John Hancock Regional Bank Fund Investment Analysis and Metrics

The John Hancock Regional Bank Fund is a solid investment option for those looking to diversify their portfolio. It has a low expense ratio of 0.64%, making it a cost-effective choice.

The fund's net asset value (NAV) has consistently risen over the years, with a 10-year annualized return of 7.3%. This is a testament to the fund's strong performance and potential for long-term growth.

One of the key benefits of the John Hancock Regional Bank Fund is its diversification strategy, which spreads investments across a range of regional bank stocks. This reduces risk and increases potential returns.

The fees and expenses associated with the John Hancock Regional Bank Fund are relatively low compared to other funds in its category. The fund's operational fees, which include the expense ratio, management fee, 12b-1 fee, and administrative fee, total 3.69% of the fund's assets under management (AUM).

Here are the breakdowns of the operational fees:

It's worth noting that the fund does not charge a front-load fee, but it does charge a deferred load fee of 5.00% of the AUM.

Operational fees can add up and eat into your investment returns. The Expense Ratio for FRBFX is 1.94% of the Assets Under Management (AUM).

The Expense Ratio for FRBFX is 20.75% in its category, which is a relatively high rank. This suggests that FRBFX may have higher operational fees compared to other funds in its category.

Management fees are an important part of operational fees. FRBFX's Management Fee is 0.75% of AUM.

FRBFX's Management Fee is 44.55% in its category, indicating that it's a relatively high fee compared to other funds.

A 12b-1 Fee is a type of sales fee that some funds charge. FRBFX's 12b-1 Fee is 1.00% of AUM.

FRBFX's 12b-1 Fee is 76.36% in its category, which is a very high rank. This suggests that FRBFX may have a high sales fee compared to other funds in its category.

Administrative fees are not applicable to FRBFX, as the table shows N/A for this category. However, for comparison, the Category Return Low for administrative fees is 0.10%.

Sales fees can eat into your investment returns, so it's essential to understand how they work. The fees charged by FRBFX are 5% of the assets under management (AUM) for deferred load investments.

FRBFX does not charge front load fees, as indicated by the "N/A" in the table. This is a significant difference from other investment options.

Deferred load fees, on the other hand, can range from 1% to 5% of the AUM. In this case, the fee is 5% of the AUM.

Here's a breakdown of the sales fees charged by FRBFX:

The John Hancock Regional Bank Fund has a mixed performance record, depending on the time period considered.

In terms of total return ranking, the fund's 10-year return of 6.6% puts it in the bottom 40% of its category.

Over the past 10 years, the fund's return has ranged from -1.4% to 11.3%, with the category return low and high being -1.4% and 11.3% respectively.

The fund's 5-year return of 0.2% is actually lower than the category return low of -3.9%.

Here's a breakdown of the fund's performance over different time periods:

The fund's calendar year returns have also been variable, with a high of 25.1% in 2024 and a low of -19.0% in 2023.

The John Hancock Regional Bank Fund has shown some remarkable returns over the years, with a high of 36.9% in 2021.

In fact, the fund's return of 36.9% in 2021 was significantly higher than the category return high of 37.9% for that year, ranking it at just 2.35% in its category.

Here's a breakdown of the fund's performance in each year:

The fund's performance in 2022 was also noteworthy, with a return of 9.8% that was higher than both the category return low and high for that year, earning it a top rank of 75.00% in its category.

In investment analysis, understanding total return ranking is crucial. The FRBFX fund had a -34.0% total return in the YTD period, ranking 96.23% in its category.

To put this into perspective, a 5-year return of 0.2% is not impressive, but it's better than the category's low of -3.9%. The fund's 10-year return of 6.6% is respectable, but it still ranks 60.0% in its category.

Here are some key statistics on the FRBFX fund's total return ranking:

A calendar year return of 25.1% in 2024 is a significant improvement over the previous year's -19.0%. However, it still lags behind the category's high return of 35.3%.

Concentration Analysis is a crucial aspect of investment analysis. It helps us understand how concentrated an investment portfolio is.

A fund with a low net asset value (NAV) of 309 K is considered to have a relatively small investment pool. On the other hand, a fund with a high NAV of 16.7 B is a large investment pool.

The number of holdings in a fund can also indicate its concentration. FRBFX has 98 holdings, which is a relatively small number compared to some other funds. For example, a fund with 416 holdings is much more diversified.

The concentration of a fund can also be measured by the percentage of its net assets in its top 10 holdings. FRBFX has 260 M in its top 10 holdings, which is a significant portion of its overall net assets. In fact, the top 10 holdings account for 32.66% of FRBFX's net assets.

Here's a summary of the concentration analysis for FRBFX:

The percentage rank of FRBFX in terms of net assets is 7.27%, which indicates that it is a relatively small investment pool compared to some other funds.

Maintaining financial health is crucial for long-term success, and John Hancock Regional Bank Fund offers a range of strategies to help investors achieve this goal.

The fund's diversified portfolio, which includes a mix of stocks and bonds, helps to reduce risk and increase potential returns. By spreading investments across various asset classes, investors can create a more stable financial foundation.

John Hancock Regional Bank Fund has a low expense ratio of 0.45%, which means that investors can keep more of their money and avoid unnecessary fees. This can add up over time, making a significant difference in the fund's overall performance.

Investors can also take advantage of the fund's tax-efficient investment approach, which helps to minimize tax liabilities and maximize after-tax returns. This can be especially beneficial for investors in higher tax brackets.

By investing in John Hancock Regional Bank Fund, investors can access a range of financial tools and resources, including online account management and customer support. This can help to make investing easier and more convenient.

The John Hancock Regional Bank Fund is a type of investment vehicle that allows you to pool your money with others to invest in a diversified portfolio of stocks and bonds.

It's designed to provide a steady stream of income through regular dividend payments, which can be attractive to investors seeking current income.

The fund's investment objective is to provide long-term growth of capital and current income, making it a suitable option for those seeking a balanced investment strategy.

Investors can purchase shares of the fund through a brokerage account or directly from the fund's administrator.

The fund's management team is responsible for selecting and managing the portfolio of securities, which is overseen by the fund's board of directors.

The fund's net asset value (NAV) is calculated daily and is the total value of the fund's assets minus its liabilities, divided by the number of outstanding shares.

Investors can sell their shares of the fund at any time, subject to market conditions and any applicable fees or charges.