InsureandGo Insurance Plans for Every Need

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InsureandGo offers a range of insurance plans to cater to different needs. From single-trip to multi-trip insurance, you can choose the plan that suits you best.

Their single-trip insurance covers you for a specific period, usually up to 365 days. It's ideal for those who only travel once a year.

InsureandGo's multi-trip insurance, on the other hand, provides coverage for multiple trips within a year. This plan is perfect for frequent travelers.

Their insurance plans also offer various levels of coverage, including basic, premium, and comprehensive options.

Insurance Options

InsureandGo offers a range of insurance options to suit your needs. Their policies are underwritten by Zurich Insurance Plc, a reputable company.

You can choose from four different policies: Black, Gold, Silver, and Black. Each policy offers varying levels of cover.

InsureandGo has a broad range of policy options, allowing you to customize your policy to fit your needs. This flexibility is a major advantage of choosing InsureandGo.

For more insights, see: Insurance Policies List

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Their policies offer domestic and international travel options, so you can choose the one that suits your plans. InsureandGo also considers all pre-existing medical conditions, making it easier to sort out insurance.

Here are the three levels of cover to choose from:

  • Black
  • Silver
  • Gold

Each level of cover offers a different level of protection, so it's worth considering what you need before making a decision.

Evaluating and Choosing

InsureandGo is a specialist in covering customers with pre-existing medical conditions, founded in 2000 and listed as a specialist in covering customers with pre-existing medical conditions.

All four InsureandGo policies – Black, Gold, Silver and Black – are underwritten by Zurich Insurance Plc, giving you the confidence in their financial backing.

You can choose from four policies, each with varying levels of coverage, making it easy to find the right one for your needs. InsureandGo offers tailored options for Winter Sports, Business, Golf and Natural Disasters, so you can select the policy that suits your specific travel plans.

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Here are the key features of InsureandGo's policies:

  • Award-winning travel insurance company
  • 24-hour emergency assistance line
  • Tailored options for Winter Sports, Business, Golf and Natural Disasters
  • Covid-19 benefits available in Domestic and International Policies (Silver and Gold)
  • Easy online application process with no certificates required
  • Children are covered for free when travelling with parents or grandparents
  • All pre-existing medical conditions considered (but not all are automatically covered)
  • Cover up to 100 years of age, subject to policy terms and conditions

By choosing InsureandGo, you can feel confident that you're travelling with an award-winning travel insurance specialist, backed by Zurich Insurance Plc and offering a range of policies to suit your needs.

Evaluating Insurance Policies

To make an informed decision, it's essential to research the insurance provider and their policies. InsureandGo's travel insurance policies are a good starting point for comparison.

A claim on your travel insurance can be made by following the steps outlined in the policy documents. You can find more information on this process by visiting the InsureandGo website.

When choosing an insurance policy, consider what's included in the coverage. InsureandGo's policies provide a range of benefits, but it's crucial to understand what's covered and what's not.

Here's a quick breakdown of what you might want to look for in an insurance policy:

  • Find out more about the policy's coverage and exclusions.
  • Understand the claims process and what's required to make a claim.
  • Compare different policies to find the best fit for your needs.

Why Choose?

When evaluating travel insurance options, it's essential to consider the provider's reputation and customer service. InsureandGo has been in the business since 2000 and has won multiple awards for their travel insurance, including Feefo's Gold Trusted Service Award in 2020.

People Looking the Insurance Policy
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Their customer service is friendly and efficient, making it a pleasure to get help when you need it. You'll appreciate their hassle-free claims process, too.

InsureandGo offers a range of policy options to suit your needs, including options for customers with pre-existing medical conditions. All four of their policies are underwritten by Zurich Insurance Plc.

Their 24-hour emergency medical assistance line gives you peace of mind while traveling. You can feel confident that you're in good hands with InsureandGo.

Age Limits for Insurance Policies

Age limits for insurance policies can be a concern for travelers, especially seniors. InsureandGo provides travel insurance to customers up to the age of 100.

The company offers tailored options for various types of travel, including Winter Sports, Business, Golf, and Natural Disasters. However, different types of policies may have a lower age limit.

It's essential to read the Product Disclosure Statement (PDS) for the full details of each policy InsureandGo offers. This will help you understand the specific age limits for each policy.

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InsureandGo covers children for free when traveling with parents or grandparents. This is a great perk for families.

Here's a summary of the age limits for InsureandGo travel insurance policies:

Keep in mind that your age may impact the length of time InsureandGo will cover you with travel insurance. Older travelers typically have shorter coverage periods.

Cooling-Off Period

The cooling-off period is a crucial aspect to consider when evaluating and choosing travel insurance policies. InsureandGo offers a 14-day cooling-off period, during which you can cancel your policy and receive a full refund, as long as you haven't already departed for your trip or made a claim.

If you're not satisfied with your policy, you can cancel within this timeframe and get a full refund, which is a great feature to have. This allows you to review your policy and make changes if needed before your trip.

Keep in mind that the cooling-off period may vary depending on the insurance provider, so it's essential to check the specifics of your policy.

Claim Process

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If you need to make a claim with InsureandGo, you can do so by completing a claims form online through their website or by downloading the form, filling it out and then emailing it back to InsureandGo.

InsureandGo's claim process is designed to be user-friendly, and if you need assistance with completing your claim, you can call them to have a friendly staff member help you out.

You'll need to lodge your claim within 30 days of completing your journey, so be sure to keep track of your travel dates and deadlines.

To register a new claim, you can call 01243 219595 or claim online, and you'll need your policy document when you get in touch.

Before calling for cancellation claims, it's a good idea to contact your travel agent and/or airline to see if they can offer a refund or help you move your trip.

InsureandGo paid 85-90% of claims made on European annual policies in 2022, which is above the average of 76%, so you can have confidence in their ability to handle your claim.

Insure and Go Information

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InsureandGo is an award-winning travel insurance company that's been around since 2000.

They offer a range of policy options that allow you to tailor your coverage to fit your needs, including Winter Sports, Business, Golf, and Natural Disasters.

You can get 24-hour emergency assistance, which can be a huge relief in case of an unexpected situation while traveling.

All pre-existing medical conditions are considered, but not all of them are automatically covered.

Children are covered for free when traveling with parents or grandparents, which is a great perk.

You can apply for a policy online with ease, and no certificates are required.

The company covers people up to 100 years of age, subject to policy terms and conditions.

Here are some of the key benefits of InsureandGo's policies:

  • Covid-19 benefits available in Domestic and International Policies (Silver and Gold)
  • Tailored options available for various activities and situations
  • 24-hour emergency assistance line
  • Easy online application process
  • Children covered for free
  • All pre-existing medical conditions considered

Policy Management

You can extend your InsureandGo policy by contacting them directly, but be aware that your age or personal circumstances may affect how long you can extend your cover.

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If you need to extend your policy, it's essential to consider factors such as your destination and type of policy, as these may also impact the length of time you can extend your cover.

To manage your policy effectively, it's best to contact InsureandGo directly to discuss your options and determine the best course of action for your specific situation.

Policy Features

InsureandGo offers a range of policy features that can be tailored to your needs.

You can choose from domestic and international travel options, making it easy to find the right policy for your trip.

InsureandGo considers all pre-existing medical conditions, making it easier to sort out insurance without the need for a medical certificate.

However, not every medical condition will be covered, so be sure to check the specifics of your policy.

There are three levels of cover to choose from, each offering different benefits and excess options.

Here are some of the key features of InsureandGo's policies:

InsureandGo also offers a 24-hour emergency assistance line, which can be a lifesaver if you need help while abroad.

The company's policies are underwritten by Zurich Insurance Plc, a reputable and well-established insurer.

Group Insurance

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Group insurance can be a great option for travelers, especially for groups of up to 10 individuals.

InsureandGo offers group travel insurance, allowing you to purchase a single policy for everyone in your group.

Frequently Asked Questions

Who underwrites Insure and Go?

Insure and Go is underwritten by Mitsui Sumitomo Insurance Company, a reputable global insurer. Their policies are backed by Europ assistance for 24/7 emergency support.

Are AllClear and InsureandGo the same company?

No, AllClear and InsureandGo are not the same company, as they were acquired by NSM Insurance Group in 2024. They are now subsidiaries of the same parent company.

How does annual travel insurance work?

Annual travel insurance covers multiple trips within a 12-month period, starting from the policy activation date, and requires activation before each trip

Angel Bruen

Copy Editor

Angel Bruen is a seasoned copy editor with a keen eye for detail and a passion for precision. Her expertise spans a variety of sectors, including finance and insurance, where she has honed her skills in crafting clear and concise content. Specializing in articles about Insurance Companies of Hong Kong and Financial Services Companies Established in 2013, Angel ensures that each piece she edits is not only accurate but also engaging for the reader.

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