Kansas Resident Dental Insurance Options and Enrollment

As a Kansas resident, you have several dental insurance options to choose from. You can enroll in a private insurance plan through the Health Insurance Marketplace.

The Affordable Care Act requires health insurance plans to include essential health benefits, including dental coverage for children. This means that many private insurance plans offer dental coverage for kids.

You can also enroll in a group dental insurance plan through your employer, if available. This can be a cost-effective option, especially if your employer contributes to the premium costs.

Some dental insurance plans in Kansas offer discounts for preventive care services, such as routine cleanings and exams. These discounts can help you save money on out-of-pocket costs.

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As a Kansas resident, you have several dental insurance options to choose from. The Renaissance Dental Insurance Plan III is an individual plan that covers fillings at 80% and X-rays at 100%, with an annual deductible of $50 individual or $150 family.

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The Aetna Dental Direct Preferred PPO plan offers a higher maximum coverage of $1,250, with fillings covered at 80% and X-rays at 100%. The annual deductible is also $50 individual or $150 family.

Humana Complete Dental Insurance has a unique pricing structure, with a maximum coverage of $1,250 in the first year and $1,500 in the second year. Fillings are covered at 80% and X-rays at 100%, with an annual deductible of $50 individual or $150 family.

Here's a comparison of the three plans:

Keep in mind that these plans have different pricing and coverage options, so it's essential to review each plan carefully to determine which one best suits your needs.

If you're looking for a dental insurance plan in Kansas, eHealth offers a variety of options from trusted carriers at affordable prices.

You can expect to pay as low as $48.99 per month for a PPO plan with Complete Dental, or as low as $6.99 per month for a Discount plan with Dental Savings Plus.

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Each plan has its own unique features, such as coinsurance options and individual deductibles. For example, the Complete Dental plan has a 100/80/50 In-Network coinsurance option, while the Dental Savings Plus plan does not apply coinsurance.

Some plans also have waiting periods for certain services. For instance, the Complete Dental plan has a 6-month waiting period for Basic Services and a 12-month waiting period for Major Services.

To help you compare plans, here's a breakdown of the costs and features for each plan:

Remember to check the fine print for any limitations or exclusions that may apply to each plan.

Kansas dental insurance plans typically cover preventative exams, routine teeth cleaning, fillings, and x-rays. Some plans cover periodontics, endodontics, dentures, bridges, root canals, and other surgical procedures.

The primary enrollee must be a Kansas resident, age 18 or older.

You'll want to compare the level of coverage so that you can anticipate the potential out-of-pocket costs.

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Kansas dental insurance plans typically cover preventative exams, routine teeth cleaning, fillings, and x-rays. Some plans cover periodontics, endodontics, dentures, bridges, root canals, and other surgical procedures.

There are no waiting periods for diagnostic and preventive services, and the deductible does not apply to these services.

You can anticipate potential out-of-pocket costs by comparing the level of coverage among different plans. This will help you make an informed decision when choosing a Kansas dental insurance plan.

A 6 month waiting period applies to basic services, and a 12 month waiting period applies to major restorative services.

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To be eligible for a Delta Dental of Kansas plan, you must be a Kansas resident, and the primary enrollee must be at least 18 years old.

You can't be covered by another Delta Dental of Kansas plan as a plan participant.