Understanding Indian Bank IFSC Code and Its Usage

An IFSC code is a unique 11-digit code assigned to each Indian bank branch, used for electronic funds transfer and other banking operations.

The IFSC code consists of a mix of letters and numbers, with the first four characters representing the bank's name, the next four characters representing the branch's code, and the last three characters being a check digit.

Understanding the IFSC code is essential for making online transactions, transferring funds, and paying bills.

Indian banks use IFSC codes to facilitate smooth and secure transactions, ensuring that money reaches the intended recipient's account.

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Indian Bank assigns a unique IFSC code to each of its branches through the RBI. This makes each branch easy to identify, especially when processing online transfers on the NEFT, IMPS, and RTGS networks.

To send money to an account with Indian Bank from abroad, or domestically within India, you'll need to use an IFSC code. This ensures your money gets to the right place.

Here's a breakdown of the IFSC code for Indian Bank:

Using an IFSC code is a crucial step when sending money to an Indian Bank account, whether domestically or internationally. You'll need to use the unique IFSC code assigned to each branch by the RBI, which makes each branch easy to identify.

The IFSC code is especially important for online transfers on the NEFT, IMPS, and RTGS networks. If you're sending money to an account with Indian Bank from abroad, or domestically within India, using the correct IFSC code ensures your money gets to the right place.

Indian Bank's IFSC code is IDIB0xxxxxx, and you can find this code in the table below:

If you're sending money to India from abroad with Wise, all you'll need is an IFSC and an account number to make sure your money gets to the right place.

IFSC codes are unique to each bank branch, assigned by the Reserve Bank of India to facilitate electronic fund transfers.

The IFSC code is used to identify the bank and branch involved in a transaction, making it easier to route funds accurately and efficiently. Customers need to be aware of these codes and understand their functions to ensure smooth and efficient banking transactions.

The IFSC code is primarily used for electronic fund transfers such as NEFT, RTGS, and IMPS, while the MICR code is used for cheque clearing.

Both the IFSC and MICR codes include the branch code, but they serve different purposes and are used in different banking processes.

Yes, both accounts located in the same branch of a bank will share the identical IFSC code.

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The IFSC code is a unique 11-digit code assigned to every branch of an Indian bank. It's used for electronic fund transfers and is a must-have for online banking.

The IFSC code consists of three parts: the first four letters represent the bank's name, the next four digits represent the branch's code, and the last three digits represent the branch's location.

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You can find the IFSC code on your bank's cheque book, passbook, or by contacting the bank directly. It's usually printed on the top left corner of the cheque leaf.

Each branch of an Indian bank has its unique IFSC code, so you need to use the correct code for the branch where you want to transfer funds.

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You can find your Indian Bank IFSC code on a cheque book, usually printed on the top section of a cheque leaf. The first 4 digits of the IFSC code represent the bank's name, followed by a 0, and the final 6 digits indicate the branch of the bank.

You can also find the IFSC code in your passbook or on the bank's official website. Some popular third-party financial websites and fiscal comparison portals also provide IFSC codes for various banks. For instance, the IFSC code for SBI typically starts with 'SBIN' followed by a unique 5-digit branch code.

To find the IFSC code of a specific branch, you can use online tools like IndiaLends, which provides information in an easy-to-understand format. You can also contact the bank's customer service helpline or visit the nearest branch to obtain the IFSC and MICR code of the bank.

To find an IFSC code, you'll need a few essential details. An IFSC code is a unique 11-digit alphanumeric code assigned by the Reserve Bank of India to each bank branch in India that participates in electronic fund transfers.

You can find the IFSC code on your bank's cheque book or on the front page of your passbook. It's usually printed on the top section of a cheque leaf or on the front page of your passbook.

To ensure seamless and secure electronic fund transfers, you must input the correct IFSC code of the recipient's bank along with their account number. If an incorrect IFSC code is provided, the system will cross-verify it with the recipient's name and account number to rectify the error and initiate a refund promptly.

Here are some ways to locate the IFSC code of Indian Bank:

The IFSC code is essential for the RBI to effectively monitor all banking transactions without errors. It enables the RBI to supervise, oversee, and efficiently manage all financial transactions conducted through NEFT, RTGS, and IMPS.

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You can find your IFSC code in various places, including your cheque book or passbook. The first 4 digits of the IFSC code represent the bank's name, followed by a 0 and the final 6 digits indicating the branch of the bank.

You can also locate the IFSC code on the top of a cheque leaf, near the bank account number.

To search for IFSC and MICR codes of banks, you can check your cheque book, the bank's official website, or various third-party financial websites and fiscal comparison portals. The IFSC code for a bank like SBI typically starts with 'SBIN' followed by a unique 5-digit branch code.

You can also contact the bank's customer service helpline or visit the nearest branch to obtain the IFSC and MICR code of the bank.

Here are some ways to find the IFSC code of Indian Bank:

You can also search for IFSC codes of banks using various online tools, such as IndiaLends, which provides information in a very easy format.

Your IFSC code will remain the same unless your bank merges with another bank. I've seen it happen, but it's not a common occurrence.

The IFSC code does change if your branch is relocated. This is because the code is specific to the branch where your account is held.

So, if you're planning to transfer your account to a different branch, you should check if the IFSC code will change. It's always a good idea to confirm with your bank before making any transfers.

Indian Bank IFSC codes are widely used for online transactions, and it's essential to know the right one for your bank branch. You can search for your district, state, or Indian Bank branch name to find the correct IFSC code.

We maintain and update our list regularly, but always check with your bank or recipient to ensure you have the right IFSC code. Using the wrong IFSC code might result in your payment being cancelled or sent to the wrong destination.

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Some of the most popular Indian Bank branches have their IFSC codes listed below, including the Madras High Court branch with IDIB000M157. The Dharmapuri branch has the IFSC code IDIB000D016, and the Madurai Main branch has IDIB000M004.

Here's a list of popular banks' IFSC codes: