Kansas City Dental Insurance Plans and Services

Kansas City is a great place to live, and taking care of your teeth is a big part of that. Many dental insurance plans in Kansas City offer a range of services, from routine cleanings to major procedures.

Some popular dental insurance plans in Kansas City include those offered by Blue Cross Blue Shield, UnitedHealthcare, and Cigna. These plans often have a network of participating dentists that you can choose from.

You can expect to pay a portion of the cost out-of-pocket for most dental procedures, but the exact amount will depend on your plan. For example, a routine cleaning might cost $75, but with insurance, you might only pay $20.

Many dentists in Kansas City also offer financing options or sliding scale fees for patients who need more extensive treatment. This can make it easier to get the care you need, even if you're on a tight budget.

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In Kansas City, about 3 out of 4 Americans have dental insurance, with a majority getting it through an employer or group plan.

The cost of dental insurance in Kansas City depends on whether you're insuring just yourself or others and the type of coverage you want. For an individual, a plan may range from $10 to $50 per month; for a family of four, it costs $50 to $150 per month.

Dental savings plans in Kansas City are usually cheaper than dental insurance. An individual plan can cost between $100 to $200 per year, and a family plan, $150 to $300.

You can choose from various dental insurance plans, including preferred provider organization (PPO) plans. In a PPO plan, you can visit any dentist, but the services will cost less if you stay in the insurer's network.

Here's a comparison of dental insurance and dental savings plans:

Before enrolling in dental insurance in Kansas City, find out if there's a waiting period for certain services. Preventive care is often available immediately, but a policy might require you to wait six months to a year before you can use other benefits.

With Blue KC dental insurance, you can enjoy a range of benefits and services that will keep your teeth and gums healthy. Preventive services are covered at 100% when you visit a PPO dentist for a semi-annual check up.

You can get regular cleanings, x-rays, and exams to catch any potential problems early on. And, if you need more extensive work, you'll pay a deductible and coinsurance for services like fillings, root canals, and tooth extractions.

Here are some of the specific services covered by Blue KC dental insurance:

Preventive services are covered at 100% when you visit a PPO dentist for a semi-annual check up, so you don't pay anything out-of-pocket for that.

The plans also cover primary and major services, such as fillings, root canals, and extractions, with a deductible and coinsurance.

You can get an annual maximum of up to $200 for teeth whitening services through some of the plans.

Oral examinations, prophylaxis, and dental x-rays are all covered, with limits on the frequency of these services.

Here are some of the covered services:

You can also get coverage for more complex procedures like crowns, dentures, and bridges, but these may have different requirements or limitations.

Braces can be a significant investment, but there are options to help with the cost. Generally, braces are not covered on most individual dental plans in Missouri.

Cigna is one insurance company that offers up to $1000 of orthodontic work coverage in Missouri.