Investment Manager Services for a Secure Financial Tomorrow

Investing your money wisely can be a daunting task, especially if you're not familiar with the world of finance.

A good investment manager can help you make informed decisions and achieve your long-term financial goals. According to the article, a reputable investment manager can increase your chances of success by up to 30%.

Having a clear investment plan in place is crucial for achieving your financial objectives. This plan should align with your risk tolerance, financial situation, and investment goals.

Investment managers use a variety of strategies to grow your portfolio, including diversification and regular portfolio rebalancing.

Our investment manager services are designed to help you grow and preserve your wealth. We take a robust approach to managing investments, focusing on a few guiding principles that prioritize your financial well-being.

We believe in taking considered risks, aiming for steady growth in wealth over time, and focusing on the real value of capital. This means we invest over a long time horizon and rely on proprietary research to inform our decisions.

Our services include a multi-award winning Investment Advisory Service, which is perfect for those who want to manage their own money but need guidance from a professional investment manager. This service is designed to provide ongoing advice on all your investment decisions.

Here are some key benefits of our investment manager services:

Our investment managers are steadfast partners to our clients, listening to their unique stories and preferences to create personalized investment plans.

We offer a full range of funds to help investors build solid financial futures, including cash funds that invest in short-term bonds and commodity funds that diversify portfolios and hedge against inflation.

Investing in stocks can be more suitable for long-term investing, as it allows investors to ride out market highs and lows in search of higher rewards.

A multi-asset strategy combines different types of assets to create a more nimble and broadly diversified portfolio.

We take a robust approach to managing investments, focusing on preserving and growing wealth by concentrating on a small number of guiding principles, including taking considered risks and aiming for steady growth.

Our investment managers also believe in proprietary research and investing over a long time horizon.

We provide customized investment solutions that align with specific needs and goals, such as tax efficiency for high tax bracket investors.

Asset allocation is crucial for long-term investment returns, and our managers can build an allocation that balances risk and return according to the client's comfort level and goals.

Here are some examples of asset allocations:

Our investment advisory service is designed for those who want to manage their own money but would like help from a professional investment manager, providing ongoing advice on all investment decisions.

We also offer tax services, including tax outsourcing, compliance and reporting, technology consulting, advisory, and blockchain and digital assets tax services.

Assets Under Management Fees are a common way investment advisors bill clients for their services. They charge a stated annual percentage of the total assets that a client invests with their advisor.

For example, if a client invests $750,000 and their investment manager charges a 1% AUM fee, the client will pay $7,500 in a given year.

Fees are usually paid quarterly by dividing the annual percentage into 4. This means that the $7,500 fee would be withdrawn from the client's account in four equal installments over the course of a year.

The AUM fee is directly withdrawn from the invested accounts to cover the investment management services.

Charities can find it hard to measure how their underlying portfolios hold up to their responsible investment objectives.

Using Science Based Targets could help provide objective insights for charity investment committees.

The latest data collated over the previous month is analyzed in our Macro and Market Trends Report, which delves into the latest trends and their impact on future economic growth, market expectations, and your portfolio.

Charities can benefit from using Science Based Targets to measure their portfolio's performance against responsible investment objectives.

Our Macro and Market Trends Report provides valuable insights into the latest market trends, helping charities make informed decisions about their investments.

Investment managers work closely with clients to understand their unique goals and preferences, tailoring investment strategies to meet their needs. Each investor has a different story, and investment managers listen to every one of them.

They offer a range of funds that match up with investors' goals and preferences, including cash funds that invest in short-term bonds and commodity funds that invest in precious metals or energy resources. These funds can provide better rates of return on deposits than ordinary bank accounts and offer diversification and a hedge against inflation.

Investment managers also focus on preserving and growing wealth by concentrating on a small number of guiding principles, such as balancing asset classes to achieve particular investment objectives. They use a robust approach to managing investments, combining different types of assets to create a more nimble and broadly diversified portfolio.

Investment managers typically bill clients using fee structures that benefit their bottom line.

Client-facing investment managers often use a fee structure where they charge a percentage of the client's investment portfolio.

This percentage can range from 0.25% to 1.5% or more, depending on the manager's experience and the services offered.

In some cases, investment managers also charge a flat fee, which can be a one-time payment or an ongoing monthly fee.

Some managers may also earn money through performance fees, which are paid when the client's investments generate a certain return.

These performance fees can be a percentage of the profits or a flat rate, and can add up quickly if the client's investments perform well.

Investment managers work with a clear approach to managing investments, which is rooted in a established investment philosophy and process. This approach focuses on preserving and growing your wealth by concentrating on a small number of guiding principles.

Their approach emphasizes taking considered risks and aiming for steady growth in wealth over time. This means they're not looking to make quick profits, but rather to build long-term value.

Investment managers also focus on the real value of capital, which means they consider the intrinsic worth of an investment rather than just its short-term price. This helps to reduce unnecessary risks and ensure that investments are aligned with your goals and preferences.

A key aspect of their approach is investing over a long time horizon, which allows them to ride out market fluctuations and make more informed decisions. They also believe in proprietary research, which means they have their own in-house experts who can provide valuable insights and analysis.

Here's a summary of their approach:

This approach may involve investing in a range of assets, including cash funds, commodity funds, and equities. By diversifying your portfolio, you can reduce risk and increase potential returns.

Active investing involves regular buying and selling with the goal of outperforming a specific benchmark, typically requiring a high level of research and higher fees.

An investment manager can help you create a contribution and withdrawal strategy, taking into account potential tax impacts and monitoring your withdrawals to ensure your income doesn't run out.

Funds that match up with your investing goals and preferences are available, offering a range of options such as cash funds, commodity funds, and equities.

Equities are typically more suitable for long-term investing, allowing you to ride out market highs and lows in search of higher rewards.

A multi-asset strategy combines different types of assets to create a more diversified portfolio, with fund managers balancing asset classes to achieve specific investment objectives.

Asset allocation is crucial for long-term investment returns, involving a mixture of different securities such as stocks and bonds inside a given investment account.

An effective asset allocation should balance risk and return according to your comfort level and goals, with an investment manager able to build an asset allocation that meets your needs.

Active Investing involves regular buying and selling with the goal of outperforming a specific benchmark. This type of investing requires a high level of research and often comes with higher fees charged to the client. An investment manager that attempts to predict the future performance of individual companies is likely an active investment manager.

Active investing can be a good option for investors who are looking to make a profit in the short-term. However, it's essential to remember that investments go up and down in value, so it's not a good idea to invest for anything less than three years.

Investors who choose active investing should be prepared to actively monitor their investments and make adjustments as needed. This can be a time-consuming and stressful process, but it may be worth it for those who are looking to outperform the market.

Here are some key characteristics of active investing:

Active investing can be a complex and nuanced field, and it's essential to work with a qualified investment manager who can help you make informed decisions. By understanding the benefits and risks of active investing, you can make a more informed decision about whether it's right for you.

Inflation can have a significant impact on investments.

Recent inflation has been a major concern for investors, with its effects still being felt in the markets.

Registering for a free webinar can provide valuable insights into the current market situation and help you make informed investment decisions.

Our investment outlook suggests that inflation can be a challenge for investments, but it's not impossible to navigate.

Investors need to be aware of the potential risks associated with inflation and take steps to mitigate them.

Advancing your investment strategy to prioritize sustainability, climate, and equity is a crucial step in building a responsible and long-term investment portfolio. This involves determining and articulating your Environmental, Social, and Governance (ESG) ambition for both corporate and investment strategy.

Your ESG ambition will serve as the foundation for your investment decisions, guiding you to make choices that align with your values and goals. By articulating your ambition, you'll be able to communicate your commitment to stakeholders and investors.

To ensure the rigor of internal investment processes matches your external ESG communications and commitments, you'll need to focus on governance and enterprise risk management. This involves establishing clear policies and procedures to mitigate potential risks and ensure compliance with regulatory requirements.

Data process and controls are also essential for effective ESG management. This includes implementing robust data collection and analysis systems to track your ESG performance and identify areas for improvement.

Effective disclosure is critical for transparency and accountability. A well-crafted disclosure strategy will help you communicate your ESG progress and achievements to investors and regulatory bodies.

To ensure you're ready for disclosure, it's essential to have a plan in place for assurance and readiness. This may involve engaging external experts to review your ESG reporting and provide assurance on the accuracy and completeness of your disclosures.

In addition to ESG considerations, tax governance and transparency are also important aspects of sustainable investment. This includes being prepared for tax credits, incentives, and grants, as well as understanding the rules around direct pay and transferability.

Here are the key areas to focus on for effective ESG management:

Investment managers offer a range of services to help clients achieve their financial goals, including wealth management, retirement planning, and estate planning.

Equity investments, such as stocks and shares, can provide long-term growth and income, but also come with higher risks.

Fixed income investments, like bonds and debentures, offer more stable returns but with lower potential for growth.

Investors can also diversify their portfolios by allocating funds to alternative investments, such as real estate or commodities.

Unsystematic risk is a type of risk that can be reduced with proper diversification. This means spreading your investments across different assets to minimize the impact of any one investment's decline.

Individual Business Risk is a common example of unsystematic risk. If an individual company's value decreases, it can affect your investment. I've seen this happen to friends who invested heavily in a single company that struggled financially.

Liquidity Risk is another type of unsystematic risk. This occurs when you're unable to liquidate your investment quickly for cash. This can be a problem if you need access to your money suddenly.

Here are some examples of unsystematic risk:

Hedge Funds are alternative investment vehicles that use pooled funds to employ advanced strategies, including short-selling, to achieve active returns.

They're known for their high risk-reward profiles, which can provide returns that exceed stock market averages.

High-net-worth and institutional investors often invest in Hedge Funds due to their potential for high returns.

However, this comes with a cost: Hedge Funds often charge high fees and have liquidity restrictions.

These restrictions can make it difficult to withdraw your money when you need it.

Investing in funds that match up with your goals and preferences can be a great way to build a solid financial future. Our full range of funds is designed to help investors achieve their financial goals.

You should consider investing in cash funds if you're looking for better rates of return on deposits than you'd get in an ordinary bank account. They often invest in very short-term bonds known as 'money market instruments'.

Investing in stocks can be a good option for those who can ride out the highs and lows of the market in search of higher rewards. Equities are typically more appropriate for long-term investing.

However, if you have a short-term financial goal, such as saving for a holiday, cash is usually the right choice. It's not a good idea to invest for anything less than three years.

A multi-asset strategy can combine different types of assets, such as stocks, bonds, and cash, to create a more nimble and broadly diversified portfolio. Fund managers will balance asset classes to achieve particular investment objectives.

Investing can grow your money significantly over the long term, but it's essential to consider your goals, time horizon, and individual circumstances before making a decision.

Professional investment managers and advisors have extensive knowledge and experience navigating investment strategies through various types of financial markets. They carry designations such as the CERTIFIED FINANCIAL PLANNER (CFP) and Chartered Financial Analyst (CFA).

Your financial advisor or planner can provide valuable advice on contribution and withdrawal strategies, including potential tax impacts of these transactions. They can also help monitor your withdrawals to ensure your income doesn't run out.

By choosing a reputable investment manager, you can enjoy peace of mind knowing that your investments are in expert hands. They can build a bespoke, diversified portfolio for you and manage it on a day-to-day basis in line with your wishes.

Working with a financial advisor can be a huge relief, especially when it comes to managing your investments. Delegating investment management to professionals saves you time and potentially mental stress.

Having a financial advisor guide your investment strategy can help you avoid costly financial mistakes. Emotion may cause you to make poor investment decisions, but a professional can provide objective guidance.

Investment managers and advisors have extensive knowledge and experience navigating investment strategies through various types of financial markets. They carry designations such as the CERTIFIED FINANCIAL PLANNER (CFP) and Chartered Financial Analyst (CFA).

Our investment managers are experts in their field, working together to provide a collegiate approach. This means you'll benefit from extensive and combined knowledge across investments and portfolio construction.

A financial advisor can help you understand your needs and build a personalized portfolio that meets your goals. They can also provide advice on responsible investment and managing your portfolio.

Working with a financial advisor can also provide peace of mind, knowing that your investments are in expert hands. You can choose to delegate responsibility for managing your investments or have more involvement in investment decisions.

Deloitte's audit and assurance capabilities cover a wide range of services, including financial statement audit services and accounting and reporting advisory services.

Their expertise spans traditional and alternative asset managers, private equity, business development companies, and family offices, addressing specific audit and assurance challenges in the investment management sector.

Omnia DNAV, a cloud-based technology, transforms investment auditing and portfolio valuation, significantly reducing the audit burden on teams.

This innovative solution saves time while delivering insights, quality, and transparency with scale and speed.

Deloitte's experience and expertise in audit and assurance make them a trusted partner for investment management sector leaders.

Our investment management process is built on a robust approach that prioritizes preserving and growing your wealth. We focus on a small number of guiding principles that help us make informed investment decisions.

We take a considered approach to managing investments, which means we carefully weigh the potential risks and rewards of each investment. This helps us avoid impulsive decisions that might harm your portfolio.

Our investment philosophy is centered around the idea of steady growth in wealth over time. We believe that investing for the long haul is key to achieving your financial goals.

We focus on the real value of capital, rather than just chasing short-term gains. This means we're more likely to invest in assets that have a strong potential for long-term growth.

Our team is committed to proprietary research, which means we don't rely on generic market analysis. Instead, we dig deep to understand the underlying trends and drivers that impact the markets.

Here are some key principles that guide our investment management process:

By following these principles, we're able to create a tailored investment strategy that meets your unique needs and goals. Whether you're looking to grow your wealth over the long term or achieve a specific financial objective, our investment management process is designed to help you succeed.

We offer a range of funds that match up with investing goals and preferences, listening to each client's unique story to help build a solid financial future.

Cash funds can provide better rates of return on deposits than an ordinary bank account, investing in very short-term bonds known as 'money market instruments'.

Commodity funds offer potential benefits such as portfolio diversification and a hedge against inflation, investing in precious metals, energy resources, and agricultural goods.

Investing in stocks, also called equities, involves buying a share in a company and becoming a shareholder, typically more suitable for long-term investing.

A multi-asset strategy combines different types of assets, such as stocks, bonds, real estate, or cash, to create a more nimble and broadly diversified portfolio.

Alternative investment strategies like real estate are less sensitive to global market movements, making them a popular choice for investors looking to achieve their goals.

We offer funds that match up with investing goals and preferences, so every investor has a unique investment experience. Our team listens to each client to understand their individual needs.

Investing in cash funds can provide better rates of return on deposits than an ordinary bank account, as they often invest in short-term bonds known as 'money market instruments'. These instruments are essentially banks lending money to each other, offering a low-risk option for investors.

Our investment services include commodity funds, which offer potential benefits such as portfolio diversification and a hedge against inflation, by investing in assets like precious metals, energy resources, and agricultural goods.

Flat fees and annual retainers are becoming increasingly popular among investment managers, especially those who offer financial planning services. These fees can be substantial, often exceeding $8,000.

They're typically billed directly from the client's bank account in monthly or quarterly installments, making it easy for high-income clients to pay for the advice they need.

Investment managers typically bill clients using various fee structures, including assets under management fees, flat fees, and annual retainers.

An assets under management fee is a stated annual percentage of the total assets that a client invests with their advisor. For example, if a client invests $750,000 and their investment manager charges a 1% assets under management fee, then the client will pay $7,500 in a given year.

Fees are usually paid quarterly by dividing the annual percentage into 4 and are directly withdrawn from the invested accounts to cover the investment management services.

Flat fees or retainers can be $8,000+ and are often billed directly from the client’s bank account in monthly or quarterly installments. This fee often covers both the cost of investment management and financial planning advice.

Investment professionals who are selling mutual funds may receive a small amount of recurring revenue in the form of 12b-1 fees. Often these investment professionals are not acting as fiduciaries, instead serving as a sales professionals.

Delegating investment management to professionals can be a relief, knowing that your financial advisor is looking out for your best interest as they guide your investment strategy.

Our investment managers are experts in their field, with extensive knowledge and experience navigating investment strategies through various types of financial markets.

They have the necessary designations to back up their expertise, such as the CERTIFIED FINANCIAL PLANNER (CFP) and Chartered Financial Analyst (CFA).

These designations are a testament to their commitment to staying up-to-date with the latest industry developments and best practices.

Our investment managers work together as a team, taking a collegiate approach that allows you to benefit from their combined knowledge and expertise.

This collaborative approach ensures that you receive a well-rounded and informed investment strategy that takes into account your unique financial goals and objectives.

Here are some of the key credentials you can expect from our investment managers:

You can start investing with us even if you're new to investing. Many of our clients have come into an inheritance or sold a business and need help with their finances.

We'll discuss your unique circumstances and objectives to create a personalized investment strategy that suits you. We'll listen to your preferences and explain your options in a way that makes sense to you.

Our team is here to support you every step of the way, from explaining your investment choices to helping you make informed decisions.