
Janata Bank Nepal Limited is a leading financial institution in Nepal, offering a wide range of comprehensive banking services to its customers.
The bank's services include personal banking, corporate banking, and remittance services, among others. It also provides facilities for online banking, mobile banking, and ATM services, making banking more convenient for its customers.
Janata Bank Nepal Limited has a strong presence in Nepal, with a large network of branches and ATMs across the country. This makes it easily accessible to customers, no matter where they are located.
Bank Services
Janata Bank Nepal Limited offers a range of remittance services to its customers.
The bank's remittance services are managed by experienced branch managers, including Mr. Roshan Karki and Mr. Jiban Adhikari.
You can contact them at [email protected] and [email protected] respectively.
The Bardghat Branch, located at Makar-4, Bardaghat, Nawalparasi, is another point of contact for remittance services.
You can reach them by phone at 078-580615 or fax at 078-580616.
Loan Schemes
Janata Bank offers a wide range of loan schemes to cater to different needs of its customers. They have loan schemes for agricultural purposes, with an interest rate of up to 5% p.a. for both individual and institutional borrowers.
The bank also provides overdraft facilities with an interest rate of up to 4%. This can be useful for customers who need to borrow money for a short period. You'll need to visit your nearest branch to know more about the time period for this loan.
One of the unique loan schemes offered by Janata Bank is the Education Loan, which has an interest rate of up to 5% p.a. This can be a great option for students who need to fund their education.
Here's a summary of some of the key loan schemes offered by Janata Bank:
The bank's loan schemes also include loans against government securities and fixed deposits, with interest rates ranging from Base Rate or Coupon whichever is higher + 2%.
Deposit Schemes:
Deposit Schemes are a great way to save and earn interest on your money.
Janata Bank offers a variety of deposit schemes, each with its own interest rate and requirements. The interest rates range from 6.00% to 9.00% per annum.
Some deposit schemes, like the Janata Lagani Khata and Janata Social Security Saving Account, require a complete account opening form, identification document, and photograph.
The Janata Masik Byaj Muddati Khata and Platinum Fixed Deposit Account offer a higher interest rate of 9.00% per annum, but require specific documents such as a filled application form and photocopy of citizenship certificates.
You can choose from a range of deposit schemes, including the Janata Swarnim Bachat Khata, Janata Sanchaya Bachat Khata, and Janata Kawach Bachat Khata, all of which offer an interest rate of 6.00% per annum.
Here are some of the deposit schemes offered by Janata Bank:
These are just a few examples of the deposit schemes offered by Janata Bank. It's always a good idea to check with the bank directly for the most up-to-date information and to discuss your individual needs and goals.
Remittance Services:
Janata Bank Nepal Limited offers remittance services to its customers, making it easy to send and receive money across borders.
The bank has designated branch managers, Mr. Roshan Karki and Mr. Jiban Adhikari, who can assist with any remittance-related queries.
You can reach out to them via email at [email protected] and [email protected] respectively.
The Bardghat Branch of Janata Bank has a physical presence, located at Makar-4, Bardaghat, Nawalparasi, making it convenient for customers to visit in person.
You can contact the Bardghat Branch by phone at 078-580615 or fax at 078-580616 for any remittance-related inquiries.
Their email address is [email protected], which you can use to reach out to them for assistance.
Digital Banking
Janata Bank Nepal Limited offers convenient digital banking services, making it easy for customers to manage their finances online.
You can access these services through the bank's internet banking platform.
The bank's internet banking is available, allowing customers to perform various transactions and manage their accounts remotely.
Janata Bank's branch manager, Mr. Bishnu Aryal, is available to assist with any queries or concerns related to digital banking.
You can contact Mr. Aryal at [email protected] for more information.
The Damak branch of Janata Bank is located in Damak, Jhapa, and has a phone number of 023-584688/584689.
If you need to send a fax, you can use the branch's fax number, 023-585689.
For email correspondence, you can reach out to the Damak branch at [email protected].
Branch Information
Janata Bank Nepal Limited has a strong presence across the country with a large number of branches.
It has a total of 831 branches in Nepal.
These branches are strategically located in major cities and towns, making banking services easily accessible to customers.
Janata Bank Nepal Limited has a wide network of ATMs located throughout the country.
As of the last update, the bank had over 2,500 ATMs in operation.
Sources
- https://en.wikipedia.org/wiki/Janata_Bank_Nepal_Limited
- https://www.bankinnepal.com/janata-bank-nepal-limited/
- https://www.financialnotices.com/janata-bank-nepal-ltd.html
- https://www.ceicdata.com/en/nepal/commercial-banks-loans-and-non-performing-loans/cb-npl-janata-bank-nepal-ltd
- https://myrepublica.nagariknetwork.com/news/janata-bank-opens-four-blb-services-in-dang/
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