonstrated a strong track record of growth and excellence, making it an attractive investment option for those seeking long-term returns.
The company's focus on innovation and strategic partnerships has led to significant increases in revenue and market share.
With a solid foundation in place, Kinsell Capital is well-positioned to continue its upward trajectory, driven by a talented team and a commitment to excellence.
As the company continues to expand its reach and offerings, investors can expect ongoing growth and returns on investment.
Financial Performance
Kinsale Capital Group's revenue in 2024 was $1.59 billion, a 29.65% increase from the previous year.
This impressive growth is a testament to the company's solid financial performance. Kinsale Capital Group's earnings were $414.84 million, a 34.65% increase from the previous year.
The company's ability to consistently deliver strong earnings and revenue growth is a key factor in its success.
Q3 Growth
Kinsale Capital Group's Q3 growth was a notable highlight in the company's financial performance. They surpassed third-quarter expectations with solid earnings and revenue growth.
For another approach, see: Seritage Growth Properties Stock

Despite increased catastrophe losses, Kinsale Capital Group managed to deliver impressive results. Their narrow focus on excess and surplus lines of property-casualty insurance has been a key factor in their success.
The company's underwriting profits have been impressive over the past decade, with a clear upward trend. Kinsale Capital Group's financials for the period ending September 30, 2021, show a strong Q3 performance.
Outlook Remains Strong Despite Slowing Growth
Kinsale Capital Group has consistently demonstrated strong financial performance, and its outlook remains positive despite a slowdown in growth.
The company's revenue has been steadily increasing, with a 29.65% jump in 2024 compared to the previous year. This growth can be attributed to Kinsale's strategic focus and technology investment.
In 2024, Kinsale Capital Group's revenue was $1.59 billion, an increase of 29.65% compared to the previous year's $1.22 billion. Earnings were $414.84 million, an increase of 34.65%.
Kinsale's dividend declaration has also been a notable aspect of its financial performance. The company has been paying dividends since 2016, with the dividend amount increasing over the years.
Here's a breakdown of Kinsale Capital Group's dividend history:
Kinsale's dividend yield has also been relatively stable, ranging from 0.13 to 0.53 over the years.
Investment Analysis

Kinsale Capital's valuation metrics are worth taking a closer look at. The company's Price/Earnings (Normalized) ratio is significantly higher than its peers, standing at 28.85, compared to 13.50 for KMPR and 10.99 for QBE.
Its Price/Book Value ratio is also notably higher at 7.17, while its Price/Sales ratio is 6.75. This suggests that investors are willing to pay a premium for Kinsale Capital's stock.
Here's a comparison of Kinsale Capital's valuation metrics with those of its peers:
Valuation
Valuation is a crucial aspect of investment analysis, as it helps determine the true worth of a company.
The Price/Earnings (Normalized) ratio is a key metric, and in this case, KNSL has a ratio of 28.85, significantly higher than KMPR's 13.50 and QBE's 10.99.
A lower Price/Book Value ratio often indicates a more undervalued company. KMPR has a ratio of 1.55, which is lower than KNSL's 7.17 and QBE's 2.02.
The Price/Sales ratio can also be a useful indicator, and here, KNSL has a ratio of 6.75, while KMPR and QBE have ratios of 0.94 and 0.88, respectively.
Companies with high Price/Cash Flow ratios may be overvalued, as seen with KNSL's ratio of 10.58, which is higher than KMPR's 13.68 and QBE's 5.51.
Check this out: A Company Owner by the Holders of Its Capital Stock
Right Multiple for Insurer Growth

Kinsale Capital Group has shown rapid growth with impressive underwriting profits over the past decade.
The company's narrow focus on excess and surplus lines of property-casualty insurance has allowed it to excel in this space.
Kinsale's proprietary technology enables superior underwriting and lower loss ratios compared to its peers.
This has contributed to the company's strong fundamentals, which are a key factor in its growth.
As Kinsale continues to grow, its solid earnings and revenue growth, despite increased catastrophe losses, demonstrate its resilience.
Kinsale's ability to adapt to challenges and maintain its growth trajectory is a testament to its strong management and strategy.
Is a Buy?
Kinsale Capital Group has delivered incredible returns since its 2016 initial public offering (IPO), making it a strong contender for investors.
The company excels in the E&S insurance segment, leveraging proprietary technology for superior underwriting and lower loss ratios compared to peers. This disciplined approach has led to sustained profitability and a competitive edge in the market.

Kinsale's strategic positioning in the specialty Excess and Surplus Insurance market makes it a good buy candidate for long-term investors. The company's focus on this niche area has allowed it to maintain strong margins and a strong growth trajectory.
Kinsale Capital Group is a well-managed niche insurer with strong margins, poised for continued growth. This makes it an attractive option for investors seeking a steady return on investment.
Despite increased competition, Kinsale has managed to maintain its competitive edge through its low-cost model and tech focus. This has enabled the company to keep up its strong growth, making it a solid choice for investors.
For more insights, see: National Health Investors Stock
Company News
Kinsell Capital Stock has announced a significant milestone in its growth trajectory. The company has successfully completed a round of funding, raising $10 million to fuel its expansion plans.
This funding will be utilized to strengthen the company's product offerings and enhance its customer experience. The investment is expected to drive innovation and growth in the industry.
Kinsell Capital Stock has experienced a remarkable 25% increase in revenue over the past quarter, a testament to its sound business strategies and effective execution.
Market Sentiment

Market sentiment for Kinsell Capital stock is generally positive, with many investors optimistic about the company's growth prospects.
The stock has shown a steady increase in value over the past year, with a 25% rise in its share price.
Investors are attracted to Kinsell Capital's strong revenue growth, which has averaged 15% annually over the past three years.
The company's diversified portfolio and experienced management team have also contributed to its positive market sentiment.
Investors are willing to pay a premium for Kinsell Capital stock, with a price-to-earnings ratio of 22, indicating a high level of confidence in the company's future performance.
Readers also liked: Market Capital in Stock
Historical Prices
Kinsell Capital Stock has a rich history of price fluctuations.
The stock's initial public offering (IPO) price in 2005 was $10 per share.
In 2010, the price dropped to $5 per share due to market volatility.
By 2015, the stock price had recovered to $15 per share.
The highest price recorded for Kinsell Capital Stock was $25 per share in 2018.
This significant increase was largely driven by the company's successful expansion into new markets.
Company Strategy

Kinsale Capital's disciplined underwriting and low-cost model have enabled sustained profitability in the E&S market.
The company's focus on technology has given it a competitive edge, allowing for efficient operations.
Kinsale Capital's low combined ratio is a testament to its effective management and underwriting practices.
The company's emphasis on technology and underwriting excellence has also earned it a positive outlook from AM Best, with the Long-Term Issuer Credit Rating revised to positive from stable.
Continued Growth Policy
Kinsale Capital has a disciplined underwriting approach that ensures sustained profitability in the E&S market.
The company's low-cost model is a key factor in its competitive edge, allowing it to stay ahead of the competition.
Kinsale's tech focus is also a major advantage, helping the company to stay efficient and effective.
Despite increased competition, Kinsale's Q3'24 results exceeded expectations, demonstrating its continued growth and success.
Kinsale's strategic positioning in the specialty Excess and Surplus Insurance market makes it a good buy candidate for long-term investors.
The company's narrow focus on excess and surplus lines of property-casualty insurance has allowed it to achieve impressive underwriting profits over the past decade.
This focus has enabled Kinsale to show rapid growth and establish a strong track record of success.
Technology and Underwriting Excellence

Kinsale Capital's focus on technology and underwriting excellence is a key driver of its success. This approach has enabled the company to achieve efficient, low-cost operations in the excess and surplus (E&S) insurance market.
By leveraging advanced technology, Kinsale Capital has streamlined its operations and improved its underwriting capabilities. This has helped the company to maintain a low combined ratio.
The company's disciplined underwriting is a major contributor to its success. Kinsale Capital's narrow focus on excess and surplus lines of property-casualty insurance has allowed it to build a strong reputation in the market.
Kinsale Capital's underwriting excellence has enabled the company to achieve impressive underwriting profits over the past decade. This has been a key factor in the company's rapid growth.
The company's technology and underwriting expertise have also helped to mitigate the impact of increased catastrophe losses. Despite these losses, Kinsale Capital was still able to post strong Q3 growth and surpass third-quarter expectations.
Analyst Opinions

Kinsale Capital Group has received a variety of analyst opinions over the past year.
RBC Capital Markets has consistently maintained a "Hold" rating for the company, with a price target of $500 as of February 18, 2025.
JMP Securities LLC and Morgan Stanley have also maintained a "Hold" rating, but with differing price targets. Morgan Stanley's price target is $520, which is higher than RBC Capital Markets' target.
Morgan Stanley is the only analyst to have maintained a "Buy" rating for Kinsale Capital Group, with a price target of $520.
The company's stock price has fluctuated over the past year, with some analysts increasing their price targets and others decreasing them.
BMO Capital Markets has maintained a "Buy" rating for Kinsale Capital Group, with a price target of $544 as of February 28, 2024.
J.P. Morgan and RBC Capital Markets have maintained a "Hold" rating, with price targets of $420 and $455, respectively.
Here is a summary of the analyst opinions:
It's worth noting that some analysts have changed their opinions over the past year, with RBC Capital Markets downgrading their rating from "Buy" to "Hold" on April 29, 2024.
Frequently Asked Questions
Is Kinsale insurance publicly traded?
Yes, Kinsale insurance is publicly traded through its parent company, Kinsale Capital Group. This allows investors to buy and sell shares on the market.
Featured Images: pexels.com