İşbank Hakkında Bilgi

İşbank, Türkiye'nin en büyük ve en eski bankalarından biridir. İşbank, 1863 yılında Osmanlı Bankası olarak kurulmuştur.

İşbank, 2005 yılında TMSF'ye devredilmiştir. TMSF, 2008 yılında İşbank'ın hisselerini satmıştır.

İşbank, 2010 yılında İMKB'de işlem görmeye başlamıştır.

İşbank was founded on August 26, 1924, at the First Economy Congress in İzmir.

Mustafa Kemal Atatürk, the president of the newly formed bank, appointed Celâl Bayar as its first general manager. Bayar led the bank with a staff of 37 people and two branches.

The bank was established with a capital of 1,000,000 TL, with Atatürk covering 250,000 TL of it, and the rest was covered by private investors.

In 1927, the capital was raised by 2 Million TL to merge with the National Credit Bank as equal partners.

İşbank brought the first piggy banks to Turkey in 1928, playing a major role in establishing and developing savings awareness in Turkish society.

The bank expanded rapidly, opening branches across the country and abroad, including Hamburg, Germany, and Alexandria, Egypt, in 1932.

By the 1950s, İşbank's subsidiaries had become the driving force of Turkish industry, investing in and financing a wide range of businesses, particularly in the manufacturing sector.

In the 1980s, İşbank expanded its overseas branch network and introduced Automated Teller Machines (ATMs) to Turkey, naming them "Bankamatik" and registering the name as a trademark in 1982.

The bank continued to innovate, launching the "Blue Line" in 1991 and the first internet branch in 1997.

İşbank's financial operations are quite interesting. In May 1998, the bank sold 12.3% of its total shares to national and international investors in a public offering.

The states Pension Fund has played a significant role in the bank's financial operations, brokering the offering of stock options to employees and retired staff, which has reached 41.5%. This is a testament to the bank's commitment to its employees' financial well-being.

As of December 2021, 37.3% of İşbank shares are held by the bank's own Pension Fund, which is a substantial stake in the company.

Kredi kartı limiti, bankalar tarafından sizin kredi notunuz ve gelirinize göre belirlenir. Yasal sınır, yeni alınan kartlar için gelirin 2 katı, bir yıldan uzun süredir kullanılan kartlar için gelirin 4 katı olarak hesaplanır.

Bu yasal sınır, kredi kartınıza tanımlanabilecek en yüksek tutarı ifade eder. Bankalar ise bu sınırı aşmayacak şekilde limit belirlerler.

Kredi kartı limiti için size tanımlanan yasal sınır, kullandığınız tüm kredi kartlarını kapsar.

With İşCep, you can easily perform a wide variety of banking transactions with English support. This makes it a convenient option for those who may not be fluent in the local language.

You can quickly define a new customer PIN using your Customer Number via the "Instant PIN" option. This is a huge time-saver and eliminates the need to visit a physical branch.

To stay on top of your finances, you can easily examine your assets and debt at a glance. This gives you a clear picture of your financial status and helps you make informed decisions.

The menu structure is simple and easy to navigate, making it a breeze to access transactions and perform other banking tasks. You can also search transactions with ease.

Making contactless payments is now possible with smartwatches that have Wear OS 3 or above. This is a convenient feature that saves you time and effort.

If you ever receive a suspicious phone call, İşCep will alert you using its "Fake Call Detection" feature. This is a valuable security feature that helps protect you from caller id spoofing.

To find the nearest branch or ATM, simply use the "Nearest İşbank" option. This is a handy feature that saves you time and effort when searching for a physical location.

İşbank has a significant presence in the Turkish Republic of Northern Cyprus with 14 branches.

The bank also has a presence in Iraq, Kosovo, and the United Kingdom, with two branches in each of these countries.

In addition to its international branches, İşbank has a German banking subsidiary, İşbank AG, with 9 branches in Germany.

There's also a branch in the Netherlands under İşbank AG.

İşbank's Russian banking subsidiary, JSC İşbank, has a single branch in Russia.

Two representative offices in Russia are also operated by JSC İşbank.

In Georgia, İşbank has a subsidiary, JSC İşbank Georgia, with branches in Tbilisi and Batumi.

At İş Bankası, social responsibility is deeply rooted in their corporate social responsibility policy, which aims to contribute to the country by preserving and developing social values in a sustainable way.

Their foundation's mission is guided by Atatürk's vision, which emphasizes the importance of protecting and advancing societal values.

The bank's commitment to social responsibility is evident in its efforts to make a positive impact on the community.

Their approach is centered around preserving and developing social values that benefit the country in the long term.

The new İşCep app is here, and it's packed with exciting features. With the latest update, users can enjoy a more personalized experience with the addition of My Summary, My Cards, and My Status areas.

The app's menu has been renewed, and a new Shortcuts area has been added, allowing users to create their transaction list according to their needs. This is a game-changer for those who want to stay on top of their finances.

The new app also includes My Loans and My Merchant areas, designed specifically for commercial customers. This shows that İşbank is committed to meeting the diverse needs of its customers.

The user interface has been simplified, with a new font style and color scheme. The results page has also been revamped to make transactions easier to understand.