
To get an insurance broker license, you'll need to pay for course and exam fees, which can vary depending on the state you're in. The cost of these fees can range from $100 to $500.
In some states, like California, the license fee is $120, while in others, like New York, it's $55. These fees are typically non-refundable, so make sure you're committed to becoming an insurance broker before paying.
The cost of pre-licensing courses can also add up, with prices ranging from $200 to $1,000. However, some states offer free or low-cost courses, so it's worth shopping around.
Insurance License Cost
The cost of obtaining an insurance broker license can vary depending on the state and type of license. In California, for example, the filing fees for a life agent license are non-refundable and range from $188 to $1,296.
Filing fees are typically non-refundable, as stated in Section 1751.5 of the California Insurance Code. This means that even if your application is denied, you won't get your money back.

The cost of a pre-licensing education course can vary in price and content, but it's often a good idea to take one to prepare for the exam. In California, a course can cost around $80.
To take the insurance licensure exam, you'll need to pay a fee that ranges from $40 to $150, depending on the state. You'll also need to show a valid signature-bearing ID with your photo and the original copy of your pre-licensing education certificate.
Here's a breakdown of the estimated costs for a health and life insurance agent license in California:
- Education Course: $80.00
- Background & Fingerprints: $59
- Health Application Fee: $188
- Health License Examination: $55.00
- Life Application Fee: $188
- Life Licensing Exam: $55.00
Note that these costs are specific to California and may vary depending on the state and type of license.
Becoming an Insurance Agent
To become an insurance agent, you'll need to obtain a license in your state, which typically requires passing a licensing exam and completing a pre-licensing course.
The cost of obtaining an insurance broker license varies by state, ranging from $50 to $1,000, depending on the state's requirements.

Insurance agents are required to complete continuing education courses to stay up-to-date on industry developments and maintain their licenses.
In most states, insurance agents must complete a pre-licensing course before sitting for the licensing exam, which can cost anywhere from $100 to $500.
The licensing exam itself can cost between $50 to $200, depending on the state and the type of license being pursued.
Insurance agents can work for insurance companies, brokerages, or as independent agents, and their salaries can range from $40,000 to over $100,000 per year, depending on experience and location.
To become a licensed insurance agent, you'll typically need to be at least 18 years old and have a high school diploma or equivalent.
Insurance Agent License in California
To become an insurance agent in California, you'll need to get a health insurance license. The cost of an education course can vary, but in California, it's around $80.
You'll also need to pass the health license examination, which costs $55. The application fee for a health license in California is $188.

A background check and fingerprints are also required, which costs around $59. To become a life insurance agent in California, you'll need to get a life insurance license as well, which costs the same as a health license: $55 for the exam and $188 for the application fee.
The total estimated cost for a health and life insurance agent license in California is around $629.
Course and Exam Costs
The cost of getting an insurance broker license in California can be broken down into several components, including education course fees and exam fees.
Education course fees can range from $64 for a Cargo Shipper's Agent license to $622 for a Life & Disability Insurance Analyst license. For example, the estimated cost for a Health & Life Insurance Agent License in California is $80 for the education course.
Exam fees can range from $55 for a Casualty Broker-Agent license to $155 for a Life & Disability Insurance Analyst license. For example, the estimated cost for a Health & Life Insurance Agent License in California is $55 for the health license examination.

Here's a breakdown of the estimated costs for various insurance licenses:
Keep in mind that these fees are subject to change, and it's always a good idea to check with the California Department of Insurance for the most up-to-date information.
P&C License Cost
The cost of obtaining a Property and Casualty (P&C) license can vary depending on the type of license you're applying for. For a Property Broker-Agent license, the filing fee is $188, and the renewal fee is also $188.
Here are the filing fees for different types of P&C licenses:
The late renewal fee for a P&C license is equal to the original renewal fee plus a penalty fee. For example, if the original renewal fee is $188, the late renewal fee would be $282.
Bail Agent and Bail Solicitor licenses have different renewal requirements. After the expiration date of the license, bail agents and bail solicitors must reapply and pay a license fee of $1,244. Bail Permittees must reapply and pay a license fee of $2,496.
It's worth noting that all filing fees for P&C licenses are non-refundable, as stated in Section 1751.5 of the California Insurance Code.
Sources
- https://www.insurance.ca.gov/0200-industry/0045-lic-fees/
- https://appliedga.com/blog/cost-to-become-an-insurance-agent/
- https://www.insurancebusinessmag.com/us/guides/how-to-get-an-insurance-agent-license-a-stepbystep-guide-472822.aspx
- https://www.insurance.ca.gov/0200-industry/0130-mailing-lists/fees.cfm
- https://staterequirement.com/how-to-get-property-casualty-license/property-casualty-license-cost-by-state/
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