Is Discover and Discover it the Same Card Type

Discover and Discover it are not the same card type, although they share some similarities. Discover is a general term that refers to a type of credit card issued by Discover Financial Services, while Discover it is a specific card product designed for consumers.

The Discover it card is a cashback rewards credit card, offering 5% cashback on various categories throughout the year, such as gas stations, grocery stores, and restaurants. This is a key difference from the standard Discover card, which has no rotating categories or sign-up bonus.

However, both the Discover and Discover it cards have no annual fee and offer 1% cashback on all other purchases. They also have a similar credit score requirement for approval, typically around 660-700.

Discover Card Type is a credit card issued by Discover Financial Services. It's a popular choice for those who want a cashback rewards program and no annual fee.

The card offers 5% cashback in various categories throughout the year, such as gas stations, grocery stores, and restaurants.

Discover Card Type also has a sign-up bonus of $150 or 75,000 points after spending $1,000 in the first 3 months.

Discover is an entirely separate card processing system, accepted globally in many of the same places where Visa, Mastercard, and American Express are accepted.

You can use your Discover card for a wide range of transactions, from everyday purchases to travel and entertainment expenses.

Discover cards are not issued by banks, but by Discover Financial Services, a separate company that specializes in credit card services.

This means that Discover cards are not tied to a specific bank account, giving you more flexibility in how you manage your finances.

Discover offers a range of card types, each with its own benefits and features.

Cashback cards are a popular type of Discover card, offering rewards on purchases made in various categories.

The Discover it Cash Back card, for example, offers 5% cashback on different categories throughout the year, such as gas stations, grocery stores, and restaurants.

The Discover it Chrome card offers 2% cashback at gas stations and restaurants, and 1% cashback on all other purchases.

Travel cards are another type of Discover card, designed for frequent travelers.

The Discover it Miles card offers unlimited miles on all purchases, with no rotating categories or spending limits.

Student cards are also available, offering benefits specifically for students.

The Discover it Student Cash Back card offers 5% cashback on various categories, such as gas stations, grocery stores, and restaurants, as well as a $20 statement credit for each month you make a payment on time.

Discover it Student Cards are designed for students who want to build credit while earning rewards. They offer 5% cash back on various categories throughout the year.

The Discover it Student card has no annual fee, which is a big plus for students on a tight budget. It also offers free FICO credit scores, so students can track their credit progress.

This card requires no foreign transaction fees, making it a great option for students who want to travel abroad or shop online from international retailers.

If you're considering applying for a Discover it Student card, you'll want to compare the different options available. The Discover it Student Chrome and Discover it Student Cash Back credit cards have some key differences.

The rewards rate is the main difference between the two cards, with the Discover it Student Chrome offering 2% Cashback Bonus at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.

If you make frequent purchases at restaurants or gas stations, the Discover it Student Chrome might be the better choice for you.

Here are some key features to consider when deciding between the two cards:

Both cards offer a cash back rewards program, with the Discover it Student offering 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate.

The Discover it Student Card is a great option for students who want to build credit while earning rewards. It offers 5% cashback on various categories throughout the year, such as gas stations, grocery stores, and restaurants.

One of the best things about this card is that it doesn't charge an annual fee. This means you can enjoy the benefits of the card without having to pay extra.

The cashback rewards are unlimited, so you can earn as much cashback as you want. You'll also get a $20 statement credit for each year's anniversary of opening your account.

The Discover it Student Card also offers a free FICO credit score, which can help you track your credit progress. This is a valuable tool for students who are just starting to build their credit.

With the Discover it Student Card, you can earn 1% cashback on all other purchases, in addition to the 5% cashback in the various categories. This means you can earn rewards on almost every purchase.